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Do I qualify for gross interest??
Hi I'm sitting here trying to work out whether I'm allowed to fill out and send off a R85 form. I earn £415 a month (just under £5k a year), but with a bit of overtime, I will go very near to my tax allowance of £5225, and as I am expecting a couple of hundred pounds in interest, I suspect that I am not entitled to gross…
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Easiest/most efficient savings A/c site?
Just posted but forgot to ask if anyone has an opinion about which savings account is the easiest to use and hopefully paying good rates.
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Bank transfer times & lousy sites.
Am I the only one with a Northern Rock Silver Saver account who gets really angry at the way their site works?. I have to click so many times to get to the part I want and I am including in this the fact that when you click on a small link sign it might take three attempts before the hourglass appears. They give the…
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What to do with £1500
Hi all Baiscally I have £1500 that needs to be saved/invested (I'm not sure which to go for hence the post on here :confused: ). The money will eventually be used to pay off a interest free loan (sort of) on the house (ie the house I have purchased had 15% deffered by the developer provided that I pay it off in a period of…
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Why shares were lemons under 'new' Labour
http://www.telegraph.co.uk/money/main.jhtml?xml=/money/2007/06/26/ccinv126.xml Interesting review of shares performance since May 1997, with all dividends reinvested your return was just 7% per annum. Investment in property under BTL would have seen a nine-fold return over the same period. Of course, past performance is no…
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tracing companies taken over / renamed
Hi bear with me, my first post guys I have the following companies certificated shares and want to know the latest having lost touch over last few years any clues? Net Investor IES New Capital Investments 10 Group Screen Teamtalk (I know they were part of restructing from IMS) regards
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Money Management - Recommendations
I seem to remember a couple of years ago coming across a service that would login into all your Internet Bank/Mail/Mobile accounts, but it also could recommend changes i.e. if you had a 1000 in Barclays Current account it would recommend accounts for it to be transferred to. I have decided i need a service like this and…
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Whats wrong with my Reguler Saver Maths?
Trying to work out the equivilent (ie what rate you actually get) annual interest rate on a long term reguler saver. Here looking at YB RS at 7% gross (5.6% Net), £500 month max (assume making max contribution). I am working it out over 3yrs or £18K total investment (I know you can invest upto 20K, but I am trying to keep…
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"Future Opportunities"
I have just read the post below by WadeWade and it piqued my interest. Can anyone please explain to me the concept that he is talking about? I am assuming it is to do with investing small amounts in several accounts across different companies in the hope that there will be a wind fall paid by the company to its customers…
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Transferring Shares from Mum to Me
Hi All, I know this may sound dim, but was wondering if any of you could help. My mum has a couple of grand in shares and she's wanting to put them in my name. I do know she pays tax on the shares which comes directly from the money she has invested, but will I get taxed if she transfers them to me? Thanks Snuffy.x.
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Transfering money abroad
Hi I am new to this site and wondered if anybody had any advice. We are moving to Crete in September and have roughly about £60,000 that we need to transfer over there. My husband will still be working a bit in Uk so should we leave money here. The money won't be used for a while as initially we will be renting in Crete.…
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Advice please savungs for daughter doing A levels
Advice please. Daughter has to close her savings with Bradford and Bingley, she will be 16 later in July. Virtually a savings acconut as she withdraws very little!!!!???? Any ideas where to move her money to ? She will need instant access. Did look in frequesntly asked questions - nothing obvious from there. Many thanks.…
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Bradford & Bingley launch new 6.01% eSavings account
Bradford & Bingley have launched a new online savings account, called eSavings 4, paying 6.01% interest. The account allows savers easy access to their money. The minimum deposit is £1,000. The 6.01% rate includes a bonus of 0.51% for the first 12 months. Savers who already have money in an earlier issue of B&B's eSavings…
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Half a million pounds to invest, need to live off the interest. What's best?
This isn't me (sigh, if only), it's my aged mother. She's in her seventies and is selling her house, will have £500,000 to invest. She wants to rent so that she's not under pressure to move, and she has no other savings or income, so she will need to live off the interest for the six months or year or so that she will be…
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£4000 to invest long term
i have £4000 that id like to put in a 'rainy day' savings, withdrawals not necessary, for a high rate of interest, any ideas where i should look? if an ISA is a possibility, can someone explain it in proper thicko language please? im looking for a long term, high interest savings account, that i can just leave it in and…
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£15000- Pay off mortgage,off set on new mortgage or keep in savings?
£15,000 :beer: to either ; pay off our £23000 mortgage over 20 years-fixed at the moment til april 2008 £400 fee for paying off early so we would wait or get new mortgage in april and offset money (savings) against mortgage or keep the money saved "just in case " as we will never see money like this again! I would…
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N&SI Children's Bonus Bonds
I am looking to save money for my niece and nephew. Are the Children's Bonus Bonds any good (for long tern savings)? Or would I be better off putting the cash elsewhere? I would be able to deposit small sums every few months or so. Thanks,
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£22,500 to invest - ideas please?
Let me just start by saying I am a total money novice. We recently came into some money and after having paid off our debts we now have £26,500 to invest. My original plan was to just bung it on our mortgage - however there is a £1,500 fee for lump sum payments until next October - which I'd rather avoid. At the moment…
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Is £100 still enough?
Like many people I put £100 into a few building societies like the Portman and still have these many years later. Is £100 still enough to qualify for future opportunities or should I be looking to increase my holdings to allow for inflation?
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The Best RSA Feeder Account?
I used to save in Regular Savings Accounts and then other prioritys came about. i would like to start again but i don't know who i should have my feeder account with. It needs to be a good rate of interest and allow transfers to other organisations not just a linked bank account. Thanks for the help!!
