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Ppi charges
I put in for a ppi claim nearly 12 months ago with first step finance.I have just found out they are charging me 25%+20 vat is this to much what they are charging ? Also, will i be left with a £800 charge and no money from the ppi because i have arrears. Would i get charged if i cancelled because i dont want a £800 bill.
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NatWest debt & no paperwork
I'm a newbie to MSE and desperate to sort out my finances but would really appreciate some advice as I'm not sure where to start. I have an outstanding loan with NatWest which is now in arrears. I was made redundant whilst on maternity leave in 2009 and so was unable to keep up the monthly repayments. Unwilling to consider…
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Halifax procrastinating on payout - what to do ?
I had a confirmation back in November that Hallfax were going to payout for miss-selling on a Loan PPI i'd had. After numerous calls, I recently found out the cheque was finally raised February 8th. Problem is, over 1 month later, i've not received it. I've called the PPI Claims line a couple of times, and plan to call…
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National and Provincial PPI Claim from 1988
I have found paper work for my first mortgage dated September 1988 with National and Provincial ( Then changed to Abbey and now Santander ) The statement dated 1988 - 1994 show PPI taken out of the mortgage for this period which I believe i was mis sold. I have recently been awarded a PPI reclaim from Santander from 1994…
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GE Money
Hi I sent off a letter of complaint re PPI to GE Money a month or so ago. They acknowledged receipt and said they would look into it albeit they stated the account number was untraceable. The account number I quoted was the agreement number they put on the settlement letter in 2006 to me to say the account was now closed,…
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How to calculate interest on PPI claims
I am in the process of claiming back PPI for a loan that was taken out in March 2004 over 4 years via Tesco Finance, my last payment was made in March 2008. I didn't have the paperwork, but have written to the provider with my £1 and now do. PPI was included, but I know that I was pressurised into taking it out, despite…
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ppi reclaim-woolwich
hi, Took out a loan with Woolwich Building Society in 2000 but do not have Account number or any relevant paperwork.Have filled in PPI questionairre form from Ombudsman and have just had a reply from Barclays. They have done a FULL investigation and say that i was not missold PPI based on the info i put on…
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ppi who to claim off or to?
Hi Folks, I took out a secured loan with loans.co.uk which included ppi. Who do i complain to for mis-selling? It is now administered by a company called ascenden. Any help or advice would be appreciated. Thanks in advance. Cod.
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ppi
Hi i would just like to say five weeks ago my lovely sister told me about this site and advised me to read up on ppi claims. With her help, and yours of course i decided to send of my first letter. This morning we recieved word back from the clydesdale bank to say we were being refunded 18,000 back for three seperstae…
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Is this front loading ?
Hi , I took out a loan with HSPF in 2002 and obtained the details by sending a SAR request . From the particulars of the loan detailed does this constitue front loading , and if so is this grounds for misselling . I also received 6 months full and 6 months half sick pay at the time . Thank you . Advance A £ 3500.00 Gus…
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MPPI Payments Help
Hi, Looking at many of the MPPI threads on here they tend to mention that MPPI policies are standalone policies and the payments can be seen to be taken by direct debit from the policy holders current account.My Nationwide account bundles my mortgage repaymement,building insurance,contents insurance and MPPI into one…
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Rbs not paying out?
Hello, can someone please help? I have a RBS credit card which I got in 2003. I realised last October that I had PPI on this and phoned and cancelled. I have since applied to have this refunded as I feel I was mis sold this, in fact I have no recollection of asking for this and I am 100% positive if I had been asked I…
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PPI reclaim possibility?
hey guys i am new to the PPI claiming scene and have just been reading up on it,i took out my first mortgage 8 years ago with the halifax,we applied over the phone for it and the lady on the phone at the end of the converstaion now simply said i will now hand you over to our collegues to complete the deal,the guy then said…
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barclaycard PPI
Hi, I'm looking for some advice. I sent a letter & the questionaire to Barclaycard to investigate ppi that I have recently noticed I have been paying. I had no idea I had this. I have had the barclaycard since 2009. Anytime I phoned Barclaycard to make payment over the years the person on the other end of the phone tried…
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PPI Advice Please
Hello Hoping you can help. I have decided to have a look into reclaiming PPI... initially because I had a mortgage previously which was costing a bomb and I think PPI was on there. I did an Equifax credit report to obtain details of the companies I had mortgages/loans/credit cards with and... well it's quite a list of…
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Northern Rock PPI Mis-sell
Hi, I put in a private claim for mis-selling of PPI to Northern Rock in November 2011. I heard from them in January with a letter up-holding our claim and offering us £2.5K. We signed and sent the letter back Recorded Delivery. We have not heard anything since. We chased it up and they said you have to leave it 28 days,…
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credit card PPI
I have no paper record of PPI with credit cards but I'm sure I had it in the past. Could anyone give me the appropriate addresses for... SAINSBURYS BANK HFC LLOYDS TSB so that I can get some details please....is there a best practice template? AMEX say I had PPI but didn't any premiums...aren't they generous?!
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SAR letter sent to Egg & request rejected?
Hi, I sent the SAR letter to Egg for a loan I had with them and paid off in full in Feb 2007. They have responded stating that as the account is closed they are under no obligation to comply with the request for a copy of the executed agreement under the Consumer Credit Act as they no longer have a contractual relationship…
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DIRECT HIT part 2
LTSB took exactly 12 weeks to review my second complaint. They upheld it and 13 days later paid just under £3 1/2K direct to my bank account. :beer: This just leaves 7 credit card companies to tackle.
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No longer have credit card account details, how can I get these so I can claim?
Held 2 Barclaycards for a few years, cancelled in 2008. Have since changed name (got married) and moved house. Am sure with it being Barclaycard that the PPI would have been on there without me knowing it, so would like to try and claim back. However, I no longer hold any paperwork, previous card numbers or anything. If I…
