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Reclaim PPI & other insurance

Archives for December 2016

Mis-sold PPI 1998: Kirkplan Kitchens (First National Bank, Abbey National) - advice?
Hi, I've tried looking through other threads and am still not sure what to do about this, so would welcome any advice. In 1998 I bought a new kitchen from Kirkplan Kitchens and Bedrooms (no longer in business, as far as I can tell) and the credit agreement included '£952.61 protected payment premium' which I didn't need…
Monument card
I have found some old paperwork for a Monument card. At the bottom of the letter it says A trading name of Barclays. Do I need to contact monument or Barclays regarding claiming the PPI back? Thx JD
Interest redress on loan in arrears help.
Hi i had a letter from Lloyds today saying a payment of £300 would be paid back to me because of interest charges, but the redress would be off the loan balance? Is there any chance they would pay this to me and not off loan ? If not good news anyway :) btd
PPI on Mortgage
On behalf of my Mum I am trying to find out if she had any misold insurance on her mortgage from many years ago. Contacted the building society that did the loan using one of Martin's template letters - had a reply back asking for £10 fee - is this normal procedure? Thank you :)
Chance of success with old documents?
I am claiming mis-sold PPI from a couple of banks dating back to the mid nineties. They cannot find any record of my accounts. I have some old credit card bills and loan agreements which clearly show I had PPI. What chance do you think I will have of claiming if I have these documents in my armoury?
Will PPI claim affect mortgage?
I have had some good success with claiming PPI on old credit cards, and now I'm looking at my mortgage lender. In the 90's I had several loans and credit cards with them, all of which had PPI. I have paperwork and agreements to confirm this. When I first approached them I hadn't found the paperwork. They conducted a search…
PPI claim enquiry with no details
Hi all Like many people, we have had a number of cards (although not loans) over the years and there are all those adverts saying you should check out if you are due any details. However, we do not have any details of the cards :eek: We know for example we had Barclaycards, Halifax card, a couple of Mint cards an Egg card…
Mbna ppi claim
I contacted Mbna to claim missold ppi. After a couple of emails stating they have my claim and filling out forms for further information, they informed me they would give me their decisions by 23.12.2016. I then had a text asking me to call them. They advised that the cards I had from 1999 and 2001 had different employment…
Serps opt out.
Hi. Just had an ad appear on my facebook wall (yeah i know) but it was asking if you had opted out and saying you can be entitled to compensation. They wanted to know what company etc. I never signed up as I would rather do it myself like I did with the banks. Does anyone know anything about this and how I can go about…
PPI Reclaim if you do not know the company (!)
I recall that when I was a student 20 years ago I had a credit card. I am sure that I was sold PPI but I cannot recall which company it was with. Short of writing to every bank in the country, is there a way I can find out. It's so long ago it is not on my credit report (!). I have chucked out old statements from that time…
Unexpected windfall
Apologies if this has been raised before. I've just received a letter from Lloyds Bank. I was the administrator for my brother's estate when he died back in 2012. The letter states that there are concerns that poor advice may have been given when he took out a life policy. As a result, all payments are being refunded plus…
PPI Claim with M&S response help!
Hi everyone - I recently sent a Resolver PPI claim to M&S Bank relating to an ancient card I have had since 1993. I received a response via my Resolver case file account telling me that the claim email I sent had been received by HSBC! Anyone else had this issue of sending a claim via Resolver to M&S bank only to receive a…
Could my credit cards have PPI if I am not paying any fee
I have a Mastercard and Lloyds Duo Credit card but I am not paying any fees. In fact I pay it off every month so no interest is due, so it costs me nothing. Is it still possible that the cards had PPI and therefore could I claim. If so how do I check that is the case.we are very ignorant in these matters but a neighbour…
Help Me Please PPI confusion
Can anyone help me where I can start with this, if at all, so many different companies , so of which no longer exist? My partner and I took a loan out through Dial 4 a loan , who sold us a loan from FirstNational (now GE money) and the insurance was with Commercal Union. The loan was from 30/10/2001 to 30/10.2006. It was…
PPI & Debt Management Plan
On a DM plan with Stepchange and was awarded PPI years ago, Bank have not advised Stepchange and therefore they do not know what actual outstanding balance is, Stepchange advise to speak to bank to get an up to date outstanding amount, bank say due to data protection they can't tell me amount. Asked ombudsman, who…
PPI on a mortgage, that was shared wit an ex partner
My partner is fairly certain she paid PPI on a mortgage she had with her previous partner. She had being paying off the mortgage for approx 6 years. My partner was taken off the mortgage when they split up, approx 8 years ago. She would like to claim back the PPI now but doesn't want the hassle of dealing with her ex. I…
Home insurance
Hello I just wonder if can allow to ask for money back from insurance. Years ago I used live on council flat and I paid for building and contest insurance then I found out that council flat already cover insurance building which I should only pay for contest insurance. Can I allow to ask for money back or too late? Thanks…
Claims Companies
I had a Morgan Stanley card many years ago and unfortunately I believe all my statements etc are buried in my husbands warehouse in archive files. I had a letter from high street claims so I thought if I have no account number etc maybe they can find out for me so filled in the authority letter, they have replied and it…
Ppi success, is it correct?
Hi I git the letter from Mbna yesterday saying they will transfer me £18k into the bank within the next 28 days! It works out as about 6k each on premiums, associated interest and 8% interest! There is no breakdown of amounts, payments made etc just there it is its our final offer...I've signed nothing had no phone call…
PPI claim from Joint account
Hi Does anyone have any experience of this: Submitted a PPI claim on a loan in joint names. but the Joint applicants have long since separated (before loan was settled) Bank agrees PPI miss-sold and makes an offer, but says ithey will divide the total 50-50 between the 2 applicants. Redress is made up of: an Amount in…

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