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Pep
I have a small Halifax PEP how do I obtain likely yield from this and I have been advise to turn the cash form the PEP into and ISA linked to China how do I do this and what is likely cost for cashing the PEP and starting an ISA
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Best saving accounts for kiddies?
Hi there! Just a quick Q to see if anyone knows of a good savings account that i can set up for my daughter - she is only 8months old at the mo but i want to start early as i cant afford alot per month. Im looking to put money in so she can put towards things like Uni, car, towards a first home. So prob something with a…
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Cahoot - WARNING!!
Just got off the phone to CAHOOT after noticing that they had taken £25.00 from my account for a 'Failed Direct Debit' or something. After further checking was then informed that it was an eror and that............'There have been a lot of these recently' ??? CHECK YOUR ACCOUNT NOW!! Very easy to miss these things. It'd be…
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Multiple accounts with ICESAVE
I currently have 5 ING accounts and would like to move to ICESAVE having waited long enough for ING to raise their rate. Can you have multiple accounts with ICESAVE? If so, can you set the additional one up like you could with ING, i.e. set up one account then log in and just add new accounts, or do you have to do a…
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Nationwide releases savings rate increase details
Nationwide have released details of their savings rate increases, which will be effective from 1st February 2007. The eSavings account rate will increase from 5.05% to 5.30%. Their Instant Access cash ISA will increase from: - 5.00% to 5.25% for balances of £25,000+ - 4.90% to 5.15% for balances between £10,000 - £24,999 -…
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Moving a child trust fund?
I've a Child trust fund with Nationwide, got about £1K in it. If I want to transfer it to another provider, can I? Been thinking about moving it to something that invests in the stock market, anyone recommend any? Also what returns has your funds made and over what period??
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Hoodless Brennan Charges Update
Hello. A search for "Hoodless Brennan" yielded nothing so I thought I'd post this so that those who either deal with HB or are thinking of doing so could be informed as to their new charges: ================================ 24 January 2007 Dear Client Variations to our charges I am writing to advise you of the following…
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Savings Interest - best calc daily / monthly etc
Hi In one of those 3am waking moments when my brain seems to wirr more than ever - ( sad eh ) I wondered whether I could get an answer to the following? (I am a UK national living abroad at the mo) Q1. Is it best to go for interest calculated daily added monthly or something else? (I guess its the AER that matters, but I…
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American Bank Account
Does anyone hold an American bank account, On working lunch today they suggested that for anyone planning a trip to America beyond 2007 it would be a good idea to open an American bank account. timerich
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Investing inheritance for a child
My mother passed away recently and left about £6K in her will to my daughter who turned 15 in December. Any suggestion which way to go with this as, i have to give proceeds to her on her 18 th birthday , and wish to maximise the capital up to that point.
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Nationwide Football Shirt Prize Draw
I entered the prize draw on their web-site but Nationwide seem to be deleting the e-mails judging by this; BEGIN PGP SIGNED MESSAGE Your message To: Marketing Sponsorship Subject: Northern Ireland Sent: Mon, 22 Jan 2007 14:05:56 -0000 was deleted without being read on Thu, 25 Jan 2007 13:18:17 -0000 What is the point of…
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Newbie so forgive me please..
With so so much information about savings and best accounts etc, my greycell is scrambled. I have £45,000 to invest and I would like to keep the capital, leave it for a year letting it build up interest which I can reclaim once of year to provide a wee luxury for myself or my kids. Simple question, which is THE best…
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Savings for Expats
Does anyone have a recommendation for a good savings account for Uk citizens living abroad?
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Where to put £350K?
Hi all Just sold my house but will not be buying a new property till much later in the year. Am looking for best place to put the cash (£350K) for such a short term (6 - 12 months) with easy access (max 30 days). Thinking about ICICI, IceSave, ING but could be trickey / messy finding 10 of such accounts so as not to go…
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Bank Asks: Why do you want your money?
I was wondering, having withdrawn a small lump sum of money a few months ago, I was intrigued when asked by the cashier 'why do you want this money, what are you going to use it for?'. She had to make a note of my reason on a form. My initial answer was : 'because it's mine!', which she looked rather unimpressed about, and…
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ICICI Bank
Has anyone else had problem with ICICI Bank? I tried to take money from my account and had instructions confirmed. However, I never received money. It was not taken from the ICICI account. When I tried to query this by email I received no replies to three emails. I contacted them by phone on three consecutive days and each…
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A savings account with decent customer service?
At the moment I have: £500 in Lloyds 8% regular saver (paying in £250 in every month from Lloyds current account) £1500-ish in a NS&I 5.8% Direct Isa (student loan which I want to keep separate) £100-ish in an HSBC current account £6500 in Lloyds current account (£1000 of which I'd like to keep there) Basically, I have…
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A very large sum - where do I start?
To keep it very simple my/our savings are in a horrible mess. We've got funds of around £600,000, not including pension fund, jointly owned with my wife and over the last 7 years or so just it hasn't been managed because we've had other priorities. A huge chunk is in cash and I'm also totally out of touch. What should be…
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Unit Trusts / OEIC Reports & Documentation
What do the managers of Unit Trusts / OEIC have to provide in the way of documentation, accounts, reports etc...? And is such information supposed to be easily available for the private investor, i.e. not available in some IFA's £££££ portal? I find it hard to find anything "official" about Fidelity's funds, for example.…
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alliance and leicester direct saver account
has anyone else had trouble transfering money from their regular bank into their alliance and leicester direct saver (or any account come to that). i was told that they can request the amount from my regular bank as i was having trouble tranfering funds from my smile account (there is no space on smile transfers to put in…
