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Phone call protocol
I had a phone call this morning from RBos who I am chasing up a mis-sold PPI on (which they previously denied existed in a letter) where one of their agents from Manchester asked me the reason that I thought I had been mis-sold??? He phoned me at work and I have had no communication from them since December 2013. I feel…
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Reclaim Mortgage PPI as over age limit?
Hey guys, Just a quickie, my father has been paying mortgage protection since he has had the mortgage and has claimed on it after he fell ill and was unable to work (this was some years ago may I add). After reading the small print it states you are unable to claim after the age of 64, my father turned 64 last October but…
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Barclays vs. Canada Square Operations (Egg)
Hi All, Can someone confirm the following assumption, but a bit of background first: I have made a complaint on mis-sold credit card PPI related to an Egg credit card, which was taken over by Barclays (Barclaycard) with the account still open (very small balance left on it). Canada Square Operations passed the complaint to…
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Front loaded ppi on a chain of loans
Hi please can someone help I'm new to this I've subjected a sar request to lloyds for my financial history being stupid with money in my younger days I had 11 loans in total over a period of 6 years all consolidated from one into another all with front loaded ppi I never asked for needed ppi on any them nothing was ever…
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Lloyds bank questions on ppi claim
I have put in a claim with lloyds, for 3 loans. After going into a branch of lloyds and asking them for my old banking records. Today a representative has called and because the loans all date back to the late 90's and mid 00's. He has been asking me what were the companies that I was working for at the time policies on…
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Claimed PPI With Help
A friend claimed PPI through a 3rd party and is being asked to pay 30% of the money received. He's checking what he signed. Any advise please?
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ppi
Just had an idea and thought this might be the best place to ask, i have had many loans and credit cards over my lifetime and was wondering about this ppi thing and if anybody can reccomend any descent company that can check if you have been missold it. the reason iam asking is that you read so many horror stories in the…
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RBS Loanguard, PPI, Royalties Gold
Sorry, long story. I telephoned RBS last month when I realised that I had paid PPI on a loan 2000 - 2004. The person I spoke to said that she could see that I had also PPI (I've since found out it was called Loanguard) on my current account and would I like to make a complaint about that also. They reimbursed the PPI on…
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Turned down for PPI claim 3years ago what next
Hi all, Hope this is the way and place to start the question About 3 years ago I started to get my finances in order and claimed back PPI from lloyds TSB and they paid out without any fuss. I also had a go at claiming back from Nationwide PPI paid on my mortgage. They said NO and if you don't like it go to the ombudsman so…
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Rejected Claim
Hi, I put an initial complaint about PPI on my Nat west Gold Credit card and the bank said because I signed the section about PPI that it was my fault. I explained that I signed all the sections that the assistant in the bank told me I needed to sign in order to get the card and that the assistant told me the only charge…
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Trying to reclaim PPI but no real paperwork. Help?
Hi, New to these boards so if my questions have been answered elsewhere, my apologies. Had a quick look but couldn't see anything specific to me. I purchased a Harley Davidson Motorcycle in 1999 direct from Harley Davidson, however the Hire Purchase agreement was through General Guarantee Finance. The company has since…
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Lost policy number
I have lost the policy number for an insurance claim I am after, and Legal and General says they cant find it so I cant progress forward with my claim. Any advice please.
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Yorkshire building society mortgage payment insurance
I contacted the Yorkshire using Martins template requesting details of a policy I believed we had in connection with a previous mortgage. Anyway had to pay 10 pounds and apply via data protection to get the information and today have received a massive lot of paperwork. I am trying to piece it all together but what I have…
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BC rejection a couple of years ago, is it worth re-trying?
Hi all I could do with some advice regarding a Barclaycard rejection from a couple of years ago. My case is quite complicated so please bear with me while I try to explain what happened... In hindsight a big mistake... but, as it was my first attempt at a PPI reclaim, I made my original complaint via a claims management…
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Urgent advice needed as they are ringing me tomorrow 12/03/2014
I took out a credit card with tsb back in May 2002. I requested my statements and I got a few dating back to 02/03 but no more after that. Any way the statements clearly show ppi was involved on the account and tsb have just rang me and offered me £700. The statement I have show charges that amount to £568.67 from July 02-…
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payout cpp
anyone been paid yet , sent my form back by 15th of feb ..take it you still have to wait a while .
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what is single payment insurance
hi all What is single payment insurance and is it legal ??? :beer:
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Insurance sales shake-up: Pre-ticked website boxes to be banned
"Consumers will get better protection when buying add-on insurance for items including cars and holidays, says the FCA..." Read the full story: Insurance sales shake-up: Pre-ticked website boxes to be banned Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works,…
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Historical PPI on John Lewis storecard - advice please
Hello all I'm after some advice please. Whilst having a good clear out of administrative paperwork from around the house, I've found loads of credit card statements from when I had a John Lewis store card, that later turned into a MasterCard credit card. I originally got my store card around 2002, perhaps 2003. I have…
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Barclaycard PPI reclaim help!!
Good morning, I wonder if there is some kind person out there who can help me? Currently, I'm spending most of my time nervous, and jumping on the post woman as she comes down the road so a bit of clarity would be awesome! So, we have made the effort and whacked all of our PPI claims in. With Barclays, we had 4 claims but…