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Savings & investments

Archives for May 2006

Interest loss during transfer
Tranfering savings from one bank to another means that potentialy you can lose six days interest, (three out and three in), what is the best way of minimising the loss. For example I have a considerable sum sitting in ING, I want to transfer £35k to ICICI (the safe limit under FSA) and a much larger amount to Bradford and…
Next Shareholder Benefits
I am looking to make a substantial purchase from Next. However, as Next don't offer discouts, I have read somewhere that if you purchase shares from Next, you receive a one off discount. Can anyone confirm as to whether this is true. Obviously, I realise I would have to calculate costs of purchasing and selling the shares…
Maximising 65K investment for 4-6 months
Just got a 65K interest only mortgage to cover building work on my house, but due to planning and builder delays I'm looking to place it all in a bank account where it can earn interest. What's the best account to use?
Co-op Bank Pathfinder Account question
hello everyone, this is a bit of a long shot, but I was wondering if anyone knows if it's possible to set up direct debits on the Cooperative Bank's (now discontinued) Pathfinder account? I have one, but can't find the original t&cs to check, and there's nothing about it on their website. It is a savings account, but has a…
Am I Entitled?
I've just found out that mt father invested some money in my name a few years ago as I was under 18 and the savings therefore wouldn't be taxed. The savings has now matured and he needs me to sign a release form for the money. Since the money is in my name does that mean that the whole of the account is legally mine, even…
any zopa lenders out there
just been reading about zopa im not in need of any credit but like the idea of getting a cut of what the banks make from my money I really have a feeling to try the market with £500 to see what its like has anyone tried it had good/bad experiances ? thanks Ard123en
Recommend me a hedge funds -not allowed
http://www.hedgefundsreview.com/public/showPage.html?page=hedgefundsreview_statistics&MAN_Email=cvb&MAN_Title=Mr&MAN_Name=vcb&MAN_Surname=bcvb&MAN_Job_Title=cvb&MAN_Department=k&MAN_Company_Name=kjh&MAN_Company_Addr_1=kjh&OPT_Company_Addr_2=jkh&MAN_Company_Town=kjh&OPT_Company_State=&MAN_Post_Code=kjh&MAN_country=KAZAKHSTAN…
How much should an "emergency fund" be?
Hi everyone My first time to post on MSE - so please be gentle. I'm a FTB and I'm about to step into the minefield of buying a house! I'm the the fortunate position of being able to have a reasonable deposit and still have money left over for an emergency fund. My question is "how much should I allow for this?" The bigger…
Best option for cashing American cheques?
Hi, I' ve recently had some large cheques from the US and would like to find the best option for cashing them, incurring the lowest cost for doing so. I understand most banks charge a percentage when the cheque amount is higher than their usd1000, and understandably as much as possible I would like to avoid this. Would it…
Safe investments!!!!!!!!!
About 5 weeks ago I converted most of my savings to cash.Now I have approx.£100k to invest but I am looking for a pretty safe investment as this amount constitutes some of my retirement funding in 8 years time..I am maxed out on isas so i wonder if any of you good folks could give me some idea where to look.Thanks in…
£150 free CSD?
Or maybe not? If we look at: http://www.tdwaterhouse.co.uk/cfds/index.cfm?tracker=1095 and http://www.tdwaterhouse.co.uk/productsandservices/ratecard.cfm#cfd and http://www.tdwaterhouse.co.uk/free2/index.cfm?tracker=1000 and http://www.tdwaterhouse.co.uk/productsandservices/isa.cfm £70 ISA fee under £7,000 + £10 inactivity…
Fidelity Global Property
Anyone else invest in this fund or can explain it to me? I invested 6 months ago expecting a steady but relatively unexciting ride from property. But after I invested it went up like a rocket (cheer, cheer, cheer) then came down like a stick (boo, boo, boo) and I am now showing a loss. How can a property fund be so…
HSBC £20 to open Online Saver
Bank holiday offer is back at HSBC.co.uk. £20 if you open 4.75% Online Saver 27th - 29th May http://www.hsbc.co.uk/1/2/home
AXA Sun Life RIP OFF!!!!!
Hi all. I remember reading a post about Axa Sun Life Policies being rubbish, this was a couple of months back. Anyway after the slagging they got I decided to ring them and surrender mine. It had only been running for just over 2 yrs, started at £20 month and slowly got higher, recent payment being £28. I reckon I have…
Domain Investment
i got an offer through auction for my these domains and i beleive there are many experts on this site who can give me actual price for domains, could you please help me how much is worth these domains. propertydevelopement.co.uk debutalbum.co.uk Thanks.
Savings account or better option?
Hi, I am looking for a push in the right direction please. :D I have approx £4000. I will be spending half in January 2007 and half in March 2007. I don't want to touch this money until then. My idea was to put it in a savings account. Is this the best thing to do? I want to earn as much interest as possible.;) other…
More takeover bids please
According to the 'Stay withh BAA' defence document against the takeover bid by Ferrovial Consortium, shareholders are to get a 40% increase in 2006/07 dividend, a further 7% in 2007/08 and a £750 million return of capital. Would the shareholders have received these benefits without the takeover bid? I doubt it.
lump sum investment
Hi I've been offered a lump sum of around £23.000 as a apy out. Have you any advice as to how to best invest this and would it bring in a monthly income? Cheers
Where to start with savings?
Can anybody give any advice on where to start with investing a large amount of money (140k) , it is all in high interest savings accounts at the moment, my bank are trying to offer me various products but quite frankly i am not comfortable handing my cash over to them. Is an IFA the way to go? I think I may just spend it…
Tax on savings??
I'm reallly, really, really bad at saving, so please forgive the stupid questions!:confused: Soooooo say I could afford to save around £4000 a year, I put £3000 in an ISA and the rest I put in a savings account. How much tax is paid by me for saving?? Can I top up my ISA with £3000 every year? What would you do if you…

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