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PPI How to check whether I was sold it?
Good morning. Having spoken to some friends who told me they reclaimed some PPI that they did non even realise they had taken out I wanted to check my own situation in relation to two large mortgages I had with Halifax and Alliance a& Leicester I'm aware there are various companies that can help but charge a whopping fee…
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Nat west advantage gold
Can you claim PPI from a natwest advantage gold account
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Egg CRP (PPI) claim confusion - can anyone help?
I put in a claim for a CRP refund to Canada Square Operations as I have a pre-existing medical condition that would have prevented me receiving any payouts from the policy as I was never asked to disclose it. I received a letter today stating that my claim had been upheld as there was CRP on my card however I wouldn't be…
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PPI sold to non UK citizen
I have a couple of credit cards which I took out when I first arrived in UK nearly 13 years ago. At that time I was on a work permit. I have been trying to find out if the PPI policy that was given to me with my credit card would have paid out if I had made a claim considering I was not a UK citizen at that time. Does…
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Unable to get cpp claim form
Hello, I know cpp are taking around £37 from my credit card every year. I think I signed up for it with egg card back when I was a student in around 2002. So the cpp is registered to an address I have no idea of and I don't know the policy number either because its so long ago. I rang the cpp redress scheme and they told…
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ppi
does anyone know who Chartered Trust and Forward Trust have been taken over by we had two loans with these companies both with ppi's but can find no trace of them now
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CAG 39 percent fee on ppi
after months of getting cold calls and messages from the Claims Advisory Group (CAG) i agreed to them sending me a pack and filling in details of a loan in had nearly 15 years ago. thought nothing of it now i have received a cheque from the bank for over £2000... i was surprised as i never expected anythink. now i have…
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struggling with the maths
hi, i have been trying to work out the interest owed on variable credit card ppi but my brain is going to explode. i have a list of ppi payments back to 2003 but only statements back to 2004 so for ease of things i just want to concentrate on that for now. at first i thought it was just using a compound calculator to add…
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reclaiming interest? on wrongfully taken money
Hi my girlfriend just noticed today money was being taken from her account starting in 2011, it was a debt collection agency was paid off in a matter of 2 months but it carried on being taken until today the firm has agreed to refund her the money owed, basically stating after numerous letter's couldn't get get hold of her…
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A&L PPI claim help
Can anyone please help.... My claim was rejected by A&L for mis-sold PPI as they said I was under no obligation to buy it. As far as I remember I felt really under pressure to take it out. The letter states that the complaint will be closed within 8 weeks if they have had not contact with me. I still believe I was mis-sold…
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Ppi can I claim..?
I took a mortgage with the bank of Ireland in the mid 90s I believe I was wrongly sold PPI. The bank was later sold, can I still claim?
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PPI compensation on credit cards
Hello, Could someone in the know please explain the following scenario? On credit card redress, why would you get an additional amount of compensation for miss-sold PPI on a closed account over an account that is still 'open' - even if the account has had a zero balance for several years? Having looked on the FOS website…
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PPI refunded when financial hardship, but can I claim for the rest now?
I put a claim in for PPI on a loan I had with HSBC. They honored part of my claim by giving me back the charges that were incurred when my husband had a car accident in 2006 and they declared us as in financial hardship. There was more PPI prior to my husbands car accident and I was wondering where I stood in getting that…
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Packaged Account taken for Overdraft
Hi all Just wondered if anyone else agreed to take a Barclays packaged account as it was the only route to an overdraft. I did this many many years ago and have only once used the breakdown cover. I tried on a few occasions to ask if I could stop the package but was always told that I would immediately lose the overdraft…
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Advice please
Hi, wrote to RBS regarding closed credit card accounts asking for a copy of original loan agreements under section 78 of the CCA. Accounts closed for a few years, but I have the credit card numbers. They replied refusing this request as section 78 applies to active agreements and mine are closed. Does anyone know if there…
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Lloyds PPI 1996/ 1997
Hello, I'm a newbie to the forum and have done quite a lot of searches but found nothing specific to my enquiry. I'm a bit of a hoarder and recently came across some old Lloyds bank statements dating back to 1996/ 1997. Within these were 4 separate personal loan account statements each showing the loan amount at the top of…
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Halifax ppi
Hi , I'm new on this site and just need some advice . Had secured loan with halifax since 06 , having been paying 87.00 per month on ppi ,sent a complaint letter just got their final decision letter for 990.00, just can't understand how they have come to this decision. Help :mad:
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Ppi
Hello all, I put a claim in to my bank (santander) on the 26th july 2012 which they said receive on the 27th july in a letter which I have got. I have all the letter's they send out and as my loan was 2005, they said they do not keep information that far back, but santander had information to say they send a letter…
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PPI Reclaim after IVA...Help required
Hello all, not sure if this is in the right place so apologies if it isn't BF had an IVA that ended almost 2 years ago and in moving recently we found the paperwork with account numbers/details etc from his debters. I asked if he knew if he had PPI on any of the debts and he told me that at least one of them wouldn't let…
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Sickness & redundancy ppi ?
Just looking for s bit of help ! I took out a mortgage in 97 with Abbey national after speaking to an adviser at w h brown estate agent & it seems like I have a sickness & redundancy policy which I pay monthly to Wessex admin who I've never even heard of ! I have no paperwork for this in my files & after reading all the…
