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Black Horse HP PPI Reclaim Help
Hi guys, perhaps a simple and obvious answer but thought I would ask for advice anyways. Got a settlement in from Black Horse today after requesting this. It shoes £8k o/s then around £1k rebate if paid early then in brackets saying this includes any Possible PPI agreement. Now I was wondering I checked this a while back,…
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Mortgage with Abbey National (as was) PPI?
We had a mortgage with Abbey National which started in 2001 and was 'paid off' in 2004 when we sold the house and bought this property with a mortgage from another provider (Barclays). It's only now that DH insists that we had PPI on the 'old' mortgage. I've managed to find the original mortgage account number, the exact…
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Mbna ppi
Sent off forms to claim back PPI on two loans from MBNA over two weeks ago. Got a letter back today saying they can't find them (despite me sending account numbers, my name, date of birth etc) and could I call them. I phoned them, and gave the letter reference number and was put on hold for 20 minutes because the advisor…
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BMW Finance / PPI
Hello, I just wondered if anybody has any experience of reclaiming PPI from BMW Finance? I no longer have any of my agreements, so I called BMW up to check if they have anything on record and they have found 5 documents - 4 with PPI. They emailed me the 3 documents straight away and they have requested the 4th from their…
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Do I claim from garage or Black Horse?
Hi, I believe that I was missold PPI. I have a few questions which I hope somone can help with. Unfortunately I do not have any of the paperwork except for bank statements which show the payments and dates. The car loan and insurance were sold to me by a salesman in the garage but the loan and insurance were with Black…
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PPI help
Hello everyone, just wondered if anyone could give me some guidance. I saw the news the other day about banks and PPI and was wondering if i would be entitled to anything and how to go about it. I took a loan out with HFC Bank around 2004 for about £5000. I payed the repayments for about a year before losing my job and i…
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Offer from Egg
Hi, Can some please tell me if this is a good offer from Egg, I spoke to them today over the phone so I haven`t got the breakdown yet. I had a offer of £2800 from 2 loans Loan one had PPI for £1240.80 Loan two had PPI for £679 Both loans are 10 years old, so do you add interest on the 10 years or not? From what I gather…
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Debenhams Store Card
Hi, I had a Debenhams store card until 2003. I'd like to try and claim back the PPI I paid while I had it. I have filled in the template letter from here but I noticed the bank providing their store card now is Santander. When I had the account it was provided by GE Capital Bank. Who should I send the claim to? Many thanks…
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Where do I start
In need of help! I had a few credit cards and store cards which I have settled in the last 2 years and have since shredded up all statements thinking I wouldn't need them?? Hence I have no account numbers. I have signed up to Equifax and can see all the details of the cards but they just quote the last five numbers on the…
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Interest on ppi
Hi all I took out a loan in 2005 for 1,300 and was charged 760.80 for 'insurance loan'. The loan was in joint names, yet only my name is shown the as the person insured on the loan agreement letter. Does this mean the ppi was missold. Also can anyone advise me how to work out the interest on ppi. Thanks in advance
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Advice need please
Hi I have been reading all the threads and just find it amazing what some of you have done and reclaimed. This has encouraged me to look through our financial folder and I have found a Liffe Assurance Policy commencing in 2002. This policy was taken out when as green as grass we purchased our first home. We were told at…
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RBS Offer Rec'd -advice please
Hi there, I have recieved an offer from RBS this morning. Total refund of PPI payments plus net FOS interest but no mention of any compensation. Should I query it? Has anyone received compensation from RBS? Am I just being greedy? :rotfl: Thanks
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Employment status and credit card PPI
Wondering if anyone can help with this pickle involving my employment status with regard to PPI on a credit card? Any views welcomed... I took out a credit card with Lloyds TSB in late 2008 at a time when I was unemployed after finishing university. I still had regular income into my account and also decent balance in my…
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PPI query
I keep seeing the ads about claiming back PPI if sold in last six years..I was sold PPI over fifteen years ago to cover an interest only mortgage.. Although i was made redundant around ten years ago i never used the insurance as someone(can't remember who) told me i'd have to exhaust my redundancy payment before i could…
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PPI One Account Help
Hi everyone, New poster but occasional lurker at my wits end with a PPI claim & looking for some advice… Will start at the beginning, please bear with me. In 2006 I moved house & switched from another mortgage company to RBS One Account, through the process they sold me a PPI insurance, I was paying this as a DD till early…
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Bank statements sufficient evidence?
Hi, I had a car loan dating back to 1999 which was satisfied in 2002 with Renault however i do not have any paperwork or remember the car reg. I do have bank statements showing monthly payments to the car company. Is this sufficient evidence for me to start a claim i.e request all paperwork (T&C's). If so do i send a SAR…
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Carcraft and PPI help please
Hi, Bit of a long one so please bear with me. In March 2005 I got a car on finance form Carcraft, Sheffield. I was phoned by the salesman the night before I went to pick up the car that because of the amount and my credit history, he had needed to get the finance from more than one company. I went in, signed the bits I was…
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Looking for a little advice please
Hi all, My wife took out a loan in 2004 with Lloyds. She was told at the time that without accepting the PPI she would not get the loan. She got into a bit of financial trouble and ended up on a DMP though Payplan. Lloyds froze the interest and charges and she has been paying this back each month (small amount as currently…
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SAR advice needed.
Hi.sent a SAR letter to Barclays on Feb 1st. as yet nothing received by me. Any advice on what my next step should be. ?. its for a Barclayloan/Masterloan which finished last june for around 12k. im pretty sure ppi was front loaded but have no paperwork. many thanks in advance.
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Cash value of ppi on paperwork
Morning all. Can anyone tell me what the different between ppi amount and the cash value of ppi is. On my paperwork the ppi is around 600 and then states 900 ish with the interest. However then goes on to talk about cash value in a seperate section, this staing a 3000 odd cost. Any ideas?
