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Savings - AER
Dear All, I have a question and I think this is probabily the best place to ask it. "How is the AER percentage rate calculted for a savings account?" *Sometimes the AER quoted is the same as the Gross rate for an account, then sometimes it's more-which means that the gross rate is less than you thought you were getting.…
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South Africa Investment into UK???
Can anyone suggest a way to take money out of South Africa? My boyfriend needs to bring back about £5k, and has tried going down the normal routes but isn't getting anywhere, can anyone suggest anything? We wondered if he went over to SA and draw the money out in Rand and brought it back and changed it over here. Would…
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Ishares ITF DRIP question
Hi Everyone, Just been looking at ishares website and can't ascertain if they offer a DRIP reinvestment of dividends program. Does anyone know? Also, if they don't, does anyone know of a broker who would offer it anyway? i have seen such broker programs in the US for similar ETFs. Cheers, WeatherMan
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Northern Rock Silver Savings
we have just had a letter this morning saying that the interest rate on our Silver Savers 30day account is being reduced from 4.8% to 4.7% from June 26th,if intersest rates are on the way up how can they justify this.!! When we opened the account it was 5.1%,the Bank rate has remained the same over that period.
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Childrens A/c with internet access
I am looking for a childrens account with internet access. I know that there are a few out there for over 7s with this type of access, otherwise you the child must have a passbook My son is 4 and we wanted to make it a regular weekend trip to pay money in, and for him to then see the money has gone in by viewing his a/c on…
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Halifax Fixed ISA
I've used my ISA allowance for 2006/2007 to open a NSI account. I have a Halifax cash ISA which I have not funded since 2002. Does anybody know if I can transfer the balance of this Halifax cash ISA account to their Fixed ISA in the current tax year ?
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power of attorney and savings
i have poa for my dad and want to change his savings as its on a very low percentage... anyone know how difficult this is? i want to change to icic, at present in lloyds... oh, he has a few direct debit and SO s so i cant just withdraw the cash...
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where to put £5k for 4 months?
I have just got some additional borrowings on my mortgage to pay off some debts and do some building work on the house. The debts are all paid off now, but the builder can't start until November. So what should I do with his £5k until then because it's driving me mad in my current account! I dont have an exisitng savings…
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Mum needs monthly income
Our mother is 62 years old, has lived in France for three years, and soon she will have around 140 000€, or £95 000 to invest for a monthly income. Long term investments, we think, but she might like to put around £10 000 in a relatively shorter access account. Her pension is low, so she needs reliable , but the best,…
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Weather Lottery Share Flotation?
I received a letter from Arc Equities Limited, this morning concerning the floation of The Weather Lottery, currently a Private company, but apparently floating on the stock market and the letter invites interest prior to "the Company's inteded admission to AIM in due course" Please could anyone explain this, and whether…
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MM02 shares
I have a small number of shares on 02 and, having noticed they are no longer listed in the share index wondered what has happened, they must have changed their name? Where have I been to have missed this?
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Problems with the Halifax and kids Save4it!
I cannot believe I have let myself in for this yet again with the Halifax. We had our accounts and mortgage with them years ago and left cos they were useless! The only reason I decided to open up the kids accounts with them was because it was recommended on here as the best rate of interest for kids. I am so frustrated…
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NR Silver Saver - where next?
Northern Rock have just reduced their rate again to 4.54. I like that fact that they automatically pay the interest direct to my bank account on the lst of the month. Is there anyone else that does this with a good rate? Thanks
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Market Collapse
None of the managers of the various trusts in which my money is invested appears to have sold substantial numbers of shares in anticipation of the recent market collapse. Were none of them clever enough to anticipate the event? If they were, why did they not sell? 26/5/06. Thank you for your remarks peoples! All were…
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Universal BS - £200 windfalls
A third building society bites the dust this year as North East based Universal BS announces a merger with fellow NE mutual, Newcastle BS. Minimum windfalls of £200 will be payable to eligible members who have at least £100 invested on 23rd May 2006 and maintain £100 until the merger is completed.
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Savings account recommendations?
I need to open a couple of savings accounts for my grandparents - one each. My mother will be administering these accounts, but she doesn't want an internet only account as she thinks it is more safe to use the telephone (???). Despite my arguments for an internet only one she is adamant that a high street based account…
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help.advice needed.
I have just put 2 grand into a abbey cash isa at 4.6% int rate is this any good.advice needed as not brill with money.
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Premium bonds
ive got at least £2000 in my account, im thinking of buying some premium bonds with it, is this a good idea, i wouldnt have thought id need to get at the money
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£10,000
Hi, If you had £10,000 to invest for a short time, where would you put it? Kind regards, Dennis
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how does it work
i have opened a bank account for the ist time in nationwide.... and its my ist ever account with any bank, i tottaly understand that my credit history is zero ,and they gave me simple cash card which they say they will upgrade it after 3 months , so how they will do credit check after 3 months, to upgrade my account , i…
