-
Christmas Accounts
I was watching the lunch time money programme a couple of weeks ago and they mentioned some building societies were paying up to 10% if you saved regularly for christmas. however i cant remember any of the building societies mentioned. did anyone catch which BS?
-
One off investment for my child
I want to invest £1000 pounds for my child in an account which will give him the best return by the age of 18.
-
best instant access savings account
hi, im afraid i am not nor ever have been a saver and have always lived life day to day, that is until i found this site.. now i have realised that over christmas i dont want to get into debt again and i hate it when things go wrong i.e the car and we have to use wages to repair things, for example our washing machine blew…
-
ICICI Bank
Does anyone know what connection does the ICICI Bank have with Lloyds TSB. Im asking because LTSB have a direct link to ICICI on one of their website. see here
-
Whats the difference between AER and APR?
Apologies if this has been covered but the search facility threw up abot thirty thousand mentions of it! So Whats the difference between AER and APR?
-
Trust fund for kids whose mum just died
A single mum whose daughter is in my son's class has just died (epileptic attack). Her children are 10 and 13. We are looking to do a fund-raiser for the children so they could have some money when they turn 16/17. Does anyone know how we could set up a fund which would probably have two lump sums put in (hopefully about…
-
where is the best place/account to tsfr upto 300 a month
been looking on the alliance and leicester/halifax websites to see which is the best regular saver for upto 300 a month. alot of the accounts are asking for a wage to be paid in to them, but I didnt want to have all the hassle of changing everything over and would rather just have a savings account. I keep seeing 10%…
-
what to do
I have inhereted £200,000 and i cannot get any sense from banks and advisers...any ideas ?
-
Leeds Member Loyalty Saver - 5.50%
Was interested to receive details by post of a new Member Loyalty Saver account with Leeds Building Society yesterday, paying 5.50% gross. You need to be an existing member and at 31/12/2005. Details at http://www.leeds-holbeck.co.uk/savings/member_loyalty_saver.html
-
Mini ISA Stocks & Shares
I understand if I put money into a cash ISA, I can avoid tax from the interest I gained from my savings. For the stocks & shares ISA, does that mean I can avoid the capital gain tax reduction from my investment? So how does the capital gain allowance £8.5k calculated? Does it exclude the capital gain from ISA stocks &…
-
Halifax ISA - check your details
I have held a Halifax ISA for a few years. I read about the Halifax ISA Direct Saver on this website, which pays 5% compared with 3.85% that I am currently getting. On enquiring I was dealt with immediaetely, and my ISA was transferred. Nothing changes, not even the account number, but I am now getting the higher interest…
-
Inheritance tax & where to save
about 18 months ago a member of our family died his estate after probate was £233,000.00 this was made up of a house and building land with out planning permission. we have just got planning permission on the land and the value of the estate has now increased to £500,000.00 do we have to pay inheritance tax on this if so…
-
useful links for funds?
Helo, I would like to do some research in funds (to invest a bit trough a share MiniISA). I remeber having read something, but would like to suggest someone who has been looking at funds for a while to collect a useful list of links to do a sticky. Things I would like to see ordered are: - Links to major Fund Supermarkets…
-
ISA Question - my yearly allowance
Hi, I wonder if you can help as I am fairly new to ISA's? It has just occured to me that my investment plans may be a bit flawed with regards to yearly ISA allocation. I currently have a mini cash ISA with Halifax which I have topped up throughout the year to it's maximum 3k. I am planning to continue to top this up in the…
-
Help - Wedding Saving, Best Place & easy too
Could any one give me some advice - we are saving up to get married next july and already have £1800 in my daughters abbey passbook account (havnt got a clue how much interest we get) we save about £500 a month - but may need to get the money out quickly - we never had savings before and dont know much about it!!!!! Please…
-
Need a uk based Dollar account other than Citibank?
Any ideas who else offers a uk based dollar savings account? Many thanks. :money:
-
can i hold 2 isa's
I have a halifax fixed rate isa which matures at the end of this month i have reinvested the capital and interest in a Halifax saver direct isa what i would like to know is can i open another isa with the A&L which pays a bit more interest
-
ISA Investment Funds Advice Please
Can anyone advise either where to go for portfolio advice or offer any practical investment suggestions. Have £4000 to invest in Mini Share ISA this ISA year and another £11000 next year. My current holdings are: Aberdeen Manged Portfolio (Balanced Managed) £4000 Fidelity European (Europe exc UK) £1000 Legg Mason US Equity…
-
Newbie help, ISA or investment?
Hello, newbie here so sorry if this type of question has been asked a million times before. Basically I have £2k sitting in a savings account with Halifax, earning just 2.25% PA. This money is basically my emergency reserve fund, used if I suddenly need some cash in an emergency. However I'm not happy with it just sitting…
-
should I transfer into a SIPP?
I have a pension pot worth £130K with Scottish Life, should I transfer it into a SIPP? Will Scottish Life charge me to take it out? How much approx? Who should I use for the transfer? Hargreaves Lansdown? Sippdeal? anyone else? I'm 53 and not thinking of using my pension till 60, I am no longer paying anything into it as I…
