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Reclaim PPI & other insurance

Archives for November 2015

Final PPi sucess
BOS £12486 Santander £1741 Barclays £97 Mbna £170 BOS Preference £1270 HSBC £130 Total redress £15894. One more Mbna claim with FOS Keep trying everyone, tell the truth, documentation helps, and dont give up. Before May I hadnt even thought about claiming as I didnt have paperwork. I went in loft and found a box full of…
Argos PPI Reclaim
Hi there Wondered if anyone here had received a letter from argos regarding reclaiming PPI? A while ago I paid for an experian credit report as I couldn't remember whether I had or hadn't ever taken out PPI. From that report it seemed like I hadn't taken any out unknowingly and wasn't owed anything. But I guess I didn't…
Barclays ppi
Hi there- I would dearly appreciate any assistance with my query. I have had a Barclays current account for over 40years & due to present financial diificulties I was wondering whether I can claim back ppi & service charge fees. I was diagnosed with cancer in 2005 & was unable to work (I am fine now &working) I did contact…
Financial Planning?
Hi, I've been reading the forums for years, but for some reason never actually joined! So Hi! I've been given the task of going through my in laws parents finances (Balance transfers changing companies etc etc). I have sent off a claim for packaged bank account fees and I think I have come to the conclusion that they can't…
ID Aware Lloyds - where do I stand?
I've been paying 6.99 per month for about ten years with the understanding that this service would protect me with regards to identity theft. Which my bank advisors highly recommended. It was activated with my bank & as far as I was aware it was a service my bank provided. I have since discovered that this service is…
Dispute PPI firm or just pay up?
Hello, My wife (unknown to me, though not through deception of any kind understand) opened a PPI refund case with a bank via Black Pearl PPI firm. The case was against our joint bank account. Note - My wife joined the account in 2003. She (alone) signed the Black pearl forms of consent, so they could go off and make a…
Alliance and Leicester Old Loan with PPI
I remember having two loans with A&L in the late 90s, the problem I have is I don't have copies of any account numbers. Would there be any point in writing to Santander querying PPI?
Land of Leather finance
We had a sofa back in 2000.Is it to late to claim PPI back .Did call the Fcsc yesterday and she said it was.
Do Lenders have to show endowment policy cost breakdown during sale?
We took out an endowment policy back in 1999 which included critical illness cover. The cost breakdown assigned to the mortgage repayment fund, critical illness cover and administration costs were however never communicated to us either verbally or in writing during the sale process (and not clearly discernible in annual…
PPI rejected in 2012- re-opened now won!
Hi, Just a quick question if any one can advise that would be great. I claimed PPI in Nov 2012 for a Barclaycard I had in 1999 they wrote back to say no I wasn't mis-sold......end of. Or so I thought. A few months back I received a letter saying they were reviewing and had re-opened my claim and could I verify my current…
MSE News: PPI time-bar consultation is a 'done deal'
The FCA's published its consultation on plans to bring in a 2018 deadline for PPI claims... Read the full story: PPI time-bar consultation is a 'done deal' Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
Settlement figure agreed but have not received money
Hi I'm just looking to find out if anyone has had a problem getting the bank to pay their settlement figure? My figure was agreed on 21st sept 2015 but we have still not received the money and when I phone the bank they keep telling us it's being escalated but we still never get the money on the dates they say. Is this…
Style card ppi claim
Hi My mother had a style financial services card for a number of years. It had a fairly significant balance at one stage and fir the last 5 years or so of the account being open she did not add any new purchases, simply reduced the balance before evtually closing it. She did have PPI on the card, which she queried whilst…
CardSentry or CCP?
Hi having had my 'Sentinel credit card protection now cancelled' due to receiving compensation, I've been looking else where for credit card protection (24/7 assistance to cancel your lost or stolen cards and organise replacements) & was wondering which to choose between https://www.cppdirect.co.uk/ &…
Forgotten account details
Hi, So I'm thinking of starting a PPI claim on a HSBC Mastercard credit card I had for a few years a while back however I no longer bank with HSBC and nor can I remember any of the account details etc to put on the letters. I don't have any of my old paperwork either. What, if anything, can I do? Many thanks!
Plevin a few questions
I have read a few articles and threads regarding the Plevin case and have a few questions which I was hoping some of the experts on this forum may be able to assist. I know that the FCA has yet to publish it's guidance regarding this matter (due before end of year?), but what I was wondering will this cover loans which…
How do I check/reclaim PPI? Unsure if it was sold to me.
Hi all, I'm currently in the process of trying to see if I had PPI sold to me when I took out credit cards with Mbna, Capital One & Co-Op. How do I check this? Do I just phone them up and they tell me or is it more complicated than that? Also, will they tell me the truth on what is owed to me if I have PPI? Thanks in…
PPI question
Looking into possibility of PPI claim. Held a mortgage with Leeds/Halifax from 1987 until 2001. Remortgaged with Abbey National in 2001. The loan was interest only. Endowments were with Scottish Amicable/Prudential. Subsequently took further mortgage loan on a repayment basis in 1996. A life mortgage cover plan with…
CMC & Barclaycard question
Hi, Just looking for a bit of advice. Back in 2011 my wife & I pursued some PPI claims ourselves. We were successful with a couple & not so with some others. One of the unsuccessful claims was with Braclaycard. A couple of years ago a CMC got in contact with us & asked us if they could pursue. We just went with it as we…
Advice please - Totus Capital
Today i got a call from a landline number in Milton Keynes. I took the call and a professional sounding guy asked for me using my full name. I immediately thought of PPI/Accident claim spam call etc but he said he was working for a financial company looking into old Lincoln policies (now Sun Life) that he believed I had…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Reclaim PPI & other insurance

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