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CPP Card Protection Barclays First Additions Card Secure
In 2004/2005 I was encouraged to sign up to Barclays First Additions by a customer adviser. This had a feature called Card Secure. I think it is CPP Card Protection but I could be wrong. Im not allowed to post links yet but you can google First Additions and see that it has some CPP related product. I have had this since…
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HSBC payout
I've just received a very nice letter from HSBC which they say my claim for PPI has been accepted. I only complained 7 weeks ago and they apologise for the delay. I cant remember how much I paid but they say they are paying it all back with 8% compensation on payments made this will give me £830. Will I just accept their…
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ppi reclaiming if one persion in household was made bankrupt and the other trust deed
A snappy title for a thread isn't it? I was wondering if anyone had come across this issue. I was in a trust deed and my wife was made bankrupt 6 years ago. It is actually 6 years this October. I was thinking of checking if we did have any PPI on secured loans which we have continued to pay and which were not part of our…
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CPP - Compensation pre 2004 Rejected!
Hi, I need some advice regarding claiming for mis-sold cpp prior to 2005. I took out CPP with Cardguard in 1995 and renewed it annually. I thought I had taken it out with Midland Bank, but HSBC say it was purchased directly from CPP. I therefore registered a complaint with them and have today received a letter from them…
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CPP from t mobile
Hi Ive had CPP since 2009, rang asking why I haven't received a claim form and they informed me it was taken out through t mobile when I purchased phone insurance. Does anyone know if I'm still able to claim and how to go about it? Thanks:j
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Nationwide MPPI advice please
Hello, here's my story: Back in 2001, I moved my mortgage to Nationwide and in 2005, I took an advance out on top of the mortgage. On a recent check with them, I found out I had been sold MPPI and so the claim began. The long and short of it is that, in 2005, they acknowledge I had a second job and so would not have needed…
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cpp letter
Hi I got a cpp letter before xmas saying I may have been misold ppi can you advise me what I should do about it if anything?
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Woolwich Building Society
Hi I need some advice please. I'm trying to claim back my PPI from Woolwich from 1996 - 2002, who have since been taken over by Barclays. I don't have the reference anymore, cannot obtain a bank statement to cover the period in question and Barclays are saying they cannot locate my policy. What should I do now please?…
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Should I accept the offer
Hi, I hope someone is able to advice me . After years of writing to M&S Bank asking to reclaim my mis sold PPI. I had two rejection letter one in 2011 and another in 2012. Today I received a letter saying that they review the evidence and they will uphold my claim. But they will only refund my PPI from year 2000- 2009.…
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Live Insurance Mortgage Cover Single Female
When my wife purchased her house (mortgage Santander) she was advised to get life insurance. It was not a condition of the mortgage. She was, at that time, a single female with no dependants. There was apparently no discussion of income protection due to working for the NHS (presumably due to reasonably good sickness…
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Reclaiming PPI..its a minefield..
..well to most maybe not but I just havent a clue. In all honesty Im useless at reading up what to do and after looking at the advice on this website my head is scrambled !! Im not surprised people use companies to make claims for them :(
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CPP Claim Reject by HSBC
Hello I would really appreciate some help. I took out HSBC Card Guard insurance in the late 90's and then cancelled the policy in late 2000's. After listening to Martin's weekly programme on 5 Live decide to claim for compensation and made two claims. Pre 2005 with HSBC and post 2005 with the compensation scheme. I contact…
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Banks facing another round of payouts to thousands of customers?
I saw this on the news yesterday, and wondered what it's all about. I couldn't find anything already on here. http://www.itv.com/news/2014-03-20/are-you-entitled-to-a-repayment-from-your-bank/ What situations does this 'entitled to clear and timely information' cover?
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Advice of reclaiming bank charges
Hi I would like to advice on where to start. I have a large amount of debt across many different creditors (loans, credit cards, PDL etc). I am on a DMP but believe that several of these have added on unfair/illegal charges. I have claimed back my PPI but would like to know what else to do in terms of- claiming back bank…
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Income Insurance Issue
Wrong forum
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Yet another Insurance Rip-off
I was lulled into buying a Sun Alliance "Michael Parkinson" Life Policy. At the time it appeared a reasonable deal. 10 years in I have now realized that this is just another scam dreamed up by the Financial Sector. I now pay £50 a month for nothing and, should I wish to stop payment, my policy is cancelled and no benefit…
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PPI Claims on CC's obtained overseas
I am a British citizen recently returned to Uk after spending 13 years living, working (and banking) in the United Arab Emirates. During my time there I applied for and was issued a total of four credit cards (visa and mastercard) each with fairly large credit limits on each (HSBC Bank and other banks). I paid off all…
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PPI=Endowment insurance
I 2004 I asked for a loan from TSB ,they said I would have have to take out an endowment insurance for the loan to be approved. I did so even though I didnot want the insurance, is it classed as PPI under a different name.
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PPI reclaim Rejection Period
Hi, Please can anyone advise what I should do next as my claim was rejected by the bank just over a year ago, which rules out contacting the Ombudsman at this stage!!?? Do I contact the bank again with a further claim? Or can I go straight to the Ombudsman? Regards Ash
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PPI claim partially upheld October 2013
Hi guys, need some advice. I filled out the relevant paperwork and sent it off. The bank replied (eventually) and stated that my claim was partially upheld. I basically had to provide some further info (which I did) and wait. I have since contacted the bank on three occasions by phone, and on each occasion I have been…
