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Barclays opened wrong regular savings account!
Words fail me: I just received a phone-call Barclays inform me that the wrong savings account had been opened for me in March! I had applied for the 10% Regular Saver*. Instead, they opened a 1.9% regular savings* account, a product which is being discontinued now. She said the two products might have been confused because…
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Best Savings Account For 16 Year Old?
Hi, i have recently got a lump sum of nearly £3600. What is the best account i could go into. I wouldnt be able to pay a monthy payment. Also, i would like a rate that is high and Stays high? Any ideas? Thanks Daniel
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What to do with Standard life shares?
Hi I'm due to get between £ 500 - £ 650 of shares IF Standard Life goes ahead with demutualisation. I realise this isn't an amazing amount of money, but I'd really like to do the right thing. I'm not desperate for the cash, so would like any recommendations on if to sell the shares and put the money into a saving…
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So, extra cash, save it or 'invest it' in myself?
Here's a wierd one, I'm not THAT young anymore (27), but anyway... I've been really lucky and have come into some money. I am now a bit torn. I've lost direction since l left Uni, with my good degree, 3 years ago I heard of a career that had never been discussed with me before and which I felt would really suit me (no…
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Standard Life Windfalls
Saw in yesterday's paper that standard life were trying to contact five members who have not voted yet but all were in line for £50K plus worth of shares if SL goes PLC. One was in line for £100K worth of shares but had not yet voted, great for them but I feel it may have been better if all members had been given a fixed…
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Sharesave (SAYE)
Hi there, Looking for some advice. Over the past 3 years i have put away an agreed amount with the company i work for and at the end of that period i pick up the overall value in shares through this Sharesave (SAYE) scheme. In November i pick up 425 shares for Yell at £2.60 each ( currently trading at aroung a fiver per…
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i have under £2000 to save
Hi, as the title says, i have under £2000 to save, its not much but then again im not a saver at all. can some tell me where it would be best put, im thinking of a ISA cause i dont have one, im after a high street bank, just incase. i have seen barclays bank and they offer around 4.20% on anthing under £3000. is this the…
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Where to save after mini cash ISA?
Hi, apologies for what is most likely a very newbie question but I'm not sure what to do next. Finally after managing to clear all debts and I've now had a mini cash ISA for just over a year. It looks like this tax year I'll be able to save more than £3,000 so I should put the excess elsewhere. Question is, where? This…
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dunfermline building society
They have guaranteed capital and growth plan-mini cash isa paying minimum11.25% and poss. maximum 40% fixed over four years.Is this a good deal as footsie100 index has to have growth equal or greater than 2.5% for each of 16 consecutive quarterly periods.Thanks for any advice
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investment wrappers
I have been advised by an IFA to put all my current investments and future investments into a Transact wrapper, IFA will not take anything on existing investments being transfered. But 0.5% will be deducted by the Transact wrapper company. Transact will 0.5% on all other investments and take a 0.6% per quarter of fund…
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Which Savings account?
Hi Can you advise me as to what savings account would be best for me? OH and I have never had any savings and since joining MSE for the first time ever we are starting to see a little bit of "spare" money each month. Once the CC is paid off we are going to start savingany advic as to which account.I dont like online…
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Egg money manager problems with Newcastle BS
Has anybody else experienced problems with registering a Newcastle BS savings account with Egg money manager? I've check the details and can login via the Newcastle website.
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Any one know anything about penny shares.
I have decided to risk £300 and buy penny shares as I know someone who does this every year and has doubled their money 4 years out of 5. What I want to know is can I just give the £300 to a someone ie: a broker and tell them to buy penny shares and sell when necessary or do I need to do this myself. I know I sound dumb…
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Moving money quickly from A&L to ICICI
My initial bonus with A&L drops on 30 June. Have already opened and serviced account with ICICI bank. The problem is they are linked only to my current account which is with HSBC Bank. What would be the quickest way to get the money across? Seems to take about 3-5 days for A&L to move to current account in HSBC then…
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Best Account/trust For Teenager
Hi Everyone To Cut A Long Story Short I Need To Invest £17,000 Into An Account For My Younger Brother That He Will Not Be Able To Touch Untill He Is 21 What Is The Best Account / Trust / Investement For Him ?? He Is 15 At The Momment But Cant Touch The Dosh Till He Is 21 The Money Is Currently In Premium Bonds Until I Can…
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HSBC "lost" my money
Ok asked Hsbc to open account with £501 off debit card they have taken that amount from my current account but only credited my online saver with £500. They "lost" a pound. Hit help given a 0845 number to ring, dulley ring put on hold for 10min then told can only deal with Acc online though notes and to contact them that…
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Kids - what to do for the best?!
I have 3 kids. 7, 4 and 7 months. The 7 month old has a CTF Voucher. The other 2 do not. I want to balance things up a little for the older 2 children - ie run in parallel with my 7 month's CTF. What would be the best approach? I am aware of the Halifax 10% childs account which seems very good but how would this compare to…
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what the blazes is going on in the markets today and yesterday
what the blazes is going on in the markets today and yesterday :( woke up and look at my folio and everything is red AARRGGHHHH is this just a short term correction or a long term one :(
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Invest a lump sum - where do I get the best returns?
We just sold our house and we can put some money away for a couple of months (or up to a year). Depending on the length of time it can be less (for longer) and more for shorter periods of time. Where do I get the best return for the money? I've already looked at regular savings accounts but I'm not sure if that is the best…
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Leeds Online Saver
Anyone else having problems transfering money from the Leeds Online Saver. I've been trying all day without success and all I get is the following message...... 'There may be a problem associated with the system at present. Please try again later '
