-
Icesave & Basic Bank Accounts
Hi, I am looking to open an icesave account. Site says you need to have a current account that can have direct debits going in and out. I have a basic bank account with the Natwest, that does accept payments in and out by direct debit. Does anyone know if this account would be acceptable. I do have a natwest current…
-
10K to invest
Hi, i have just got 10k from a with profits bond and i need to re invest it. any ideas? I'm 24 with no debts. I was thinking about REITS? anyone got any words of wisdom? thanks in advance?
-
Hoodless Brennan finally drop the ball !
Bit of a shame that the £7 dealing charge with no catches is changing soon, albeit in a small but annoyingly sneaky way. Here is an extract from an email just received....... Dear Client Hoodless Brennan Online – Keeping you up to date with changes and developments There are a number of exciting and important changes that…
-
Stock Reports? Any Recommendations?
hi, im quite new to this and was wondering if anyone knows any great site for buy/sell stock recommendations? ive looked at a few and fatprophets looks quite good! any advice would be great!
-
Income Tax on Savings + advice on safe(ish) capital growth
Hi all, have done ok in the house market and on the stock market over the last few years. I have sold my house late last year and today have sold a fair portion of my stock market investments. My temporary plan is to put the money into high interest savings accounts, which leads me to a potential problem and a question!…
-
Should I save or invest?
I have a happy dilemma - how best to save or invest £65,000, and would be interested in hearing others views. I have no mortgage, no debts, am a basic rate tax payer and do not need access to the funds (for at least 5 years). I am not big on taking risks, but accept a certain amount of risk is required for growth. My ISA…
-
How do you use savings supermarkets?
I have been advised to use savings supermarkets like Fidelity Funds-Network or Cofunds to buy either corporate bonds or commercial property bonds. Please can someone tell me more about them and how they work?
-
Crrrrrraaaash!
Torygraph thinks sky is falling Who is stock-piling :spam:?:eek:
-
Share save scheme in the event of a takeover.
I have been saving for 4 years in my Employers share save scheme and in March 2008 I will be able to exercise my right to purchase shares whose current price is over double the option price. The company is currently the subject of a number of takeover rumours and I was wondering what the rules were regarding the shares…
-
Best way to transfer to A&L DirectSaver
Hi, I have an A&L DirectSaver which I recently thought (!) I transferred £5,000 into. However, it transpires that A&L have also given me a PlusSaver account & that's where I transferred the money. I understand the DirectSaver pays 6.1% & the PlusSaver pays 5.0%. So, what's the best way (i.e. date) to transfer the £5K from…
-
Alliance & leicester Direct saver account
Hi, I'm thinking of opening an account with the Alliance & leicester with their directsaver account being 6.1% AER (5.94APR).. I already have some savings with a local building society where i have a book showing the withdrawals and amounts i have paid in. Would i have this same book if was with the Alliance & leicester?…
-
From Credit Card to Savings
Hi I am thinking of setting up a new high interest savings account either with ICICI HiSAVE or the Alliance & Leicester's Direct Saver. As i have the Halifax One Credit Card with 0% on purchases for 12 months, I was wondering if I could transfer the remaining credit I have on there (around £1500) to the savings account so…
-
Premium Bonds bad luck
Jessica investigates http://www.telegraph.co.uk/money/index.jhtml >> When I only had a few premium bonds, I received a £50 win every three or four months. Now I own 20,000, I have not had a win for the past 18 months. Surely, by the law of averages I should have received at least one £50 win? It has been a very bad…
-
I've been given a question
I may regret this but:- whilst chatting to an elderly married couple recently (both over 80 and both married before), they told me they had done two things, 1) made a mirror will, so that who ever dies first, the other will receive, and 2) been off-loading from their individual accounts, small amounts to their respective…
-
For NT/offshore Investors
Just discovered A&L are offering 6.15% on their esaver offshore account. Min 1k deposit.
-
150K to invest for 4 months
We will hopefully be selling our house and there will be a 4 month delay before we can move into our new one We are considering premium bonds and have 3 children.. would we each be able to hold 30K of bonds and how easy is it to withdraw them (especially the ones bought on behalf of the children?) Any advice would be…
-
What's the best comparative website for 1 year fixed rate bonds
Can anyone point me in the right direction. I have looked up on https://www.fsa.gov.uk/tables. Where else?
-
Derbyshire/Saffron Building society e-savers experiences
has anybody got experiences that they can detail of these or any other building society e-savers, ( except principality e-saver as their is sep thread for that) especially experiences of moving funds elsewhere ( with exception of to your own current account and/ or to another account within the same society.)
-
Do you have to fill in an R85 every year??
Just wondering- all of a sudden i have noticed that 'they' have started taking tax out of my savings ( i am a non tax payer). Has a new rule bin brought in for this?? I haven't filled one in for a while and it's only just recently that i have noticed them deducting tax from the interest that has gone on yearly.. It is not…
-
Stupid me! Be careful with HSBC online saving though!
After two months not seeing any interests coming to my new HSBC online saving account, I messaged them to inquire about it, only to know that if I make any withdrawal, I won't be paid interest in that month. That's ludicrous! The people at the bank never told me about that, though at the end of the day, it's my fault not…
