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Starting claim against Shop Direct VERY catalogue
My wife has had an account with VERY for a number of years and has been paying a form of payment protection insurance. She cannot recall how this came about. (I have told her she is a silly mare.) She has not worked since we started a family (>15yrs ago) so I believe the insurance is useless and therefore we have a valid…
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RBS loan PPI advice
Back in March 2003 I took out a loan with RBS to pay off a credit card I had with them, I don't have any of the paperwork but I do have bank statements showing all the payments coming off and an Early Settlement Statement. I think from what I've read on here that it sounds like my loan was Front Loaded, can anyone advise…
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Ppi first response finance
Hi all i took a loan out in august 2006 with first response finance for a motorbike and ive just recieved the credit agreement which i requested from them,and on it ive noticed ppi for 801.62p and LASU 801.62p and gap insurance for 260.00 so i was wondering can i claim this back and if so what steps do i take next and has…
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Success *Lloyds * Question on payments
Hi Had my letter today upholding my complaint and agreeing to refund. :j I am not 100% on figures if anyone has a better idea. Quick points Front loaded PPI £1158.30 payments refunded :j £527.33 8% stat interest refunded :j Total £1685.63 :j Excess balance when refinanced the loan in 2008 as would have been lower. £555.61…
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PPI claim help(Settlement figure)
Hi, After following Martins tips on reclaiming ppi using the relevant forms to my lender i had a almost instant response via letter back to me. Now what loan i was claiming on was one that ended after 48 months. charged around £4.99 variable ppi charges and i was also claiming for a account thats been running since 2008..…
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Lost work _PPI claim
Hello all, someone please help!!!!!!! i lost my job in 2005 at that point i had PPI insurance for my credit cards. When i fell into arrears i told my credit card company that i have this insurance but they decline to cover me at that instance but now when i ask them to refund the PPI ,they have come up with a offer but i…
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La Redoute Total Cover
I contacted La Redoute about the total cover that I have been paying on my account with them the account was opened in October 2001, I have no recollection of asking for this cover and it would have not been of any use to me as I was not working when the account was opened and have not worked since as I am now a carer to…
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Can i claim?
hi all, love this site full of great advice. i had ppi on a loan a while back, this loan has since turned in to loan number 4 thanks to co op bank topping them up when times were hard. i had asked for an extension on my overdraft but they talked me in to loans instead. these loans had ppi which i thought i needed in case i…
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Are banks offering ppi claims?
Has anyone heard that banks are starting to send out letters inviting ppi claims??
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can i still claim if
can i still claim for mis sold ppi even if the loan was paid back early . as i was !!!!!! in the past with money and had numerous loan all big loans between £5,000-£15,000 , how ever these where paid off early with a newer loan i took , consildation all the time . how ever i have no paperwork for them just account number…
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lloyds ppi claim!!!
:mad: try reclaim from lloyds for ppi, followed mse addvice. sent letter using template, lloyds reply - sent letter and £1 payment back with note saying they are unable to help and dont even have my loan in there records. i only just finish paying back loan jan 2012. :mad: can anyone help? should i try again? whats going…
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Santander - Paying PPI Refund to Debt Collection Agency
Hello - Santander wrote to me recently about claiming back mis-sold PPI from an old Abbey loan, having returned the forms I've now received an offer of a refund. The letter clearly states this will be paid back against any arrears which I have (it is a standard letter) - I have had debt problems for some years due to a…
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Hsbc credit card ppi claim
Hi guys. I was just wondering how any people have had their hsbc credit card ppi claim upheld? Apart from the questionnaire have they needed any other information. Thanks
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Front loaded?
Hi could someone explain what a front loaded loan is and how would this appear on the paperwork? Thanks in advance
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Abbey Payment Care
My other half had ppi on our Abbey mortgage which we held for 5years we were sold this by an advisor in our local branch when applying for our mortgage, my husband had a previous medical condition before we started this policy but the advisor did not explain that this would be excluded if he needed to claim. I think that…
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Reclaim After CCJ
Hi there, Well, the question really is, can I make a claim on accounts that were settled in 2007 by a Bancruptcy Order? Its the fact that I have been paying PPI for years before the Court Order (due to a messy divorce). Any advice would be great. Thanks, D
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Claiming PPI having made a claim on the policy.
A friend has been paying PPI for the last 10 years on her mortgage.(Genuinely believing she had to have this) She was made redundant after Xmas and made a claim on the policy although that has still not been settled and is causing considerable hardship. Can she still make a claim for mis-selling having made this claim?…
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Can I claim PPI back
Since taking out a loan in 2007, which included PPI, I ran into finacial difficulty which resulted in a repayment agreement with the bank. I have been making a small contribution to the loan each month, but I am not sure if this includes anything towards the PPI. Is there someone who would know, what if any, of the PPI I…
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PPI Protection Insurance Advice Needed Plz
Hi All I would like some advice please. I had the following accounts with Lloyds TSB Current Account (went overdrawn at least ten times and was charged) Credit Card Loan 15K over 5years and was unsecured I would like to know can I make a claim to reclaim unwanted PPI on my accounts all in one go or do I have to write…
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Mark
Just joined today. Was called yesterday for the umteenth time by a cold caller from a ppi reclaims company. I usually tell them to get lost as I have had many loans and cards over the past ten years, and have never knowingly agreed to ppi (I think). My financial affairs are in turmoil at the moment due to bank pressures on…
