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Fidelity - Can you switch funds?
I opened a Fidelity Mini Isa in April with 5 different funds at £50 a month: European Managed Greater Russia Fund UK Smaller Companies Invesco High Income Old Mutual Bonds I regret the Bonds decision as I am looking at a 10 year investment and wonder whether I'm being too cautious. The question is can I change this into…
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Principality BS - Views/Comments?
I am considering opening a Principality BS e-saver account. Anyone with any experiences or views to share? TIA.
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Whats the use in being rich....
if you don't know what to do with it! Well, we're not exactly rich, but my partner and I have just taken possession of just over £100,000. We are debt free bar a mortgage of £95,000. We haven't got a clue what to do with the cash! Maybe a new (old) car £5/6k, do up the house, £5-10K and some new shoes for me (£40). I'm…
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Impact on banks after house price crash
Maybe I am being paranoid but can anyone reassure me that my life savings are not at risk from the impact of a house price crash on my bank. My bank is a well known building society who not too long ago was considering closing branches to save money but since the house price boom all this talk has been forgotten about. If…
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Do Halifax-Online Offer an e-Message Facility?
I'm having trouble finding it if there is. Surely one of the plus's with banking online is being able to leave quick and easy messages referencing what you are seeing on your screen.
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best site to view investments
hi i have a stocks and shares ISA and a stakeholder pension with legal & general. rather than logging into l&g's site on a regualr basis i use trustnet where i can view the value of my investments and see at a glance any ups and downs ive recently opened a sharedealing account with halifax and im looking for a site where i…
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Savings and tax question - please help!
Hi, I am very new to this site and so if I ask anything stupid please bear with me. I have two specific areas I need help with. Firstly: My wife is self employed and wants to put a monthly amount aside to cover her tax bill into a savings account so that it can earn some interest. What account would you suggest - I am…
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all building societies fully linked to aid interest rate checks
BUILDING SOCIETY WEBSITES: 1 Nationwide http://www.nationwide.co.uk 2 Britannia http://www.britannia.co.uk/ 3 Portman http://www.portman.co.uk/ 4 Yorkshire http://www.ybs.co.uk/ 5 Coventry http://www.coventrybuildingsociety.co.uk/ 6 Chelsea http://www.thechelsea.co.uk/ 7 Skipton http://www.skipton.co.uk/ 8 Leeds…
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finding relative values
question for any economists out there, i want to find relative values of cars(ie say a new rolls royce costing £5000 in 1965 would be equivalent to x amount today) and properties so which is the most realistic tool to use from here http://www.measuringworth.com/ukcompare/ , i assume its RPI , but what about gdp deflator…
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Difference between AER, Gross and Net interest
Can someone explain these to me please? For instance, in the best buy savings accounts, A&L pay AER 6.1%, but their NET is only 4.64% for a BR taxpayer, whereas Sainsbury's pay 6%AER but their net is higher at 4.8%. In terms of savings and return, it's NET I should be bothered with right? If so, which is the best savings…
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A question for, and about, IFA's
I need to see an financial advisor, because I have an inheritence and I don;t know what to do with it! Thing is, I know about seeing one that is 'Independent' in that they have access to the whole of the market, 1. But what about fee's etc? Are there upfront fees? If so about how much? Or are there fee's when i take out a…
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best fixed rate savings account
Looking for a savings account that is fixed for say 3years.Could put away say £50 to £100 a month in it.What Im hoping to do is get a fixed account now while the rates are high.Which are offering the best fixed rates deals?I already have a mini ISA
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Interest on BACS Credits
In order not to pollute the [thread=475213]Sainsbury thread[/thread], I am copying this question into a new thread:
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Student saving for a gap year
Hey I'm a student starting my final year in September and I'd like to save up for a gap year after I finish uni. After being assaulted last year I just recieved £1500 compensation and want to save it for the gap year. I don't want to put it into my HSBC student account as I'd just end up spending it all. I'd like to pay in…
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annual .ftse % change
Anybody know of a website that shows the annual % change in the FTSE100, FTSE250 etc. over the last few years or more? I believe that IFA's tend to use a figure of 7% but I would like to look myself. TIA
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Alliance and Leicester regular savers account
:confused: Hi can someone help me please. I'm new to saving and have seen the advert on TV for the Alliance and Leicester saving account which claims to give 12% interest. Is there a catch, it seems so much higher than any other account. I've never had a savings account before so really don't understand this, but thanks to…
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what would you invest 60k in
i have 60k to invest safely, what advice do people have , ideally i would like a monthly amount any ideas
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Still waiting for my Tesco Instant Access Savings Account
I have just spoken to Tesco's and they have said that because of the promo they are two weeks behind and that even so, to qualify for the 1000 points the account must be open by the 19th. That leaves three working days! The money will only be deposited after the account is open, that's where the 30th June bit comes in.…
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New account from Leeds BS
From E-Moneyfacts: Leeds BS 3 STEPS TO 7 will be launched paying up to 7.00% w.e.f. 15.6.07: a fixed term account maturing 31.7.10 with rates guaranteed to rise over the term. A minimum investment of £100 pays 5.50% yearly (5.25% monthly) until 31.08.08, then 6.00% (5.75%) until 31.7.09, then 7.00% (6.75%). Penalty free…
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Alliance & Leicester ISA
Alliance & Leicester deny any promotion, closing on 12th April 2006, of 6% interest on their Direct Isa 2 to applicants who also open a current account Does anyone have any knowledge of the promotion?
