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Ideas on Savings account
Me and my partner have recently moved house and are going to set up a joint account. We are going to pay money in monthly from our seperate accounts to pay for bills. We was wondering if anyone could offer any advice on types of accounts and maybe who to go with?? Thanks
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PE Ratio market price
Hey, This might not be the correct section for this type of question, but I figured those interested in investments might know the answer. I am calculating the PE Ratio for a company for the years 2003-2005. In the calcuation it requires the 'market price' of the share. PE ratio = market price per share / earnings per…
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higher tax threshold - where, exactly?
hi y'all, I recently went to my branch of halifax for a financial health check. the advisor told me that the ht threshold now stands att k33. is this true? I was given to understand that the figure was more like k36.5. can anyone out there help? methinks she quoted a figure that excluded personal tax allowance.
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Saving for around 20 months
I'm planning on going abroad for 3 months to study in jan/feb 2008, i'm not sure how much I need to save, but i'm looking to travel after the 3 months as well. At the moment I have £400 in my Lloyds current account that I'm using to start saving with, and I should be making regular payments too. So whats the best way to…
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Receiving regular dollar cheques/checks
Hello, everyone. I have just come into the position of receiving a sum of money each quarter from the US - for between $200-$300. I'm in a quandry what to do with it. Do I open an off-shore dollar account? Then I am still charged for depositing a cheque (£6-25) or for receiving an EFT (£7-15). And some banks charge an…
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Stock Exchange Settlement period
I recent sold some stock and the T+3 settlement period ends today ( shares sold last Thursday ). My broker tells me the funds will be available tomorrow, but I'd have thought they should be available after the stock market close of business today. Can anyone shed some light on this discrepancy?
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Where shall we put our emergeny fund?
I have finally got my husband into the MSE way of thinking and have advised him to put 3k of his savings in and ISA.Can you tell me if the best ISA at the moment where we can withdraw funds if necessary without penalty is with NS&I? I understand that once withdrawn can not be replaced. Just that I am also considering…
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Georgeson shareholder
Hello, I'm not sure if this is the correct forum but hopefully it is! Yesterday I received a letter from Georgeson shareholder about an apparent unclaimed investment listed in my full name at an address in London. The letter went on to say they were attempting to find this person to have the funds allocated and so on. I…
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Furness BS savings account offer for Bolton Wanderers fans
I was given a leaflet when I bought something at the Bolton Wanderers shop - Furness Building Society have an 'Offical Bolton Wanderers Savings account' called the Superwhites saver. Minimum balance to open is £100 and you get a £15 BWFC voucher to spend in the club shop. No idea what the interest rate is as it is not…
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Best place to invest £200 for newborn godson
I want to invest £200 for my newborn godson to receive in 18yrs. I want the fund to be seperate from the CTF set up by his parents with the Inland Revenue £250 voucher. Apparently the stakeholder CTF can only be opened with a voucher. Can anyone recommend a stockmarket linked investement with low-charges that I can take…
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Savings for 4 months
Hi, me and my partner would like to save some money just until september for a holiday and would like interest paid monthly. Could someone point us in the right direction of a good savings account please! thank you in advance :T !
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performance tables
can anyone point me in the direction of league tables for unit trusts - the one that show returns/rankings over 1, 5, 10 years etc? many thanks d
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icici bank yes or no?
I need to invest quite a large sum of money (about £150 K from an inheritance) which I will need easy access to for when we buy a new house soon. I have heard a lot of negative comments on the ICICI bank, however their interest rate (5.15%) seems to be about the best there is! Has anyone out there got any advice for me on…
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Post Office Guaranteed Equity Bond
Hi, I am thinking of investing £1000 in a Post Office Guaranteed Equity Bond. Do you think it’s worth it and is the Post Office the best provider? Does anyone have any views? Thanks for any responses.
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Smile account - any cashback offers?
I'm wanting to open a smile account with a very low balance (around £50) for all my internet transactions (mainly ebay as I'm starting an ebay shop). smile looks like the best for my needs; but before I sign up, are there any cashback/points offers I can make the most of? Thanks for any responses :D :beer:
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Legal & General Performance Bond.
I had a recently matured L&G Performance Bond that as far as I could see, when I took it out 5 years, ago promised a 7%/annum income paid quarterly. Recently I discovered that my return was only 6.8%. When I queried this with L&G they said that the return was only 7% if the quarterly income was re-invested. As the…
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Friendly societies investment bonds
I have recently received some advertising from the Scottish Friendly Society about the tax free investment bond where you can invest up to £25/month in addition to your ISA allowance (all used up) but you are tied up for 10 years (not a problem if it's likely to be worthwhile) - never heard of these before. I've done a bit…
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Can Barclays get away with this?
I opened a regular savings account in February with the first direct debit to start on the 1st of March. Last week I received a letter saying that we paid a bill of 133 pounds on the 20th of March out of this account and consequently lost the 10%(terms and conditions blabla). On that day we paid 3 bills. Barclays claims…
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historical share prices
I'm doing my income tax return & need to know the prices I paid for vodafone shares that I bought between 1999 thru to 2002. I've tried yahoo finance but its says that the historical data is not available for this stock. Does anybody know anywhere else I can get this information? many thanks d
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Savings accounts and standing orders?
Hi all I want to take advantage of a regular saver account, and take Martin's advice - put a lump of money into a savings account and drip feed a regular saver account from that via standing order... But... which accounts allow you to set up a standing order? (I'm new to this, really - the site and the saving!) Thanks in…
