We'd like to remind Forumites to please avoid political debate on the Forum... Read More » This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Reclaim PPI & other insurance

Archives for May 2019

GE Money PPI confused
Wonder if someone would be kind enough to advise me please? I’ve recieved a letter from Santander about an old GE Money/river island account which I paid PPI on. It says under the new FCA rules the account must have been open on or after 6 April 2008 and redress only applies to PPI paid on/after 6 April 2007. They can see…
Advice re HSBC Plevin and missold PPI
I originally had PPI on a loan in 2003 but I am confident that it was missold due to it being added onto the loan which then incurred interest but only lasted for 5 years (on a ten-year loan ) and also the usual misselling complaints, of I was told I had to have it etc. The problem is that it was pre 2004 so was not…
Obtaining Old Bank Account Number
Can anyone put me in the write process in obtaining my Bank Of Scotland Account number. I have asked at my local Bank, but they said they could not help. I banked there from 1979- 1987 and had several loans and trying to get ppl but found I am fighting a losing battle,knowing over that years the ripped me off. Tried my…
PPI Question-Paymentshield
I have PPI with Paymentshield but it doesn't come up on the dropdown list in reclaiming tool. What do I do?
Ppi reclaim excessive fees
Hi all, I am due to receive an offer for PPi reclaim. The company I am using inform me that their fee will be 39%. My claim was submitted Feb 2019 so as I understand it they can charge a maximum of 20% plus VAT. I have not raised this with them yet. When I receive the cheque from the bank what is my best approach? TIA
Barclays Payment Break Plan
I would just like to share my great news, i received a letter from Barclays around 2-3 months ago explaining that I may be owed money for the Payment Break Plan (PBP). I did not know anything about this and so I phoned Barclays to ask what this was about, they explained that it may have been for a credit card that I had in…
Egg - PPI Rejected Plevin Upheld
I have received a letter today from Canada Square Operations, they have rejected my PPI complaint but refunding £244 due to Plevin. I intend to refer to the Ombudsman as they state - "we do acknowledge that there may have been flaws in our sales process. However, despite this I am not persuaded that any of these failings…
Ppi - hsbc
Has anyone had problems actually having the money transferred into your account? I contacted HSBC, found out I have PPI form 1998, and they said they will pay XX amount in a letter dated 3rd April. I responded by accepting the amount, filling in my current bank details on there form and using their pre paid enveloped, they…
Secret commission
I’ve been contacted today about secret commission and not sure what this is? Should I be looking into this like a PPI claim? Not sure where to start.Thanks for any advice/ help.
Low Voltage way leave agreements
I skeet getting a letter from Thomas Broadbent electricity wayletvers saying that our property may be affected by a low voltage power line and that they can negotiate a new fixed term agreement which will entitle us to between £100 and £1500. Is this genuine or just another scam thanks
MBNA and Capital One say can't find accounts from late 90s
Hello, I'm trying to pursue a PPI claim but I don't have the paperwork and it's relating to credit cards taken out in the late 1990s. I've filled in the online PPI forms with past addresses, but keep getting knocked back with MBNA and CapitalOne saying they can't find any accounts for me. I have some old credit reports,but…
Subject Access Request (SAR) £10 Cheque, Whom to make it out to/name? (for Banks?)
When making a Subject Access Request (SAR) for your paperwork/file work from banks Particularly for *Halifax *Barclays *Llyds *Capital one *Santander Question 1) Do they definitely require a £10 cheque made out to them? or they might not require it, and will send the paperwork/filework without receiving £10? ie, is it a…
Personal Injury Insurance - same as PPI?
HI When I started university, 27 years ago, I changed bank and they sold me a personal injury policy, covering loss of limbs, vision etc. Several years later, I rang the bank and asked to cancel it, as I felt it wasn't needed. The adviser strongly advised/pressured against cancellation and said you don't get these kinds of…
Barclaycard admit mis selling me PPI but say I’m not owed anything.
I’ve received a letter today from Barclaycard stating they are sorry to have mis sold PPI on my Barclaycard. It then goes on to say that my complaint has been up held. It says no premiums were received but I always had money on my credit card so find this hard to believe. Has this happened to anyone else?
PPI reclaim - no loans or debts had?
PPI reclaim relevance if no loans or debts ever had? About 3 years ago I looked at this and came to the conclusion that having never had a loan or been in debt, I was an irrelevant contender. However with the deadline approaching thought I should take a look again. I cannot locate a thread in the past 2 reclaiming posts…
PPI team
Hi, I have just been to my Grandmas house and just by chance she had received a letter for PPI from 'PPI team' She is 90 so not in the slightest bit knowledgable of claiming this back herself. The story goes, She had a call from this company, asking if she wanted them to claim PPI for her. She gave her details and thought…
Should I pay for CreditExpert to find my credit card information? Abroad, nothing in Credit Club
Hello I am starting to look into reclaiming PPI, as I had various store cards in the late nineties and early noughties. I can't remember many details though, so have signed up to the Credit Club to try and get some information from there, but it's not bringing back much information at all. I moved to France in 2006 and so…
PayPal Refund (Angies Advice)
This has just appeared on my FB feed, is it a scam or a genuine refund from PayPal? (Not seen it talked about by the MSE), don't recall PayPal doing PPI? https://imgur.com/a/GRwUdRm
PPI car loan Jan 2000
Hi All - I bought a new Ford Focus 0% interest (paid a third deposit) in Jan 2000 from Exeter Ford. However, Exeter Ford is no longer in business and I didn't keep the paperwork for the car. I was told at the time that I couldn't take advantage of the offer if I didn't take out PPI so my claim would be solid if only I…
PPI Reclaim - Capital One
Hi All, I used Capital One's PPI checker tool so see if I had PPI on a card I had a few years ago and they have confirmed to me that I did. The only thing holding me back from pushing ahead with a claim is that there do not appear to be many (if any) reported PPI reclaim successes reported on here. Has anyone had any luck…

★ ★ ★ Meet your Ambassadors

Confirm your email address to Create Threads and Reply

MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

View All

Reclaim PPI & other insurance

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free

Reclaim PPI & other insurance

Discussion List

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free