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Help needed please
I've read a lot of the stuff on here but am still none the wiser. My Mum has mentioned reclaiming PPIs as she was contacted by a company over the phone. I see here that in the majority of cases, using a handler does not seem a good idea. However my Mum's loans are were very old, they are all paid off now and as a result…
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Ppi claim once iva completed
Hi all I hope you can help. I made a claim for miss-sold Ppi from capital one back in April. However after many delaying letters I have today received a response saying that as I entered into an IVA back in 2005 (therefore completed before I made a claim) that I cannot now make a claim for miss old ppi. Any ideas of a…
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Bank's pro forma letters not being filled in
I am so frustrated with Lloyds. I have put in a claim for PPI I was not aware had been applied to my credit card. They have written to me rejecting the claim saying they have looked at all the evidence (i.e. my file) with the following words: "you completed the application on [enter date]". Aarrgh. So I called them to…
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Ppi claiming for dumb youngster
H, I'm very new to this and I'm looking for some help on claiming back ppi or to see if I'm even entitled to anything to begin with.im just wondering if anyone who knows a little more on the subject could give me their views on if you think any of these may have incurred this ppi charge, I had a mortgage with northern rock…
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GAP Insurance? Is it PPI?
I was sold "gap insurance" along with my car loan, via the car dealership. I distinctly remember being pressured into having this "gap insurance" and was even told I needed to see the manager, before reluctantly agreeing to it, it was described as insurance that would pay any gap in the value of my outstanding loan to the…
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Egg PPI with a claims company
Well I had a loan with egg back around 2003 with PPI on it So I send it to financial claims made simple in January this year As it was a long time ago We never had a response from egg so fcms send it to the FOS in may I have not had any think from egg until today A cheque for £3501.64 Now I did not no I was having it or…
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CITI Finance PPI Reclaim Advice
Evening All, I have recently recieved a letter from RESTON Solicitors relating to a Loan that I took out from CITI Finace back in 2006. For X number of reasons this loan fell into arrears and no payment has been made for a number of years, I have had no contact from CITI in at least the last 3 years possibly longer until I…
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Barclaycard refund
Well , nice surprise in the post with an offer from Barclaycard for £18202.24 !!!!!!!!! Wooo Hooo:j They knocked me back in june 2011 so i took them to the FOS for both of my accounts .The FOS wrote to me 2 days ago saying they are still dealing with my case . however the letter they sent to me today stating they had wrote…
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MSE News: Lloyds 'wrongly rejecting PPI claims'
"The bank only awarded compensation to some victims in between 15% and 35% of recent cases, figures show..." Read the full story: Lloyds 'wrongly rejecting PPI claims'
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PPI sold with loan via car dealer
Hello, My car dealer arranged for a loan with GE Capital in 2005. GE Capital has now been taken over by Santander and when I contacted them, I was told that I would be entitled to make a claim as I had ticked the box under CPI (Credit Protection Insurance). My first application was rejected on the grounds that the car…
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Payment recieved
HI there, I wonder if any of you guys can help. I have just received a PPI repayment from Black Horse, what's strange though is that i (Stupidly) used a PPI claim company to do all the leg work, so i presumed that i would recieve a cheque from the PPI company directly (After they had taken there 25%) not from the bank. So…
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HSBC Graduate Loan - PPI reclaimable?
Hi, Although I'm a little late to the party on PPI reclaims, while sorting through old paperwork I noticed on a statement from 2004 that I paid off a loan (only had a year or two to go) and had a PPI amount refundable. I don't have all the details as yet as I'm waiting for HSBC to get back to me. My thoughts are that this…
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M & s
I today received my credit agreement with M &S. I had taken a chargecard out with them when in store years back which was then transferred to a credit card. When I took out the agreement - I don't remember anyone telling me any rules around Payment Protection and the company I worked for provided us with 6mths full pay for…
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PPI - Halifax - Ignoring Single Premium Complaint
Hello After some advice please..... I have received 2 letters from Halifax stating they will not uphold my complaint. My main reasons were: 1 I believe PPI was front loaded (consolidated into loan) 2 PPI covers 3 consecutive months for back pain – if I would have suffered with back pain I would have received 6 months full…
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Halifax PPI
Hi All, I was wondering if you could help... I took out a loan with Halifax nearly 5 years ago, it is completely repaid now, with no late payment charges etc. I recently contacted Halifax to see if I was charged PPI as I was only young when I took out the loan and could have easily been conned. I was told my Halifax that…
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Comet Edge Card PPI Missell
Hi Folks looking for some help. Ive discovered that comet has been taking PPI payments from my edge card for over 7yrs. Its statee12% of minimum monthly payment which depending on total account balance at that time is £3.83. I have raised complaint by emailing CEO straight away (7 days ago), however my question is how much…
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Halifax ppi settlement
Hi Halifax are going to make an offer on mis sold ppi I cannot remember what the monthly payments were,plus remortgaged a few times with them so monthly payments may be different, does anyone reccommend getting old bank statements from the bank to double check against offer or are the banks reliable when they make an…
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LloydsTSB PPi advice
Hi peeps , I'm going to put a claim in for missold ppi soon with Lloydstsb. The following are the facts: Had a total of 5 loans with Lloyds from 1998 to 2004. The first 4 were in my name only and the 5th was a joint loan with my then partner now my wife. I've done a DSAR and for the first 4 loans they only had screenprints…
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HFC Claim
I have filed a claim with HFC relating to a personal loan from 2001. The loan was for five years, however in 2006 i entered a DMP with Payplan. The repayment amount included PPI and so as Payplan distributed the funds, a shar of the reduced payment would also have included PPI. There is still an outstanding balance for…
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GE money ppi help please :)
hi back in april 2004 we had a £30000 loan with ge money with the ppi totaling £4800, it got paid off 2006, i have recieved a copy of the agreement that says i had ppi, i phoned ge about the ppi and they said its got nothing to do with them that it's freedom finance i need to speak to but they no longer exist, contacted…
