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Reclaim PPI & other insurance

Archives for July 2016

Very Old PPI
I am 100% certain that I took PPI out on a loan nearly 20 years ago. I Was at the age when I just took loans out to live on above my means as I worked my way up the employment ladder thinking that I would be earning more the following year to be able to cover costs even easier. It worked to an extent and I recall being…
Have I Got PPI?
I'm sure this has been asked before, but I'm confused about how you find out if you have PPI. I tend to only keep 5 years of paperwork and therefore have no record of whether or not I've been missold PPI. Claims companies seem to only need a minimal information (name and address?) in order to find out if you have a…
Creation PPI
I've been chasing the same PPI claim for a decade now and made very little progress, so I'm hoping someone here may be able to help. I paid for PPI for 12 years on a storecard, which I believe was mis-sold. I contacted Creation who denied that it was mis-sold, and told me to contact Finance and Leasing Association…
yorkshire bank credit card ppi
Hey guys. I just rang to start my ppi complaint with yorkshire bank for my credit card. He asked me for national insurance number as part of this. Is that right? I'm thinking they may use it to check my employment history. What do you guys think?
Debenhams Store Card - PPI Claim
Hi All, First ever post but long time lurker I'm afraid! Just filling in a PPI claim for for a Debenhams store card taken out in 2007 and cancelled in 2015 which had PPI (Account Cover Insurance) included on it for a while. I have filled in the paperwork and ready to send off, but not very clear as to where this needs to…
Consumer Refund Service
MoneySavingExpert Insert: This discussion's a bit old now. For the latest research check our guides: Reclaim PPI for free and Reclaim Credit Card PPI Free Back to the original post... Had a letter from these people today offering to help me track any unpaid PPI claims. I'm not sure if they are legitimate or not. Could…
Tracing where a payment came from over two years ago
Any ideas?! I put a deposit in my bank account two and a hall years ago, I'm sure it was from a PPI claim, but unfortunately I can't find any record of where it's from and need to prove to the tax dept that it wasn't from work (I'm self employed). I've contacted banks to see if they can provide evidence of payment but…
Help needed please
Just looking for pointers in the right direction please? While having a loft clear out I found a load of my old TSB Mastercard statements dating from May 1990 up to Nov 2001 with payment insurance premiums totalling £724.62 over the 12yrs, which were variable amounts depending on the balance left. I've been looking for a…
Finding account numbers?
Any suggestions on this? All of the cards that I think may have had PPI added were closed a very long time ago, and I've no paperwork detailing the account numbers.
Can anyone help please.
Hi all, could anyone give me any advice please. I have tried to claim mis-sold PPI from HSBC and a now defunct car sales company, on both occasions i have been told that because i ticked a box i was fully aware of what i was signing up for. I disagreed with the HSBC one and took my claim to the FOS only to wait for about a…
Hire Purchase
Hi there, New user here, wee question; My wife bought a Renault car on hire purchase about ten years ago and paid it off in full over 7 years. Not being particularly contract savy - is there likely to be ppi that can be claimed back from the dealership? Much obliged, BP.
Citifinancial and Belmont Thornton
Complicated story I will try and be concise. X amount of years ago we closed several loans by agreeing settlement amounts at a reduced rate. Few years back we were approached by Belmont Thornton to reclaim PPI. My husband discussed with the agent the fact that the company should not go after any companies we had made an…
can you help?
I have just found my original Loan paperwork from Santander. All the figures and T's & C's show that I did have PPI on this - which I wasn't aware of. I took out the loan in December 2010 for 3 years. I made all the repayments up until I became unemployed, from a well paid job, in June 2013 - at this point I had only 5/6…
Lloyds credit card 1992
Hi I had a Lloyds credit card back in 1991 - I actually worked for part of the group - I remember it had some from of PPI - is it too late (or perhaps inappropriate) to make some form of claim? Cheers
Increase in FOS Packaged Acc Success Rate
The April - June 2016 figures show that the Ombudsman received: 43,569 new PPI complaints and 57% were upheld; 7,319 Packaged Account complaints and 24% were upheld. Payday Loans saw the largest increase in complaints, with 2,729 received during the last quarter.
Who were club 24 ltd
Hi Who were Club 24 ltd and who can i write to re PPI ?
Help!! Barclaycard PPI offer?!!
Hi I would be really grateful if anyone could advise me. Last week I realised my partner was still paying PPI on his barclaycard, despite him being self employed for last 24 years (I know!!!) one quick call to them and they have admitted he was mis-sold, however they only had records over past 6 years therefore would…
Reclaiming extended warranty
Approximately 5 or 6 years ago we purchased a fridge freezer and took out an extended warranty paying a fixed sum each month for the extended warranty. The fridge freezer was faulty from day one (no power to it) and the store were unable to obtain the same make and model as a replacement so we got a full refund and…
Received an offer of compensation for mis-sold PPI
Hello. I have received a letter from Clydesdale regarding a complaint I made (using the forms you make available on MSE.com) regarding ppi mis-selling on loans dating back over 20 years. They have offered to refund the PPI premiums paid, plus 8% interest, less 20% tax. I would just like to check that this calculation of…
Refund offer from Canada Square re. Egg Card CRP
Hi all, After researching here on moneysavingexpert.com and reading other peoples successes, failures and everything in between I have begun the battle in the PPI reclaiming process. Up until the past 5 years or so my finances were never that great and for various reasons, like many, I took out various loans, credit cards…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Reclaim PPI & other insurance

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