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Isa transfer
Help, can someone please clarify this for me - If I wish to invest my next Isa with a different bank, Do I have to move the rest of my previous Isas (which are all at present with Alliance & Leicester) together at the same time to the new provider, OR Am I allowed to invest separately with each year's allowance without…
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What Should we Do with 17k
My wife has a payment of 17k coming to her that she would like to put into a 'something' as a long term investment. She basicaly would like to stick it in and forget it as it accumulates interest. I know this question is probably as long as it is wide, but any suggestions ? Thanks
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Icici Bank
Am completly fedup with this company, I have money to invest (ex ING), as a test I setup in ICICI a DD for £10.00 from my bank, the money left my bank and then went straight back in I emailed ICICI's 'Account Manager' on 18th Jan. still awaiting a reply, emailed the UK offci-ice yesterday still waiting for a reply. Is this…
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inherited house
my son in law has just been left a house of £200k and has mortage of £35K , wants to release some capital what is best way , already has £25k savings , also does he has to pay stamp duty when taking on the mortage as it is a name change ?
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Savings account - NON UK resident
Hi I used to live in the UK for 6 years and now live permenetly in Spain. I want to invest money in the UK and wanted to find the best saving account for me. I found that on many occasions you need to be a UK resident to open saving accounts or having accounts in a bank to be able to open savings accounts in the same bank.…
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Remembering Pin Numbers/Passwords nightmare
I really struggle to remember pin numbers/passwords to my various online bank & internet accounts.. Can anybody suggest a simple way of having different passwords, etc. to match different accounts so that I can remember them? I know many people have simply given up this struggle and use the same passwords for everything…
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Does interest calculate the interest earned also?
Hello you lot i got a questiono abouty ISAs and them saving accounts. im with NS&A that pays 5.8% interest, i read the article about compount interest where you get paid interest on your savings PLUS your interest you earned for last year's interest. Does normal ISAs or saving accounts do this? say i make £50 a year in…
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Could I get more interest if I do this?
Hey guys, I have a nationwide e-savings account. I opened it about 3 years ago as it was the best interest I could find and was also recommended to me. I've been paying £75.00 in to it and using it as an emergency-money thing. So i withdrew some money for my house deposit and things like that. Anyway, I just checked my…
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Other savings accounts like ING with sub accounts
Does anyone know any other online savings account that allows sub accounts, and the maximum number of accounts you can have other than ING direct's 10 at one time?
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Flexible Savings Account paying good interest
I am looking for a regular svaings account. I understand that Lloyds have the top acccount at the moment, but I have to open a current account and really do not need another account! Can anyone please help !!! Thanks.
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child trust fund???
my daughter was born before the child trust fund came about - 1998 but i want to set up something similar for her ? does anyone know of anything similar i can open? thanks
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OEIC and Unit Trusts
Hi, What is the difference between an OEIC and a Unit Trust? Both seem to pool money for a fund manager to invest in stocks and shares. The only difference I can seem to find is how the units are priced. In an OEIC the units are bought and sold at the same time. Is this the only difference? When I look on sites like…
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Martin's wrong!
Martins says: NS&I (the govt. savings organisation) allows you to put £100 to £15,000 in index linked savings which pay interest of 1.1% above the rate of inflation (RPI). Previously I wasn't a fan, yet as inflation's now a huge 4.4%, that's changed. As it's tax-free this is equivalent to 9.25% for higher rate taxpayers…
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Proving who you are!
Later this year i want to open a fixed bond savings account with my building society, i have been with them for 26 years. Nowadays you have to prove who you are with one of theses ID LIST 1 * Unexpired passport * Unexpired UK old style driving licence (not provisional) * Unexpired UK photocard driving licence * EEA or…
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Chartwell/theinvestorcentre.com ANY HELP PLEASE?
I originally took out my few investments via a local broker, but on Martin's advice I transferred tthe Agency to Chartwell for trail commission rebate. Now they are changing the way they operate & I have to return the form they sent regarding changing to theinvestorcentre.com and holding my investments with cofunds, in…
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Think I just screwed up... NS&I Direct ISA... standing order?
Okay, I think I just misunderstood the NS&I Direct ISA. I read in one of the articles that NS&I had the best ISA rate at the moment (correct?). I decided to take out a student loan to make some interest, so I opened their direct ISA and deposited £1690.60 (precise as it's my student loan). This is all I have to put in it…
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Saving tart
I tend to move my money around to get the best rate but as most online savings accounts link back to your current account it takes some time to transfer to the current account and then to transfer to the new account so my question is how much extra interest rate does there need to be to make it worthwhile moving your money…
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Pearl!
:mad: I took out a savings policy with Pearl 10 years ago,paying £20 a month.I was told that I would get a good return. Having paid in £2400 over the 10 year term,they now contact me as my policy has matured & tell me that I am only going to get back £2123. A loss of £277 in a savings plan over 10 years! Is there any way I…
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Lost in Space
I'm currently swinging a regular monthly lump sum across from my savings acccount to a monthly high interest (12%) regular savings account with another buliding society as recommended by Martin's top tips for maximising savings. What I'm a little worried about is the time taken to transfer these funds - the societies say…
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Lloyds online saver
Hello all Just a quick question - I have opened a Lloyds online saver account for the fun of trying to make £100 out of them when they do the "save the change" thing for the next two months. You need to put £250 in there to open the account. I know the rate of interest is lousy for less than £250 but I wasn't intending for…
