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where to put irregular savings?
Hi, I do some ebay trading, and I am looking to build up a savings account at a decent interest rate with the sales that I do until my CC 0% rate ends (November this year) At this point I'll then pay a lump sum off it, or, if I manage to find an alternative 0% CC deal continue to build up the savings at a good interest…
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need 5% p.a. return for 3 years
My partner and I are taking a few years out next year and need to fund our travels from our money pot After the sale of our house we shoud have about 240k. 21k will be in cash isa's, as of now we don't have any equity isa's. We wish to remain domiciled in the uk for tax purposes. Our personal tax allowance will be…
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Short term savings 90k
I'm going to relocating in the next few months and going to rent for 6months maybe a year, so I'm going to have about 90k to bank which we where thinking of putting in a high interest account in my wife’s name so she don't have to pay 40% tax :eek: on interest. What’s the best way to go about this or is there any other…
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international financial advice?
Can anyone recommend any financial advisors &/or accountants that can deal with earning money in multiple countries? I live and earn in different countries (UK, Germany, Spain, Australia, New Zealand, and possibly more) so I'm constantly moving and and need someone that can advise on the best way to reduce costs of such a…
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Lambeth BS windfall for members
Lambeth BS is going to announce a takeover by the Portman, paying a windfall for society members and improving the efficiency of both mutual societies :j for everyone's benefit. See this link for more details Rumours of similar activity in the sector are doing the rounds. Stop press - £400 minimum windfalls announced on…
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Who do YOU trust?
Interesting article in the Sunday Times today. So it looks like MSE-type sites and financial advisors are almost dead heating in the trust stakes, down at the bottom :D :rotfl: He ends by saying: Can't disagree with that. :beer:
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Benifit from ISA
I am a non tax payer due to being non UK resident status. What benefit would I get from taking out an ISA considering I don’t pay any tax on interest from any savings etc at the moment. Ta George
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Barclays £100 incentive.
I am sure lots of us signed up for Barclays A/Cs following Martins tip,concerning the £100 incentive.I seem to remember it was to be paid after 2 months of funding the A/C with a minimum of £1000/month. I have just transfered my second month £1000 and was wondering when the incentive will be paid. Has anyone had this or…
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£20,000 inheritance
Can anyone suggest what to do with my inheritance? I intend to extend my property with half of it, but what's the best deal to do with the other half? :confused:
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Which Savings account?
If I have a lump sum of £1000 that I wish to invest - which saving account am I best to choose? I do not need to access it regularly.
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Abbey FundsCentre CLOSING - Alternative Fund Supermarkets?
Hi Money-saving-dudes, Abbey are closing their FundsCentre service. I’ve just had the “We’re sorry, it’s no longer viable for us, so tough luck” letter land on my doorstep. The service allowed users to invest into big name fund providers (such as Aberdeen, Merrill Lynch etc) at discount prices. Albeit the range of funds…
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What to do with £40,000 with retirement approaching
I'm not very good with money but here goes!! I have 3 years to go till I retire at 65 and have £40,000 in the bank and put in another £200 each month. I calculate that in 3 years at 3.32% net in the RB of S that will total approx £47,400 after allowing for 3% inflation. I tried calculating it out if my wife and I got…
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Coventry BS launch combined Current/Savings account @ 5.1%
Coventry Building Society have launched a new combined savings and current account paying 5.1%. The Coventry First account, as it is called, pays 5.1% to customers who deposit at least £1,000 a month into their account, up to a balance of £250,000. The rate is guaranteed to stay 0.6% above base rate (currently 4.5%) for…
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STAMPS 6.7% or 9.5% tax free savings
Royal mail stamps are going up on 3rd april. I have just invested a stack of money in 1st and 2nd class stamps direct from royal mail. The stamps have no price on them and therefore are equivalent to tax free interest of 6.7% on 1st class and 9.5% on 2nd class I probably have enough for 3-4 years and there are bound to be…
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Investing £10k
I have around £10k to invest in the new financial year and I've already arranged to use my tax free allowance for 2006/2007 so what's the best Taxable savings account to put it in? I might want the money to put towards relocation next year but I could guarantee to invest it for 12 months if it were to get me a better rate…
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Smile ISA interest rate cut...again
Smile are reducing the interest rate on their Mini Cash ISA to 4.5% from 4.65% from Monday 6 March. I must've missed the BoE rate cut that prompted this latest one :rolleyes:. Considering they cut it by 0.35% at the last rate cut which was more than the BoE cut itself. Think it might be time to move the cash elsewhere.
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What day of each month are Premium Bonds drawn?
Just a quickie..on which day of the month are Premium Bonds drawn..is it the 1st??
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Axa Sunlife
Hi, Am a bit confused here regarding 2 policies me & my wife have with AXA SUN LIFE, i took out a policy each for us aprox 6 years ago, it is a 15 year thing where at the end of it we would get a lump sum each, if anything happened tragic to any of us before then, then the other would benefit and would get the amount in…
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Anyone lent on Zopa?
I was just wondering if anyone had any experience with lending money through Zopa? Shall I only lend to group A or can I lend to group B in safty. I am interested but unsure how safe it is. :confused: Also I have notice that there is a link through Quidco for £80. Does it work, and whats the T & C's. Cheers.
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best Childrens regular or other savings account
Can anyone help? I have £1000 to set up an account for my 2 and a half year old daughter and also will pay £60 per month into it plus the occasional gift of money from her relatives. The Halifax only allows £100 on set up and £100 per month for a Children's Regular Saving Account, and £250 on set up and £250 per month on a…
