Tsb

Pat11_2

I have been self employed since 1994 in 1996 tsb sent me a letter saying I had been accepted for a credit card, which I had not applied for. I accepted and received card which I still have. There was no mention of any insurance or anything else I noticed on bills a premium which I thought was for lost or stolen card. I am still self employed and a few years I did try to claim and was refused. Three weeks ago I received a phone call from tsb the lady said they were investigating claims that had been refused. She asked me I had savings at the time, if I would still receive wages from the buisiness if I had savings if I would receive wages from buisiness if I could not work if I had any other insurance.
Has this happened to anybody else and do I have a claim or not

Nasqueron

They rejected your old complaint so it would be time barred, however, they are clearly reviewing old cases and if your answers are honest and correct and they feel you were incorrectly rejected before they will then pay out.

They are no doubt checking your eligibility to claim on the PPI, if it would have covered you if you were unable to work etc

Pat11_2

They did pay me on loans I had so they paid me ppi back on the loans put not my credit card

Insider101

Pat11 wrote: »

They did pay me on loans I had so they paid me ppi back on the loans put not my credit card

Exactly. So they are reconsidering your credit card complaint. Wait and see.

Pat11_2

Could I still go to fos if it is rejected again

Insider101

Pat11 wrote: »

Could I still go to fos if it is rejected again

No, that ship has long since sailed unfortunately.