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Terramundi Club...
My Terramundi turned up today!! I gave my mum her's "mother's day money pot" early so we've both started saving today!! I know there's a £2.00 saving club.. and I'm only putting £2 coins in mine!! I wondered if we should start a Terramundi Club, have a monthly or forthnightly weigh in and then when we get to smash them log…
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Using credit card as a savings method?
I am trying to save £300 for something. I have various savings accounts (postal isa, internet savings etc). I also have a capital one credit card. This is running at about £1400 with a credit limit of £1500. I pay £20 a week to it by standing order which keeps on top of the minimum payments and creeps it all down. I was…
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HSBC Regular Saver
Just had my HSBC regular saver mature and the a/c disappeared off online banking. Rang them and it takes approximately 5 WORKING days to transfer the balance to another a/c in my name at the same bank. Sorry, am just a lil miffed by it as wanted to sweep it all into A&L issue 2 today. But can anyone provide an explantion…
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Best Savings Account for £41k
Currently have £41k which I want to deposit into a savings account until 01.09.06 when I will withdraw it and use it to pay off my mortgage. Both me and hubby have used our ISA allowance for this year. All suggestions greatly appreciated. Thanks Helen
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Cahoot -Why less interest paid out?
I don't understand this. i just checked my Cahoot savings account statement. It is supposed to pay 4.85 AER - monthly interest I haven't withdrawn anything since I opened it last year - Now I have been paid less interest for on Mar 1st than the previous month - why? The base rate hasn't changed - the rate for the account…
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10,000 Savings
Hello, I was wondering if anyone can advise me the best way to save £10,000 and maximise the return. This would be for 12 months as i then need to put that money to some use. This 10,000 i have gained from Shares so im not sure if i will have used my allowance? Im sorry im not very good at money matters :o Any help would…
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Looking to set up a saving account
Hi. I'm new to this money-saving game. I'm a university graduate currentley working in a minimum wage, dead end job, just turned 24 yesterday, and starting to think about the future. I'm looking to set up some sort of bank account to save a bit of money in. I'd like to put away about £50 a month (maybe more occasionally,…
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A&L Regular Saver & Current Acct
Went through most of the process of opening an A&L Current Acct in order to be able to open the 10% Regular Saver too. However, it was asking for details of any current account I already have. As I don't actually want to transfer current accounts, could somebody let me know what happens. If a fill in current acct details,…
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Still can't decide
With £7k lump sum and £800/month, I've been looking at savings a/cs and regular saving a/cs. I have a 14 year old son as well as a grandson. Can I put money in accounts in their names to maximise interest? Is this horribly sneaky? :confused: I want to thank cheerfulcat especially for the advice given to my other posts. I…
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looking into buying land
im looking to buy some land that has been ear marked under prescotts plan to build homes in the south east. basicaly i like the look of the deal but i want to be sure on the comopany im buying through (COUNTRYWIDE LAND HOLDINGS) and just want to be sure that they and the deal is all above board and not a con to be…
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Watch List for Shares
Hi, I am a newbie to investing and am planning on opening a self-select mini stocks & shares ISA in the new tax year. I have done my research and feel nearly ready to go. I came across a useful post earlier but I cannot seem to find it again..should have saved the link! Would anyone be able to give me a link or point me in…
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Over 60's Savings
My parents have some money that they want to put into a savings account (about £15,000) and, obviously, earn the best interest. They want the best interest paying account (they are willing to do a 30 or 60 day notice) but want to be able to withdraw the money using a cashcard or over a counter. I have explained that…
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Legal and General Distribution Fund
Hi, Anyone any experience of Legal and General Distribution Fund, thinking of investing money for children into it. Seems to have good form?
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Best Savings Route???
Have £100k plus to put into a savings account for up to a year whats the best direction to go.....have looked at ICICI bank seems ok but is there a better route to get a MONTHLY income?? Thanks
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£80 a month to save
Having just won my compensation claim for a miss sold endowment, I would like to do something with my surplus £80 monthly premium. I was thinking of £75 a month on cheap women & beer and then wasting the remaining fiver !!, but, Mrs G66 is not in agreement !!. Any decent savings/plans........
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Can anyone help my mum?
(this is not an area of this site that I am familiar with...!) My mum has got herself into an awful situation. She began to lend a sick friend money to get to hospital and back some time ago. Through his chaotic lifestyle he had temporarily lost his entitlement to benefits and had no income (although there were still…
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cahoot pay interest on statement day
Cahoot do not pay interest on the first of the month,it is paid on the statement day ,which in my case is the 24 th,they say that it is applied but not on statement,just another reason why they are not as good as ING,who I left because of reduced rates.I wll not be able to see my interest for two months from opening the…
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Moving from one ISA to another
Hello all, I have a mini cash ISA with Natwest. I have paid a little bit of money into it this tax year (nowhere near the maximum), but would like to switch to A&L online for a better interest rate. I know about the transfer form etc from reading the articles - but can't figure out if I have to wait for the next tax year…
