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PPI reclaiming Virgin

Ok so I like a lot of people before me I presume, am fed up with countless text and anonymous phone messages,stating that I can claim back £xxxxxx,s mi sold PPI.
My question is that,although I know that in the past ( I am talking the 80,s )I have had bank loans, and during that time had a credit card too, are these circumstances worth investigating or
As I understand, it is past the SIX year period.
In which case all the junk I receive, is exactly that JUNK
Thankyou
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