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Claiming PPI having made a claim on the policy.

ray-s
ray-s Posts: 21 Forumite
Part of the Furniture Combo Breaker
edited 9 March 2012 at 8:36PM in Reclaim PPI & other insurance
A friend has been paying PPI for the last 10 years on her mortgage.(Genuinely believing she had to have this)
She was made redundant after Xmas and made a claim on the policy although that has still not been settled and is causing considerable hardship.
Can she still make a claim for mis-selling having made this claim?
Thanks.

Comments

  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    It will depend on what type of ppi this was, you need to post this here

    http://forums.moneysavingexpert.com/forumdisplay.php?f=187

    They are more up to date with MPPI.
  • ray-s
    ray-s Posts: 21 Forumite
    Part of the Furniture Combo Breaker
    Ok thanks. It was mortgage protection for sickness and redundancy. Will post using the link you have given.
  • roonaldo
    roonaldo Posts: 3,420 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    having an MPPI doesnt mean it was mis-sold! PPI is not illegal.
  • J_i_m
    J_i_m Posts: 1,342 Forumite
    Did they pay out on the claim?

    If they paid on the claim then the insurance did what it was designed to do and hence there is less chance of it being considerd mis-sold. Unless it can be proved it was added without your knowledge or consent.
    :www: Progress Report :www:
    Offer accepted: £107'000
    Deposit: £23'000
    Mortgage approved for: £84'000
    Exchanged: 2/3/16
    :T ... complete on 9/3/16 ... :T
  • dunstonh
    dunstonh Posts: 120,211 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Duplicate thread with answers appearing on the other thread.
    https://forums.moneysavingexpert.com/discussion/3842175

    I will not post again on this one to avoid duplication.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
This discussion has been closed.
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