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PPI Reclaim - Capital One

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Hi All,
I used Capital One's PPI checker tool so see if I had PPI on a card I had a few years ago and they have confirmed to me that I did.
The only thing holding me back from pushing ahead with a claim is that there do not appear to be many (if any) reported PPI reclaim successes reported on here.
Has anyone had any luck with Capital One?
Thanks!

Comments

  • The_squirrell
    The_squirrell Posts: 257 Forumite
    Sixth Anniversary 100 Posts Name Dropper Photogenic
    Its quite simple really. If it is clear that you have a valid reason for complaining and a policy was not sold correctly, then you should complain. If you knew you had PPI and chose to have it, then there is unlikely to be any reason for complaining.
    I work in Data Protection and spend my days dealing with CMC's. Only here trying to help!!
  • numbersguy
    numbersguy Posts: 11 Forumite
    Yes I have, it wasn't much but I only had a low credit limit so I didn't rack much up on it. Was really easy and they sent me a cheque
  • Nasqueron
    Nasqueron Posts: 10,678 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Hi All,
    I used Capital One's PPI checker tool so see if I had PPI on a card I had a few years ago and they have confirmed to me that I did.
    The only thing holding me back from pushing ahead with a claim is that there do not appear to be many (if any) reported PPI reclaim successes reported on here.
    Has anyone had any luck with Capital One?
    Thanks!


    What happened to someone else is irrelevant as each case is unique, if you feel you were miss-sold, then complain

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    The only thing holding me back from pushing ahead with a claim is that there do not appear to be many (if any) reported PPI reclaim successes reported on here.
    I fail to see your logic here?
    If everyone waited to hear reports of success before proceeding, no one would ever complain!

    If you have a valid complaint then make it. What have you got to lose?
  • Thank you for you helpful comments. I do believe I was missold and I have put in a complaint.
  • Badger197
    Badger197 Posts: 11 Forumite
    Third Anniversary First Post
    Yes it is worth pursuing if you can just do it yourself and save money as well .
This discussion has been closed.
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