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Best Kids Account
Evening 1st born was born last Wed :D :T and my wife and I are looking for a savings account to put the following in £250 Child trust amount And on top of that £10 Per month from us as well as £5/£10 per month from each grandparent until she is 18. Can anybody recommend an account for this to go into....? Thanks
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Other saving and investment forums?
I have learnt a lot from this forum - I read it absolutely every day. Could some of the experienced posters say what other savings/investment forums and websites they consider to be worth following?
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Best place to purchase investment trusts(ISA?)
I want to put some money away in a Jupiter managed investment trust. I will probably leave it there for the long term and am looking at the kind of costs I should expect to pay, as well as the best place to place for this investment. Also can any of their trusts be placed within an ISA and if so is it easy to do? Another…
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where to invest £30,000 short term
Hi, My partner and I are going travelling in September for 4 months and we are selling our flat. So we will have £30,000 sitting in the bank ready for a deposit on a new property when we return. Do you have any suggestions as to where we could invest this money whilst we are away? However, we would need to get access to it…
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bradford a bingley 6.45% i year bond.
from monday bradford a bingley will launch a 1 year bond paying 6.45%, with a minimum deposit of 1k.
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What to do with £15,000? Advice appreciated plz
Hi, We have just sold our house and for personal reasons are going to rent for about 1yr - 18mths. We have made £15,000 on the property which we are keeping for the deposit on our next home. We both struggle to save money so we need to put it somewhere where it cant be taken out everyday (ie on a whim) :rolleyes: Anyone…
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Nationwide BS Vote 2007 - Don't 'Quick Vote'
For Nationwide Members out there, you've should have received your voting form. However since being with the BS since 13 and now have grown up, bought my first house and read this site a lot, I've become much more money aware....and read the small print ;) If you do the easy option, which is sign for the 'Quick Vote',…
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L&G stocks and shares ISA
Have been looking into investing in S&S now for some time, L&G were among some of the companies I was looking to pool my investment in a Unit Trust/OEIC/ICVC. Obviously the value of any investment can go up/down, however they offer a £100 deal for a new account through Quidco, so anyone looking to invest the £500 minimum,…
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Icici & I D
Have applied for and been accepted for the ICICI Hisave acc, with the proviso I send utility bill and certified passport/driving licence, however as this will cost money,(don't personally know any "professional" who is authorised to sign, and the nearest branch is about 40 miles away therefore still costing money to go, is…
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Premium Bonds - Odds of winning
Sorry if this has been posted before, but I currently buy £100 a month in premium bonds and was thinking of upping this to £250 a month when I can afford too. Just wondering if anyone has ever worked out the odds of winning say £50 or £100k etc based on different sized holdings. For example if you had £10k in premium bonds…
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Abbey current account to offer 8pc interest
Abbey current account to offer 8pc interest In today's torygraph. Will be available from 2 July 2007. There is a catch! 8pc only applicable up to 2.5k:-(
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Icesave charged me for a CHAPS transfer that wasn't requested
Hi all, I can't believe this, I've just made a £700 withdrawal from my Icesave account and found out today that I was charged £30 for a CHAPS transfer. I can't see how this could have happened - I know what CHAPS is and I did not tick that box. I don't see how I can prove it though or what I can do. Has this ever happened…
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B'ham Midshires 6.4% bond???
I have a bond maturing with BM and they have suggested I transfer the money into a new bond for one year at 6.40%. I wont need the money - the rate seems good but so did the BM rate a year ago and now its laughable! Should I invest for 1 year into a fixed rate or put the money in a flexible rate account in case interest…
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Organising little amount of savings - basic help please
Hey guys, This is my situation. I have: 1 nationwide e-savings account with £1300 in it - a lot of money to me! 1 halifax savings account with £10 in it - still a lot of money!!! Anyway, as I'm sure you are aware nationwide savings offer a really good rate. However, I make about £60 a year interest, and lose £10 in tax, so…
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Calculation to convert AER to Gross
Does anyone have the formula for converting Gross interest to AER and vice versa. E.g. You know the Gross interest for an investment but want to calculate what the AER is if the interest is paid monthly.
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Advice needed re investment
Hi y'all, I've been reading the advice re investments on this site and I am still unsure which is the best way to go for me. I have approx £30,000 to invest (never had this much money before!) for up to 3 years (I am a non taxpayer) - would I be better investing in NSandI 3yr index linked bond or in a high interest savings…
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How should I invest £1000 a month?
I would really appreciate some advice from you lovely people, the situation is this; I want to invest £1000 a month into some sort of savings account starting with a initial £3000 deposit we do not have any ISA's. I live in a small village that has a post office and a LLoyds bank that opens 3 days a week so I would like an…
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Nationwide Postal A/C
Anyone noticed their statements being posted back late following a payment? I've been waiting for six days which is worryingly late.
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Shareholder Perks
Not sure if this has been posted before. Hargreaves Lansdown provides a list of perks offered by companies when shares are bought. Some perks require a minimum amount of shares others don't. http://www.h-l.co.uk/shares_and_stock_markets/shareholder_perks/action/list.hl Please note these share must be personally bought and…
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Anybody good at working out compund inerest please??
I'm trying to work out the best savings account strategy but my maths is a bit rusty. I've got £50,000 in an internet savings account but it only pays 4.2% net interest just now so I tried to calculate different strategies using todays interest rates and assumed for the calculation that they would stay fixed over the next…
