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Nationwide ppi door shut in my face
Hi we are currently moving home and paying off our mortage with Nationwide. On going through some old paperwork we have found details of a ppi policy we took out around 10yrs ago to cover our mortgage, at the time out mortgage payments where around £500 a month, yet the policy Nationwide sold us was only to pay out £100 a…
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PPI Dead End
I had a mortgage with Farming and Agricultural Finance ltd (FAF ltd) about 10 years ago. It was/is a subsidiary of NatWest. I have called NatWest and spoken to 3 different departments with address of the mortgaged property, an account, sort code and reference number and they can find no trace of me or the mortgage. Does…
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Advice re claiming PPI when there may have been a claim
Hi Further to my post last week, I now have some more information and would appreciate some help on how to proceed. I have had 6 loans from First Direct for which I paid PPI, they were all rolling loans between 1995 and 2000 - there are a further 4 from 2006 onwards without ppi and I think there was probably a period…
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PPI and F&F redress, Credit reference
Hi All Looking for some answers as i'm not sure how I stand on this one. Basically, I defaulted on a store card a few years back and it was passed to a debt collection agency. I agreed a F&F settlement in December 2012 but have now won a claim for PPI with this company so part of it will be used as redress which will…
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PPI Reclaim Mishandled
Hi, I used a well know company to submit my claim with the Ombudsman re: a miss sold PPI. My claim was against Capital One, and the legal firm acting for the claim company submitted my claim too late with the Ombudsman-think the cut off point is 6 months? This is the shortened version, as this whole thing has dragged on…
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Claiming PPI after sequestion.
Hi there, i was sequestrated in 2006 and was discharged in 2009. I had many different loans, credit cards etc before this and had PPI on most if not all of them. I'm now wondering whether i can claim PPI back now. Would this money then go to my trustee to pay any outstanding amounts? Any advice or pointers on this would be…
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Do PPI claim contracts have a time limit?
Can anyone tell me if a PPI claim contract is closed if you're notified that no PPI has been found and you receive no further correspondence from the company for more than one year! or are the companies allowed to keep them open indefinitely. My gut feeling is that I will have to pay them to close it.... but I'm hoping…
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Anyone know of trustworthy PPI reclaim company
Hi I am really knew to this, I have been bombarded by PPI reclaim companies who I either ignored or told to get lost as they annoyed me no end, but know I really need to claim back my PPI, I know i had them with several banks and credit and finance companies and have almost all the paperwork. I need your help with finding…
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Barclays PPI
Hello All, I am after a bit of advice a couple of weeks ago I received a claim form from Barclays saying that they believe I had been miss sold PPI. So I filled the form in and sent it back. Today I received a letter saying that they would refund me £469 that's nice I thought. Reading further into the letter it then went…
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Has anyone had experience of ESTIMATED PPI premiums?
This is my first post, made somewhat in desperation! Apologies in advance as it's a very long story of difficult negotiations regarding PPI paid on a storecard over a 10 year period (1996-2006). When the company in question finally admitted that PPI had indeed been paid, I asked what sort of money was involved and I was…
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ancient ppi with no details? possible??
hi all, newbie here! i believe i was missold ppi on cards and loans, but have no details at all! i had a debenhams and evans cards, and a barclaycard- in the late 90s through to maybe 2003ish?? i have no paperwork at all though, and not sure who to write to- is it santander now? i also had a loan with lloyds in about…
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Is it common for banks to lie when asking for PPI back?
HI, Just wondering if this happened to you? Over the last 4 years have been trying to get my ppi back from 'Satan'dander every time they said it was not on the account...:mad: Then I found quite alot of old bank statements showing I had protection... Sent it off and got my cash back!:D
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Nationwide loan - PPI help please
Hi guys, sorry I'm being a bit lazy by not searching through the forum, but I was wondering if someone could help. I contacted Nationwide to see if I had any PPI on a couple of loans I had (2003-2004 £6000 paid back after 12 months) - Offered £460 compensation. Does this sound about right? They say the offer does not…
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Mortgage PPI 1993
Hi, I took a mortgage out with Nat west in 1993, I seem to remember it having PPI included in it. Can I complain about this ? The mortgage was settled when my wife told me she didn't love me any more :o and we sold the house. The mortgage was in my name alone as I owned the house before I met her. Is it worth me getting in…
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Possible PPI refund
I have had several loans with First Direct, all of them consolidation loans and mostly have ended up taking out a new loan that incorporated the balance from the old loan. I know they haven't sold PPI since 2008, but this stupid cycle started before then (I am finally a DFW!). Firstly, am I too late to claim a PPI refund?…
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optional payment protection
My daughter is paying or trying to pay off her Barclaycard,but the money she is paying is not enough to cover the monthly minimum,on looking at her statements there is a payment of £44.53 taken from her card for what they have as Optional payment protection every month,which she has never asked for.is this the same as PPI…
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Natwest Account Gold - in default
Hello All, I'm in the process of paying off an Advantage Gold account through a debt recovery company which Natwest sold my account too after it went into default. The account in question went into default as it went into the negative due to a monthly account cost, this cost was £ 15.00. I didn't realise the account had…
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Lloyds credit card claim
Hi, I took out a Lloyds credit card back in 2005 and it included a PPI policy which I don't believe I needed. I can't remember opting for it, I think the option might have been pre-selected. I still have a balance on the card and been paying about £35 / month for the PPI policy for years. At the time I took out the policy…
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PPI Query
I didn't realise that it could be possible to get charged PPI without openly signing for it. Does anyone know if Barclays Bank had this sort of practice going on as I have had several loans for cars etc. through them over the years? I was with them for almost 35 years before switching last year. I was pretty sure I'd…
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Claiming off EHIC from France
Hi, I was recently snowboarding in France and broke a bone in my foot. Stupidly was told by my mother that the EHIC was travel insurance but I have been told that I can claim my health costs off the EHIC. The Cleiss website says that I need to send a form with the receipts and my bank info to a local CAPM. I would link but…
