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PPI Claim Rejected but Overturned
Hi everyone! I'm new here but I hope someone can help. I used a claims company to claim back PPI from Barclays a few years ago which was rejected. However, this week I was contacted by Barclays who are now saying they were wrong to reject my claim and will be awarding me the money after all. Of course, the PPI company I…
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Thanks MSE & Halifax
After Downloading the claim letter on MSE sent it of to Halifax in July 2012 seems such a long time ago, they wrote back saying sorry we where not due any money back. So we just accepted this decsion as it was from 1995 and it had always annoyed me that we where made take ppi for the mortgage to go through was the mortgage…
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Received SAR details back from Hitachi Capital
I've just received two SAR applications I sent to Hitachi Capital, one for me and one for my wife. On mine they said they couldn't locate any details as I hadn't provided a loan agreement number. I thought the whole point of a SAR is that you don't have to quote any agreement numbers, just your name and address and then…
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Ripped Off
Hi A word of warning. My cousin was approached in a shopping centre by a company offering to reclaim PPI on her behalf. They reclaimed successfully a total of £1,012. My cousin received a cheque from the company for the total sum of £12. I didn't think this was possible. I'm sure I read somewhere that companies acting on…
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lloyds or halifax ppi claims
Hi, I just thought people may find this helpful about the lloyds group, I made a claim back in 2012 for my credit card which was mis-sold, over the years had many ppi's but never felt i had been mis-sold always knew they were there had agreed signed debateable wether they should have been sold as did not need with other…
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MBNA reclaim.
Hello, My partner had a loan through MBNA with PPI included in the repayments. I have seen it on the paper work. On what grounds could she claim back the PPI?? She is first to admit that she has never been good with finance and would not have taken much notice of the statements. She does not remember being sold it or made…
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Santander PPI review letter received April2015
Hi Has anybody else had a letter from Santander saying they are reviewing a complaint previously declined? My original complaint was in 2009 for a card I took out in either Debenhams or House of Fraser in about 2000. I previously used a solicitor for these two claims and both came back declined with a line through the…
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Can I claim my money back?
Hello, I have just completed 22 years in the Army. Some time in the 90s I took out kit insurance. I paid a set amount of money on a monthly basis to a company. I never claimed on that insurance until 2006 when my medals got stolen. Since then I haven't claimed for anything. I recently telephoned my insurance company to try…
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Claimimg PPI to pay IVA
A friend has an IVA on which all payments have been made and is in the process of being finalised. The operating company are requesting that he gives permission to a Solicitor of THEIR choosing for them to reclaim any PPI and use it to pay off creditors under the IVA, Fair enough BUT, can he not reclaim all PPI which may…
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Pip case with financial obundsman
My case has been with the financial ombudsman for over 24 months . In a nutshell my claim is from over 10 years ago and the bank admit I had it but have no record of how much PPI was paid per month .The obundsman say they need this info to conduct the case fairly which I have no objection to. But where does the case go…
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Income Protection LV
Apologies if this seems a daft a question but I'm unsure if the Income Protection i took out in 2004 qualifies as being mis-sold. In short the company i worked for at the time offered us a lump monetary sum that we could discuss with the company appointed broker. I was sold Income protection via LV at £51.48 per month with…
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Natwest Advantage Gold
Hello I have had an Advantage Gold account from 2006. Natwest have recently agreed to refunding my charges up to 2010 only as they said they mailed out information relating to these charges after this date. Surely they should still refund right up to 2015 as its not the amount I am querying, the actual mis selling of it…
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PPI Refund
Hi My GF has an old debt with Welcome Finance which has now been sold onto another company. She is not sure if she has paid PPI or not. Does anyone know what she would need to do to find out and if so how long does it take for a case to be settled? Thanks S
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MSE News: Clydesdale Bank to review PPI claims after record £20.6m fine
Clydesdale customers who made a PPI claim before August 2014 will have their claim reviewed, following a £20m fine ... Read the full story: Clydesdale Bank to review PPI claims after record £20.6m fine Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read…
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Ppi claim call with bank
hiya, Currently claiming back ppi through a claims company. I have three claims with Lloyds. I can't even remember taking 2 of the 3 loans out let alone the circumstances around agreeing to ppi. Lloyds want to speak to me, not sure what to say, have no idea how much these loans were for!! Any advice?
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HSBC Loan
Apologies if this has already been covered. Is anyone able to explain how the redress is worked out. I took out a loan in 2000 this was refinanced in 2004 and again in 2005. I had ppi on the 2000 and 2004 loan. I am just wondering if the ppi cost and interest is incorporated in the new loan as the bank doesn't give you a…
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Claiming PPI after completing an IVA
I have been advised that trying to claim PPI after completing an IVA is next to impossible without the assistance of a specialist claims company. The problem is they charge 30% + VAT on a win. Has anyone successfully claimed PPI after an IVA has been completed by doing this themselves, without the help of a specialist? If…
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Filling in the PPI Questionnaire
Hey guys, Just in the process of filing a PPI claim for my mother, as she never realised she had bought them! I spoke to Natwest who provided her with three personal loans she paid PPI on, including the start and end dates and their values. Natwest said to fill in the questionnaire; but i'm not sure who to return the form…
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Tsb
I have been self employed since 1994 in 1996 tsb sent me a letter saying I had been accepted for a credit card, which I had not applied for. I accepted and received card which I still have. There was no mention of any insurance or anything else I noticed on bills a premium which I thought was for lost or stolen card. I am…
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No details or paperwork help please
HI, I have been conatcted by a number of companies offering to claim mis-sold PPi for me but after reading some of the posts here have decided to try in the first instance myself. I have no paperwork or details for any of the loans and cards I had so was wondering if anyone knows of a good template letter or suggestions…
