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Time barred complaint but a settlement figure anyway?
Hello, I am new to the forums and recently I made some PPI complaints about some store cards I had 20 years ago. Today I recevied a letter from Santander about my old Debenhams card taken out in 1999. It is 7 pages stapled together. The letter says that I the PPI was not suitable for me and I have recieved a settlement…
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join the credit club
Hi, I tried to join the credit club to do a free credit check in order to start my ppi applications. It wouldn't accept my enrolment and I presume as I'm not on the electoral role. Long story short, I am living off grid at the moment while we build our houseboat. So the address I use is my Dads just for our post. If I put…
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Nissan Finance 1998
Hello, I am trying to help my wife reclaim PPI from 2 Nissan Micras she bought using their finance in the 90's. The big problem we have is that she has no paperwork left, so we don't know who to contact. Nissan Finance is not on the resolver website, so I thought I would ask on here if anyone knows if it is possible to go…
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Student with ppi in 2001!
I had a credit card with lloyds back in 2001 , with ppi that I believe was mis-sold I cannot remember ppi even being mentioned, just someone asking if I wanted a credit card in branch, I agreed and then it was posted to me (to subsequently max out) I am in the process of filling in a form from lloyds that I received today.…
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Need for an'all risks' delays cover to travel insurance?
An 'all risks' delay policy would be a big help to travellers. You get standard cover against certain causes of delay: strike, mechanical failure of your car, etc. If however you're delayed because of a pile up on the motorway you are not covered as my friend found out to her cost at Bristol airport 20 mins too late having…
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Car insurance, not my car
Does anyone know of an online company i can use to buy car insurance from? I want to learn to drive, it will be my cousins car, not my own car, he will be teaching me once a week, for 1 hour. I've tried several online insurers but towards the end they are all asking question for my car, when its not my car, its someone…
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Ombudsman complaint help
Hi I was rejected on my complaint to Santander FICL about mis selling of ppi. Their letter covered several store cards. I would like to refer to the Ombudsman, my question is would I write one letter per ppi account or would one cover it all... they have same rejection reason for all. Also anyone know current rough…
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Do I accept Lloyds offer - Does it make sense?
Hi everyone, Hoping that someone can make better sense of a reply I have received from Lloyds about a PPI claim on a personal loan. The loan was taken out a long time ago, more than 6 years but I couldn't remember any details so I submitted a claim using the Resolver tool. After a couple of letters to say they are…
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Help please on old House of Fraser storecard PPI claim
I took out a storecard instore at a House of Fraser branch probably in the early 1990s. This account was closed during the early 2000s but I know I definitely had PPI on it and feel positive that it was mis-sold. I have no paperwork going that far back apart from a solitary storecard statement from 1998 which clearly shows…
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Interest only mortgage PPI claim
Is it possible to claim PPI on an interest only mortgage taken out in 2006 and, if so, how would I go about it? Many thanks in anticipation of your assistance.
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Claiming PPI on old Barclayloan
Hi Everyone I need a bit of help. I took out several Barclayloan's in the 80s / 90s but I don't still have the paperwork. Was PPI being used then and, if so, how would I go about claiming it when I don't have any paperwork? I am certain I remember being told on the 'phone when I was arranging the loans that I would have to…
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FREEPPICHECKS misleading sell
FREEPPICHECKS.CO.UK based in Swansea stated that they charged 30% INC. VAT, however the invoice I just received has 20% VAT on top of their charges and therefore the total %age they have got from me from the amount I received (after VAT for HMRC) was 38%. Anyone else been misled by this company? :(
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Should I Settle for What the Bank Has Given me for PPI?
I made several claims for PPI through Resolver. One of the claims was upheld by the bank and they paid £130 into my account. I did not sign any documents to say I agreed with this payment, it just was paid into my account This amount seems rather paltry - would it be worth escalating the claim to the Ombudsman?
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ASU included free
We took out a mortgage with Intelligent Finance, December 2000 for 7 years. I have documentation that states they included ASU free to the end of December 2000. This was then extended several times. up to December 2001 at least. All of which I have letters confirming this. I also have no proof this ever finished. I now…
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What do I do now?
Hi I put through the generic template from here to Lloyd’s Tsb to reclaim ppi. I had my credit card number, loan number and my bank account details from then. They then came back and said they can’t find anything. I know for a fact these details are right. What’s my next steps
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Myppirefund
Hubby has signed up with this company, has anybody had dealings with them or is anything known about them? TY!
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Halifax PPI - How to contact payments team
I am due some money from Halifax due to a PPI complaint on credit cards. They issued a cheque but my title was not correct so my bank would not accept it. I thought this would be straightforward and rang them up to ask for it to be reissued. However, I have had a few missed calls from their payments team where they leave…
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At what point are you contracted and have to pay the fee?
Hi, I completed one of the claims company forms to make an initial search to see if I had any PPI. They have found that I had PPI with some bank loans and store cards that I wasn’t aware I had. Do I now have to continue with the same firm or can I switch? If I get some money back will the initial claims company and/or the…
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Woolwich ppi
I had a joint mortgage with my now ex husband in 1993 with The Woolwich and we definitely had ppi ad we were told we would not get a mortgage without it. I have contacted Barclays but they have said they hold no records for me. Is it possible to claim ppi on such an historic account? Also I don't have any paperwork or…
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Signed for PPI but would not have been able to claim
Hi. I've been refused PPI back by Halifax..I wasn't aware I had it/Was off sick 2 years and never claimed. However they said I signed for it (form filled in at home) and indeed it is there though the print is very tiny I clearly just signed the form without reading. I had a pre existing condition with wouldn't have let me…
