We'd like to remind Forumites to please avoid political debate on the Forum... Read More » This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Reclaim PPI & other insurance

Archives for September 2015

Next step!!!
We made a complaint regarding a mortgage ppi policy arranged through square financial, we had to direct our complaint via an other company (tenlime Ltd). We received an answer from them saying they were upholding our complaint and they were offering to refund us 1/2 the original policy cost + interest for the last 8 years,…
Charges for PPI. Please help.
I was recently contacted by a PPI company (cold call to my phone) called Consumer Claim line. I am in a debt management plan so no other company would deal with me as any payments would come off the debts instead of to the company and me. Consumer Claim line said they operated a no win no fee scheme so I agreed for them to…
I have a PPI Policy taken out
With GE Money Home Lending taken out in 2004 that was paid off in 2005 it was part of a secured loan the Optional Protection policy as it was called was around £3000 andpaid as a single premium,i have policy number/policy provider but GE Home Lending state that they only provided the Finance and are not responsible for the…
X2 critical illness & death insurance policies
PLEASE can anyone offer somehelp about 15 years ago we took out a mortgage via a local Financial Services Firm they arranged out mortgage and we took out insurance to cover critical illness and death to cover the mortgage. Then with the same Financial Advisor we took out another policy of LIfe Insurance to again cover…
Egg CC and Cahoot Loan PPI - no details
I was wondering if anyone can let me know if it is worth pursuing Egg Credit Card and Cahoot for PPI. The Cahoot loan was taken out at the end of 2002 but i don't have the account details - how should i claim/ will they (I think this is now Santander) have my details still. Egg Credit Card was taken out late 2003 and…
MSE News: Reclaim PPI now, or if you've ever been rejected, try again
Be prepared for news any day that the regulator is sadly putting a time bar on PPI reclaiming - don't delay... Read the full story: Reclaim PPI now, or if you've ever been rejected, try again Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to…
Kays - Grattens - Great universal, PPI
Can anybody help My wife has saved every statement from the above Catalogue ranging from 1993 - 2011. We are going to try and re-claim all the insurance paid. But we are struggling to find the correct addresses to lodge a complaint. has anyone attempted to re-claim against these 3 and what address did you use. TKS
Don't know account details
Back in 1996 / 1997 I took out a loan and a mortgage but have no idea idea about account numbers etc. I think the loan was with Yorkshire Bank. The mortgage was with either Yorkshire Bank or Halifax (it was taken out with one and switched to the other but I can't remember which came first) Is there any point in even…
Claiming ppi
I've got a mixed bag and don't know where to start I have 3 loans hsbc in 1999 ish black Horse in 2001 and then again in 2005 ish I've had car finance with Auto response I think I've had Mastercard and 2 Visa cards all of which I was Mis-sold all of which I have no paperwork as It was left at old council property in attic…
Nationwide Morgage PPI Claim
Any idea how i can find out if im entitled to ppi on a mortgage?
Older than 6 years
I hadnt paid much attention to the PPI reclaim as there hasnt been anything in last 6 years for me. But I do remember having PPI when I was younger with Barclay and Halifax, being led to believe That the only way I would be accepted for the product was to purchase PPI. But this was more than 6 years ago and would have…
Mis sold Investment - where do I start?
Hi In 1998 I was advised by the local CIS advisor, who visited the home, to take 4k out of a Britannia Savings account and put in to a PEP. He also advised me to contribute monthly to it. I'm sure I was paying roughly £50 a month into this. When PEP's were abolished and replaced with ISA's I seem to remember CIS…
Mbna ppi pre 2009.
Has anyone had any success claming ppi from MBNA pre 2009..
Mis Sold Redundancy Cover
Hi all, When me and my husband got our 1st mortgage in Feb 2009 the mortgage advisor we dealt with sorted out all of our insurances for us. We were clueless being first time buyers and were just really happy to be on the property market! Anyway along with life insurance and buildings & contents insurance, he sold us a…
EGG Credit Card
I had an Egg credit card at the end of the 90's/early 00's that I know I paid PPI on that I didn't ask for. I subsequently paid this off with an EGG loan to which I managed to reclaim PPI on back in 2011 thanks to Martin's tips. However now that we are able to look into older claims does anyone know how to find out past…
Cetelem
Around 11 years ago i bought a computer from the old currys store in hull and was sent a store/credit card in the post by HALIFAX CETELEM. Now i am trying to reclaim the ppi on this item. I have sent the relevent paper work to barclays after i read on here that barclays had bought the company and recieved a letter to say…
Lloyd's historic loan PPI claim - any point?
Hi, I think I might have asked this a while back, so apologies if you're having deja vu! I took out a personal loan for a car in the early 90s with Lloyd's for approx £3k. I had my current account with them at the time. I now have no details of either, but I vividly remember the Branch Manager forcing me to take out PPI…
Claim with no mortgage details.
Anyone know how I can get details of who provided my first 2 mortgages 11 and 9 years ago? I've no idea, no bank statement records and can't think of anyway without paying Registers of Scotland maybe. Any help gratefully received.
Natiionwide Refused PPI Claim
I wonder if anyone can advise, after submitting a few claims to Nationwide for loans and CC, they have returned a verdict - They Approved Credit Card Claim Refused Loan claims. On the refusal claim they stated that even though I would have benefited from 12months sick pay from full time employment as the loan was over 4…
£22k RBS loan for a 78 yr old?
My mum, 81, is still paying a £22k debt to RBS since 2012. They ( by phone) suggested she consolidate several credit cards and a loan for £13,500 and agreed with interest totalling the debut to £22k to take her disability money to pay the debt £269. This can't be right? She's been unable to work since she was 55 and living…

★ ★ ★ Meet your Ambassadors

Confirm your email address to Create Threads and Reply

MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

View All

Reclaim PPI & other insurance

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free

Reclaim PPI & other insurance

Discussion List

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free