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Monument card

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jd453
jd453 Posts: 2 Newbie
in Reclaim PPI & other insurance
I have found some old paperwork for a Monument card. At the bottom of the letter it says A trading name of Barclays.

Do I need to contact monument or Barclays regarding claiming the PPI back?

Thx

JD

Comments

  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    You contact whoever sold you the PPI. If you have a valid complaint, of course.
  • jd453
    jd453 Posts: 2 Newbie
    Thx,

    The complaint is valid as I never realised PPI was voluntary back then like a lot of people. Will try Barclays as it was part of them back then.

    JD
  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    jd453 wrote: »
    The complaint is valid as I never realised PPI was voluntary back then like a lot of people.
    Not "realising" it was voluntary is not the same as being told it was compulsory when it wasn't. What you describe is not a mis-sale.

    How long ago was this?
  • Nasqueron
    Nasqueron Posts: 10,630 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    jd453 wrote: »
    Thx,

    The complaint is valid as I never realised PPI was voluntary back then like a lot of people. Will try Barclays as it was part of them back then.

    JD

    If that is the only complaint you have you won't get anywhere, that just means you didn't read the paperwork. You'd be hoping to get lucky on an auto-pay. Do you even have any statements proving you paid it? How long ago was the card closed?

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • antrobus
    antrobus Posts: 17,386 Forumite
    jd453 wrote: »
    I have found some old paperwork for a Monument card. At the bottom of the letter it says A trading name of Barclays...

    How old is old? Barclays ran Monument between 2002 and 2007.
    jd453 wrote: »
    ...Do I need to contact monument or Barclays regarding claiming the PPI back?

    Monument was sold to CompuCredit/Raphael's Bank.

    This old thread has an address for PPI claims
    https://forums.moneysavingexpert.com/discussion/4067603
This discussion has been closed.
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