ppi reclaiming if one persion in household was made bankrupt and the other trust deed

dadoandrew

A snappy title for a thread isn't it?
I was wondering if anyone had come across this issue. I was in a trust deed and my wife was made bankrupt 6 years ago. It is actually 6 years this October. I was thinking of checking if we did have any PPI on secured loans which we have continued to pay and which were not part of our debt history.
Someone else in another forum raised the point that as my wife was made bankrupt then I was solely responsible for the loans, so theoretically meaning that any ppi would be my entitlement and as such I would be free to reclaim them with no recourse from the trustees. I honestly have no idea about this. If anyone knows or has any input I would be glad to hear them.

-taff

Your wife can complain about nothing, bankrupts lose the right to complain about anything taken out prior to bankruptcy, the right to complain rests with the OR.

Trust deeds are slightly different, you will have to get in touch with your truste and ask.