We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Need for an'all risks' delays cover to travel insurance?
nigellc
Posts: 3 Newbie
An 'all risks' delay policy would be a big help to travellers. You get standard cover against certain causes of delay: strike, mechanical failure of your car, etc.
If however you're delayed because of a pile up on the motorway you are not covered as my friend found out to her cost at Bristol airport 20 mins too late having allowed 2 hours for a 5 hour journey.
We too got delayed, in Paris after an escalator failed at Gard du Nord caused a massive build up during a busy period; somebody's walking stick had got jammed and threw the emergency stop gear. We weren't covered for the loss from that delay. Luckily we'd
allowed a massive contingency in our programme.
So both events were documentable, thus provable, and anyway are insurable risks, yet you cant get cover. . The idea of insurance being written on the assumption of 'utmost good faith' is accepted in house insurance, but not it seems to travellers. This is a gap in the market which travellers need covered.
If however you're delayed because of a pile up on the motorway you are not covered as my friend found out to her cost at Bristol airport 20 mins too late having allowed 2 hours for a 5 hour journey.
We too got delayed, in Paris after an escalator failed at Gard du Nord caused a massive build up during a busy period; somebody's walking stick had got jammed and threw the emergency stop gear. We weren't covered for the loss from that delay. Luckily we'd
allowed a massive contingency in our programme.
So both events were documentable, thus provable, and anyway are insurable risks, yet you cant get cover. . The idea of insurance being written on the assumption of 'utmost good faith' is accepted in house insurance, but not it seems to travellers. This is a gap in the market which travellers need covered.
I'd be interested if you've been hit by an uninsured delay? 4 votes
yes
0%
0 votes
no
100%
4 votes
0
Comments
-
You really should have posted this on the "Praise,vents and warnings" board rather than the PPI one..
0 -
Would you be able to do so for me please? N0
-
I can't do anything with your post other than reply to it I'm afraid.
What do you hope to achieve by adding a poll? :think:0 -
Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.2K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.3K Work, Benefits & Business
- 601K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards