-
PPI Query
Hi It has been confirmed that I did have PPI on a car loan from 2003-2007 however the broker is no longer trading. I contacted the FSCS but they have advised that they can only help for policies which were taken out after 2005. I don't have any documentation on this loan. Is there any other way I can proceed with this…
-
Ppi question
Hi we took out a hire purchase back in 2005 we had payed it of in 2008 we really did not know that there was a ppi attached to it until we looked at the agreement i was just wondering how would we know if it was front loaded, we have just had the bank of scotland admitting it has been miss sold, (this is with the ombudsman…
-
Norton Finance - PPI Reclaim - Before 2005
My husband and I took out a joint loan with a company called Southern Pacific Personal Loans, this was through Norton Finance. PPI was added to our loan and I believe was mis-sold to us. I know both companies have now gone in to liquidation, and I understand that as my loan was before 2005 I may be unable to claim, can…
-
Help needed with MBNA Loan PPI refund calculation
Hi all, Firstly would like to say a big thanks to everyone on this site that provides helpful and useful information. I have used the help and guidance to assist in several PPI complaints, for which all except one (OPUS) have been upheld. I have received a refund figure from MBNA for a loan with PPI and wondered if someone…
-
Not sure what to do regarding ppi
Please help, i have over the years had a number of loans, credit cards, overdrafts and bank charges made by banks and building society and cant remember what was with which bank/building society. i would like to know how i can get the relative information from each of them seeing as i don't know any details and have moved…
-
MBNA PPI Runaround?
Started my claim with the PPI from MBNA. Didn't even know I was paying it until they sent me a form telling me I was affected. Anyway. Got a message to call them up last week. So I did. They asked me about details of employer when I took the card out etc. I answered best I could. The info was pretty accurate. I worked for…
-
RBS - Royalties Gold refunds
Thanks to the site for the info in trying to reclaim this! £2624.69 paid into my account this morning!! :money::money: All refunded from 1999!!
-
cpp ppi reclaim
I recently filled in a questionaire cpp sent to me,they have now sent a cheque for £17,do i reject and appeal?:(
-
Perfect Home Insurance Help Needed Asap Please
Hi, I have a few items with Perfect Home, I opted out of their insurance as I had my own contents insurance already. When I took the agreements out they checked that the items would be covered under my insurance, which they were under my policy. I switched insurers on a like for like basis last year, still covering me for…
-
Mint Loan PPI Reclaim
I've used the template on MSE website to obtain T&C's of my Mint Loan taken out in 2005. They have today responded with details of the loan and interest etc but don't seem to have any info on any PPI. The only mention of PPI is on the cover letter, saying that if I wish to make a complaint to write to the given address. My…
-
M&s ppi
Has anyone had a PPI upheld? If so, I know it says the cheque will be paid within four weeks but how long did yours actually take to be paid into your bank?
-
Do I pay re invoice?
A PPI claims company should have charged 30% plus Vat from our PPI claim but they invoiced us for a much lesser amount we paid it by phone and asked if that was all we had to pay they said yes. Then have now reinvoiced us stating part payment for the amount we have paid plus added another £2000. Does anyone know if By law…
-
Ppi carland
I'm currently in the process of making a PPI claim against carland (now concept automotives) and requested the original blackhorse credit agreement from Lloyds. The agreement shows that I signed up to a care pack for the tune of £769 spread over 42 months, although the ppi premium box was left blank. I'm adamant that this…
-
Avoiding EMCAS fees
My father has just been round to see me. Unknown to me, before today, he was contacted by EMCAS asking if he had an endowment mortgage in the past and, if so, he may be able to make a claim. Figuring something was better than nothing, he authorised them to act on his behalf - signing something to indicate this. (I have not…
-
Lloyds TSB Stalling?
I filled in PPI forms for 2 loans I had and dropped them in the postbox. A week later I received a letter offering me £3840. I sent back the 'i accept' portion of the letter and was told to wait 28 days for payment. 35 days later and no arrival of money so I called their PPI line (0345 601 2683) and was told it was in the…
-
Lloyds bank PPI
Lloyds bank have sent me a PPI claim form, saying I paid PPI on a loan I had several years ago. I really don't remember having PPI on this particular loan, or signing up for PPI but clearly I have had it. What should I do - do I just say I didn't realise I had it on the loan? Will that stop me receiving it because it's…
-
Welcome Finance two loans pre Oct 2000
I had three separate loans with Welcome finance - taken out in October 1999, April 2000, Feb 2001. I have written to Welcome who told me they could not help and that I would need to follow up with the FSA. Having spoke to FSA they also said that they couldn't help and that I need to contact the underwriter Aviva. I…
-
AA Hospital Cash Plan through Royal Sun Alliance
Hi. I'm not sure I'm in the right place here but I could not seem to find a suitable place (mods please move to a more appropriate forum if required) but it's insurance related so here goes. I have been a member of the AA since 1991 and have always been happy with their service and products. They quickly became a "trusted…
-
Case for reclaiming PPI?
Hello all, My husdand is about to fill in the form to send to Barclaycard to reclaim PPI that he's been paying for 20+ years. It covers death and sickness/accident only. He has worked for the same company throughout. He has life cover through his employers and also gets paid sickness too so doesn't need the PPI. He can…
-
Natwest Advantage Gold & The CPP Refund Letters
Hi boys and girls! Not been here for ruddy years - so please be kind! My gf recently had a CPP refund letter. I recognised the logo from something I had on my Natwest Advantage Gold account for years and years - but I've had no letter. I tried ringing them but they were no use unless I had a policy number. The reason I…
