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Savings
With a lump sum of £90.000 to be spent on our first house purchase when the appropriate property arises - where should the money go in order that it gets best interest but that it could be taken out when house and mortgage are arranged?
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Saving acc for my kids
Hi, I want to put some money away for my children (aged 7 & 8) and myself. I can't decide....ISAs, trust funds, savings accounts etc.....my head is spinning!:o I can put away at least £1000 each per year...what would you suggest??? Please help!
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Cash (Unit) Trusts - Question.
I realize this is very basic but here goes ... Purely as an example may I quote from the L & G Unit Trust - Cash Trust details. Annual Percentage Growth last year 3.39%. Yield 4.01%. I can understand that the yield is approximately the averaged returns they are getting less their annual charge - leaving an anual gross…
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Corus Group
Hi there, I was looking for some advice really since I'm an amateur when it comes to shares..... I am currently holding some shares in Corus Group and not doing badly with recent rise in share price. However, when I enquired about cashing in my shares and was told I would only receive 1/5 of the value I am holding. This…
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Moving Abroad
Hi folks, I've just taken a job in the Eurozone which will start in October. I'm not planning to stay there beyond the 3 years and was wondering where I stand in terms of savings accounts in the UK. I know I will not be able to put money into an ISA but will I be charged tax on the savings account I have in the UK?
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Good savings account short term
Hi All, Wonder if someone can give me any advice. I am in process of receiving £12 -15k and wish to put this into a savings account that I can access if needed but am willing to give notice of around 3 months. I have just left my workplace and am looking for work but will probably relocate (hence why I'd need money out…
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Savings Account for 3yr old?
Hello people, can anyone suggest a good savings account for my 3yr old. Have opened a Halifax Save4it account but it has reached the maximum limit that is allowed in the acount and they won't allow me to add to it, I am considering closing the account and transfering the funds. Thanks.
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Kent Reliance BS - Charitable Assignment
Just thought I'd share something with you. Had my Kent Reliance BS application form through for this year's cash ISA. From 1 June 2006, they are removing the requirement for charitable assignment of shares should they demutualise. You carpetbaggers out there may just be interested
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Gold sovereigns
I am thinking of investing in gold sovereigns, could anyone tell me if this is a safe investment and where is the cheapest place to buy? Thanks
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how to invest wisely?
Please help me – I really don’t wont to do the wrong thing! I am about to sell my house (privately) for 200K The purchasers (friends of ours) are then going to rent it back to me at a cheap rate for up to 1 year (afterwhich the rent will go up). I will be paying off my mortgage (about 45K) and we hope to move in the near…
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Any good?
A number of companies are offering bonds that typically last 5 years.They track the fste 100 and will pay out any gains plus a bonus{say 12%} at the termination,no risk to capital.Any good?If so can they go into an isa wrap?
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Credit Union(s). Are they any use???
Does any one have any experience of using this type of financial mechanism?? I pay a regular monthly amount into one. Because I just realised just how financially flippant I've been over the years (raiding frequently), I'd like to know if they're worth using or do the banks and BS' win regarding savings (this one pays…
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Premium Bond prizes are cut
According to the Daily Mail Money: NS&I will reduce the prize fund from 3% to 2.95% from June 1. This means that the chances of winning any of the big prizes has been reduced. Source: The thisismoney website. Unfortunately, they've removed one £50K prize and two £10K prizes. Also the number of £100 prizes is being cut from…
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Sharesave and CGT
My partner has a sharesave scheme at work about to mature and wants to know the maximum value she can sell without incurring any Capital Gains liability. £250/month saved over 3 years + £450 bonus = £9450 this grants an option on 8823 shares @107.1pence current market price per share is ... £2.75[ish]. thanks in advance S.
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Best place to deposit £54,000 for 3 months?
I have £54,000 that I would like put into an account for 3 months, preferably earning the best amount of interest possible. I need to have instant access to the money when I need it - can anyone recommend anywhere?
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Lloyds TSB instant access monthly saver 8%
Hi, I know its not been advertised yet, but I found out about it and thought I'd give savers like me a heads up... new savings acc lloyds are bringing out v.soon. I can't remember all the details on the acc but if u watch their website stuff should b on there soon, as with all are some t&cs i'll write down the ones I…
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Natwest have my £30,000 still... help please quickly
Just found out NatWest were not satisfied with my sig on cheque that was heading for BM for a 1 year Bond so returned now back to my NW 'pants' saving account Just spoke with them on the Phone and they are not helping. It is going to take another week with loss of my interest of course...This started out on the 6th May and…
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saving protection
i am sure i read somewhere that if a bank goes bust, only the first 30K is protected under uk regs. so you should try and avoid every having more than 30K with any one bank. is that true? does any one have any links/proof? nug
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Best company for Spread Betting?
Can anyone reccomend a good company they use for Spread betting? I currently use Hoodless and Brennan for my shares who are fantastic but they don't appear to offer Spread betting. Many thanks
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Has any one saved in a cash can?
I have been looking for one of these for ages and I have just come across a website selling them :D http://www.giftology.co.uk/acatalog/Novelty_Cash_Cans.html think i will go for a giant one :D http://www.giftology.co.uk/acatalog/Cash_Can_Extra_Large.html Dose anyone have any experience of saving in one of these? Or dose…
