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Barclays offering me £1577 even though I paid £1753 in 1994
Hi Can someone advise how much Barclays should be offering me please I took out a loan February 1994 and paid PPI of £1295.57 + 16.9% interest. So total of £1753.44. This was paid at a rate of £36.53 per month At first they said they had no details of the loan or PPI so case closed. I then sent them a copy of the original…
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Santander PPI Refund
Hi There I'm a newbie to this site so forgive me in advance if I don't explain the situation properly. In 2012 I complained to Santander about miss selling of PPI on my Debenhams card. stating I was told the PPI was compulsory and I had to have it to get the store card. Santander did not uphold this complaint and it was…
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PPI & Overcharged Income tax
Please excuse if this is not the right place for this post. I have never posted before - so total newbie. I was delighted to get a successful claim for PPI mis-sold by Lloyds last year for a credit card account. (Thanks to the MSE advice). Now it seems to me that the payment is made up of 3 parts - namely repayment of the…
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CMC or DIY
So I know the general advice is not to use a CMC and to DIY. BUT.....I've been about to do this for ages, years possibly and still not got around to it so having had a call the other week I thought why not let them do it? They get some money, I get more money, and certainly more than I would left to my own devices! Then, I…
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PPI success - Evans Card
I took an Evans card out in 1990. Was offered it in store and took it out because I could get 10% off my purchase. The store was busy and the sales lady asked me just to fill in my details, and she would do the rest. I paid the card off and closed the account probably around 2005. Didn't have any details of the card number…
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ppi with woolwich
Hi there, I took out a mortgage with the Woolwich in 1981 but don't have any paperwork. I have finished paying it now but would like to know if it is possible that I can claim back PPI, or is this before PPI came in to being. Thanks
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PPI Reclaim
Hi, Had a nice cheque back from Lloyd's a couple of years ago now for 3k. I came across an old Cabolt Finance letter the other day regarding an HFC Loan. I am going to send an SAR off to both as when I got into trouble Cabolt took over the loan. Can i be cheeky and recover money from both??. The wau I am thinking I paid…
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Reclaiming PPI on Car loans where the dealership has closed
Hi there, I bought a car from a main dealership in 2005 and do not have any of the documentation bar the agreement number. The agreement was with a third party financial services company. Prior to beginning to look into sending an SAR to the finance company is there anything else I need to be thinking about. I'm not sure…
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How much info do you need to do your own PPI claim?
Hi, I was looking to see recommendations for best PPI reclaim companies and the advice on here seems to be to do it yourself. I have had loads of different store cards and credit cards over the years and I do not have paperwork for most of them. To be honest, I probably couldn't even remember where I have had accounts :(…
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when to contact FOS
Hi There; I recently put in a complaint WRT mis-sold PPI to Santander (GE money card) - I received a letter saying this was unsuccessful but that they were awaiting guidance from the financial conduct authority before providing a final reponse. FCA provided new rules and guidance for dealing with undisclosed commissions…
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Claim back PPI on a business loan
Hi, just before i make any inquires, can i claim back PPI on a business loan where my house was used as security. Also is there a time limit on how long ago the loan was. Thanks
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PPI success
I used the MSE template to claim back PPI from various previous loans I had had with Barclays, the longest one going back to 1994. Within three weeks I received a cheque from Barclays for £13600!!! I only supplied the account number for my most recent loan, Barclays did all the rest. I never imagined I would receive such a…
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Barclaycard Card Protection Insurance
Hi.... I have just been looking at my Barclaycard statement and noticed that I have paid for card protection, and it seems I'm still paying for it. Obviously I'm well aware of the PPI claims that have been happening over the last few years but I never took out actual "payment protection insurance" so didn't believe it…
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Claiming GE Capital PPI
Hi, I am trying to claim PPI on a GE Capital card I had many years ago. I realise GE Capital is no longer running and that Sanatander have taken them over. I want to make the claim myself but unsure the best address to send a letter to. Also, a template letter would be good as I have used these before for successfully…
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Should I claim?
Looking for advice. I'm 13 years into my mortgage, it's 12 to go, over the course of 13 years I have paid PPI on it. Around £130 PA. It only covered unemployment benefit. I think iv been midsold the policy as we were first time buyers and more or less told it was compulsory. While it hasn't been a bad thing to have I'm now…
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Should I just forget it
Hi everyone. A few years ago (5-6, possibly 7) I sent off SAR's to all finance companies and followed the guidelines on this forum. Many banks sent back all info and complaints were filed, some had no record of me (was within the 6 years at the time though) Anyway I did not have 1 single successful claim. Is it too late to…
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PPI from Britania building society
Hi everyone.My wife and myself had a mortgage with Britania building society which was paid off about twenty years ago.I now no that the Bitania building society does not exist anymore,We were thinking to see if we could still fill out a Reclaim PPI form against them. Thanks Dave
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Reclaim as an Executor ?
Can anyone offer advice regarding reclaiming PPI/Account charges? My Mother passed away last year and left me as one of her two executors. She remarried years ago and her finances were a mess, her husband and step children have made things difficult and her home was 250 miles away so I have little paperwork. My questions…
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Ppi error lead to bankruptcy-need advice
Mr partner had a £9.000 barclayard with ppi on and made a claim 4 years ago. He received a letter confirming he was mis-sold this from Barclays and that he would receive it within 12 weeks less the amount outstanding on the credit card. He received over £7.000 and thought it was finished. A couple of months later he…
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Open and Direct PPI
Hi, Looking for advice regarding a suite I bought from Land of Leather, Newtownabbey on 30.10.03 using Open and Direct Finance. I know land of leather no longer exist. I heard that Open and Direct have now been taken over by Creations Finance however, when I rang the Belfast branch of Creations Finance this morning they…
