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VCT - which ones
Anyone got any good views on VCTs or knows of any good websites with information? I bought Keydata Income last year and I'm a little dissappointed in the fact that they seem to have invested most of their cash in one wind farm in Scotland. I know that VCTs are supposed to be high risk but it seems a little excessive. Also…
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should i transfer into a SIPP?
I have a pension pot worth £130K with Scottish Life, should I transfer it into a SIPP? Will Scottish Life charge me to take it out? How much approx? Who should I use for the transfer? Hargreaves Lansdown? Sippdeal? anyone else? I'm 53 and not thinking of using my pension till 60, I am no longer paying anything into it as I…
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What counts as income for a child against their allowance?
I know they have a single persons allowance like we all do - but - what counts towards the income part? If I put £15k into their building society account - does that mean their income is £15k and will get taxed on the bit above their allowance - or is it the interest generated on the £15k is the income?
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10k what to do?
ive recently recieved £10,000 in compensation... i currently have it in the aliance and liecster online saver issue two savings account but it only pays interest annualy... being as im nearly twenty i need to buy a house soon... and was wondering if anybody could help me make the most of my money through investments or a…
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deleted
Apologies - just saw the sticky thread on Shares.
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United Land holdings
Has anyone heard of the above company? They specialise in buying land on behalf of investors, they have a website https://www.ulh-plc.com. Any info gratefully recieved. Steve
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£100 a month to save
My husband has great faith in my saving abilities. He has persuaded my 20 year old daughter to give me £100 a month to save for her. However, hes under the illusion i can get another savings account that i can get an interest rate of 10% for her. Now, i have the Halifax regular saver at 7%, also with the Halifax, the…
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Scottish Friendly Assurance Bond
Am thinking about taking out a Scottish Friendly Assurance Bond. Has anyone had any experience of saving this way? Any advice good or bad?? Thanks Girlyb :rotfl:
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What to do with £95K, short term?
Can anybody offer some advice? My BF has sold his property and is currently looking for a new one but in the meantime needs to put the equity somewhere, approx £95K. This could be only for up to 3 months, or longer depending on how the house-hunting goes. It would need to be instant access and I notice some of the higher…
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Carrying Capital losses forward
Unfortunately I lost some money on shares and would like to sell them and crystalise the loss. Hopefully at some time in the future I will make enough gains to use up the loss. I know that these capital losses, once recorded on self assessment, can be carried forward indefinitely but can someone confirm that they are…
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How much can gparents give to son?
We are borrowing £15k from in laws for stamp duty etc. Should I ask them to pay it to our 2 year old and pop it in a childs account and then top our mortgage up by £10k on fixed rate 4.69%? I should be able to get higher than 4.69% on a childs account and not pay tax on the interest?
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large lump sum
Hi, my parents have just downsized their house and now have £300,000 in the bank. They have asked me to ask on here what suggestions or recommendations people might have to invest/save the money (I can think of plenty, but probably not what they're after!!) Many thanks :o
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Info needed on Barclays CEO
Does anyone have the contact details of the CEO for Barclays Bank (UK)? I feel I have been severely ripped off and let down by what I think is legalised daylight robbery and greed. I want to make my feelings known to the Chief!! I have spoken to their so called complaints team who I may add are only able to quote terms and…
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Buying land in Romani
Hi, Is it worth investing in Romanian land on the beach front? Since Romani (I think) is due to enter the EU would the value of the land not shoot in value when this occurs. More and more people are getting attracted to Romania and I was thinking it could be a nice little nest to set up for a decade down the line or…
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Where to start
Hi to all, Basically I would like to get into investing. I have some spare cash wwish has just been sitting in an Abbey Flexi Saver for the last year and I would like it work harder for me. I would like to get into investing in shares. Im quite happy to leave this money for years and accumulate. Could any one provide me…
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INVEST £50k
Hi im looking to invest about 50k when the sale off my house goes through. i can lock it away for approx 1 year and would like monthly returns for an income. all suggestions would be greatly appreciated.
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Where to save...?
I am looking to save approx 4k per year for 15 years to pay off my interest only mortgage....What account would be best for this? Cheers
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Rate Tarting with kids accounts
I wonder if someone could advise me, I have 2 sons and both have a Childrens savings Bond with Scarborough Building Society at 5.5%. I would like to take advantage of the Halifax Childrens Regular Saver account at 10% for a year. Between them they have £1200 which I could use to pay in £100/month, the maximum allowed each…
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Ethical Savings
Clearly there are plenty of savings accounts and best buy guides for those who don't mind investing in the arms industry, pornography and petro-chemical giants pillaging the planet but if that makes you a bit queasy, what are the options?
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Post Office GEB
I am thinking of opening a Post Office GEB (Guaranteed Equity Bond) based on Martin's information (dated 12 October 2005) which says "You're paid 125% of the growth of the index .......etc" However, on going to the PO site it now seems that you either get 75% on a 3yr investment bond, or 110% on a 5 yr investment bond.…
