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Lloyds Bank Personal Overdraft Protection
Hi all, can anyone provide any advise or success stories relating to reclaiming miss-sold Personal Overdraft Protection with Lloyd's Bank. I have just completed a financial review and registered for on-line banking and money manager, at which time I noticed an unknown direct debit payment was being take from my account,…
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Phone versus letter ??
Hi folks I am about to embark on claiming ppi back from various orginisations and was wondering what peoples experiences were regarding phoning up rather than writing Does it speed the process up ?? two people i work with both phoned lloyds ppi line and were given account and loan information over the phone and also if…
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Reclaiming PPI while in debt
I am after some advice please. I have been approached by a agency who claim to be able to get the PPI reclaimed on loans and credit cards, but what do I do, as we are in a dmp with the cccs on the debt. Is it worth the agency doing anything, or is it something that I can do on my own and then not have to pay a fee. If the…
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advice please
Took out loan march 2007, told had to take out ppi.Tried to cancel 2 months later and received letter from Barclays advising if I cancelled the ppi they may review my original loan application and if unsuccessful I would have to refund the monies borrowed. I was not in the position to refund money and did not proceed. Does…
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Advice on bank replies please
Hi I sent off some ppi complaint letters to a few banks clearly outlining my reasons on the letter for ppi mis-sell. I've had a few back but albeit some banks have acknowledged my complaint AND said they will open an investigation, they have also enclosed the FOB questionnaire for me to fill in and send back. Is this…
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claiming ppi from dorothy perkins
hi does anybody know how i can claim ppi from dorothy perkins? i have none of the paperwork whatsoever and it was a few years ago when i took out the store card? i also have no account number for it or anything that i can remember as i shredded al the info?? ur help is much appreciated :D
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PPI Settlement, Bank trying to deduct from it?
Hi All, Please help me!! I have recently sent away 3 PPI claims and have been informed of one from a Halifax cerdit card I had has been succesfull. They have informed me that the total I am entitled to is £974.20, however they will be deducting £500+ from this as money still owed. The thing is I settled this card a year…
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Reclaiming PPI??
I took out car finance nearly 4 years ago at the time of signing all my paper work i thought i had PPI, its on all my documents from the car dealership that i had asked for it and i wanted it. however when i needed it after i was off work sick with no income it appeared that i didnt have any PPI, was i mis sold???
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mortgage PPI
Though I am divorced the mortgage is still in joint names. I was paying this for 0ver three years then I cancelled it, as I did not see why I should pay this and if anything were to happen to me, my ex would benefit. If we were misold, will my ex be entitled to half of any compensation?
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word of warning when filing claim over the phone
Hi guys I phoned Halifax last week to start my claim and they took all the details over the phone (Indian call centre I presume from the accent) Well today I received my acknowledgement letter which has a list of the reasons I gave for my claim, all I can say is they were not taken very well by the representative I spoke…
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Mortgage PPI???
Hi every one!! Need some help, my father been paying a "HSBC Life Ltd Mortgage Protection Plan" problem is he's been mortgage free almost 9 years?! For some reason he thought it was a life policy!?! Only recently cancelled Feb 2012. To me this is a straight foward claim for mis-selling as i believe my father honestly…
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Was I missold?
Ok.. I bought a car from vauxhall and I told the guy that I had finance on another car but was going to buy the car using cash but he told me that as my other car was 7% it would be best to pay that one off and to take finance on this car as its only 6%. the day I collected the car I had to sign the contract all the parts…
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Help Please!
I had 2 credit cards with PPI, which i am looking to claim back, both have credit on them which i am paying off but not using anymore. Can someone point me in the right direction of how to contact the banks, are there template letters avaliable? one was with egg, but more recently moved to barclay, so who would i contact…
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PPI - Pre ticked box?
Hi I've had a capital one credit card since 2005, and have just noticed i've been paying PPI since then. I applied for the card online - how can I tell if the box for PPI was pre-ticked?
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Nationwide PPI Reclaim
I took out a mortgage with Nationwide in 2003 and was given their PPI free for the first year and then carried on paying it. In 2004 my husband was made redundant and for some reason that I can't remember they wouldn't pay out, unfortunately I don't have the original Nationwide Paymentguard Insurance Policy so don't know…
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How to choose a company to handle reclaim?
I want to try reclaiming payments I made on an UNUM income protection insurance policy. I don't know who to choose to represent me (not sure if I can do it myself). I took out the policy in approx 1999/2000. I was sold this by an IFA. I don't know if he is still in business. I paid in around £4000. In 2006 I had to retire…
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Charges when claiming ppi
Can any one help. I started a ppi claim following a tv ad. I called the company and said I was pretty sure I had never taken out ppi as we have always been self employed and knew it would not cover us. They persuaded me to give it a go any way. This was a few weeks ago and I have now rec'd notice that they want to charge…
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Is this my settlement
I have recently written to the Student Loans company using a standard letter, with £1, and have today had a letter back stating "In accordance with your section 77 request, please find enclosed a copy of each properly executed loan agreement that you entered into with the Student Loans Company and a reprint of your annual…
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SAR info?
Hi all I have sent in a requested SAR from Hsbc, Barclays and halifax. Has anyone had inforamtion from these 3 banks where they recieved inforamtion going back more than 6 years. Im hoping i get information from barclays from 1997, Hsbc 2003 and halifax 2003. thanks;)
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Barclay card
Hello everyone, I have just found out that BARCLAY CARD is not paying out on my mis selling of PPI. When speaking to Barclay card a really helpfull guy told me that they were not going to pay out due to it not being miss sold. I said to him that I do not remember sighning up for it because it was back in 1995. I also told…
