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Reclaim PPI & other insurance

Archives for September 2015

First Direct letter
Hello, this website has encouraged me (and god knows how many others) to attempt PPI reclaims. Things I've learned from reading 100s of posts - never give up, believe and help others (and don't upset Dunston!) I've set in motion many reclaims - it's ironic - we've struggled for so many years after being hammered with…
Is Hospital Plan Insurance PPI?
Lloyds just knocked me back saying it isn't but it sure looks like a duck and quacks!
PPI claim with DMP
Hello All, I have not been on this site for so long:shocked:... I have been on DMP for some time and would like to claim PPI, do I send a form (printed from the internet) to the bank or how do I go about this? Any advice welcome. Many thanks. TaJ. :j
PPI claim after IVA ended but refund sent to practitioner
HI, I am at a loss of where to turn and I'm hoping somebody can help? I started my IVA with PayPlan in Nov 2008 and completed in Nov 2013 & was sent my completion certificate shortly afterward. A couple of weeks ago I was contacted by AI services stating that I may have been missed sold PPI and so I made a claim and was…
Waiting for PPI claim payment
Hi Can anyone help me? After a long hard battle Barclay's have finally accepted they mis-sold me PPI and are going to make me an offer. I was fortunate in that I had the original paperwork & bank statement showing the final payment (sheer laziness on my part that it wasn't thrown out - so no I'm not well organised) and…
haifax paid my PPI then St James?
I'm not sure if I have a case? I was a first time buyer if that helps to say in my case? Just looking through my files the first year of my mortgage for PPI all I can find is the Halifax mortgage letter saying thank you for applying for a mortgage "As the loan amount you require exceeds our basic lending limit it is…
What to do when the lender comes to you?
Hi, Small confession first, I have gone to a PPI reclaim company (fire away....) but. One of my lenders who does owe me PPI has sent me a letter (direct) with their PPI settlement offer and the offer seems about right. My question is though, do I need to involve the reclaim company in this process and inform them of the…
Debenhams ppi
Hi, I am pretty sure pre 2001, I had been sold PPI without my knowledge. I had tried to write to them but was told no record, this was last year. Any idea who to write to you to claim? It was with GE CAPITAL. Thanks.
Halifax offer to review anyone else had this letter?
Got a letter yesterday from Halifax stating an old PPI claim I made a few years ago could be reviewed by them if I wanted them to. It says they are writing to people whose claim was rejected to offer a review, but mine was settled some time ago. They made an offer with pretty much just the premiums and a small amount of…
PPI first step when company folded?!
Hi We have had a number of loans over the years and we have never knowingly taken out PPI However, not so long ago we were contacted by a company who had outlined that they had access to / reviewed our files to explain that we had a realistic claim of 4k plus - given a previous loan with Norton Finance (who I thought were…
PPI reclaiming Virgin
Ok so I like a lot of people before me I presume, am fed up with countless text and anonymous phone messages,stating that I can claim back £xxxxxx,s mi sold PPI. My question is that,although I know that in the past ( I am talking the 80,s )I have had bank loans, and during that time had a credit card too, are these…
Received PPI letter from Littlewoods
I just received a letter from shop direct regarding my account i had with them from 2004 to 2009. It says the have identified some specific failings in their sales practice when i got the account, they say we wish to offer you a full refund of premiums paid for insurance and applicable charges, it also goes on to say it…
Can iI reply for ppi?
Hi I'm new here hope iI can get help I had a Barclaycard credit card and a Littlewoods credit card I applied for a company that takes 25% off plus you've had to help get your money back but the problem is that the Barclay card and Littlewoods turned around and said that they didn't know how long I had the account for how…
mortgage endowments
We took out a mortgage with Britannia BS, in 1988. We were told at the time we must also take out a life cover endowment as insurance. The next year we took out a loan of £8000 from the same BS. and were again advised to take out another endowment to cover it. Both of these suffered a shortfall which we claimed for. Did we…
PPI refund going to dormant bank account
Hi, I'm wondering if anyone could advise me on this please -I've recieved a letter from HSBC advising of a successful ppi claim, however they are crediting the money to a HSBC account that I haven't used for over 10yrs that had an outstanding overdraft. Surely the overdraft should be statute barred & account closed as its…
Household Mortgage Corporation - ppi claim possible?
we had an HMC mortgage back in the 90's. It was paid off in around 1999 when we moved house and took out a Barclays mortgage on the new property (I have a live PPI claim with Barclays) I have absolutely no records & cannot find out what ultimately became of HMC - it appears at one stage they were owned by GE Money but…
Financial Ombudsman Calculations
This content is copied from the FOS website: where the consumer’s PPI policy and loan had run their full term before the business calculated the compensation what we know you took out a loan of £3,000 over 3 years; we added the cost of your PPI premium to your loan. That was £450, so your total loan was for £3,450; you…
Are HSBC Stupid?
I sent my offer acceptance letter back to HSBC on 9th September and have just had a letter to say they have been unable to pay the funds as my signature doesn't match the one they have on file for me! Have got married since closing the account and I have sent them my marriage certificate which they have accepted and…
Paragon insurance rebate
Hi, my wife and I took a paragon loan out through a crowd called loan makers for £50,000. We also took out insurance as we were told the interest rate would be less because of this. Anyway I cancelled the insurance 11 months later as the repayments were high and hoped it would make the monthly payments cheaper. It only…
Santander and Mbna
An intersting one for the experts. I had an old alliance and leicester credit card that ran from 1999 to 2003, it was then taken over by Mbna until 2004 when i paid it off. As santander took over alliance and leicester, they have upheld my complaint and paid me out for the period 1999 to 2003, tyey told me then to contact…

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Reclaim PPI & other insurance

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