-
Reclaiming PPI from pre-1985! How do I know if they've repaid enough?
I'm in the process of helping my mother in law reclaim her mis-sold Barclaycard PPI which she's unknowingly(!) been paying since before 1985 (she can't even remember how long she's had her Barclaycard for, it's so long ago). Needless to say, she no longer has all those statements so how will we know if Barclaycard offer…
-
Land of Leather agreement
Hi all, I have just found an old agreement with Land of Leather. It reads like this Total cash inc VAT £1347.00 interest/charges £753.60 Total payable £2100.60 by 36 monthly payments of £58.35 At annual APR 26.8 ppi - TOTAL AMOUNT INC PPI £58.35 is the interest correct or have they put a charge in there that I knew nothing…
-
PPI on credit card
Hi all, I have a credit card with capitol one which started with a balance of 3k ( I lost my job ) this was a few years ago, now the balance is 6k.I was paying £100 a month ( interest frozen) so I sent a letter for the statements ( enclosing £10 ) to check on all the charges.I have looked over the statements and NO PPI…
-
Sentinel Gold - can we reclaim if this was mis-sold?
Whilst helping my mother in law apply for a new credit card so she could transfer her balance to a 0% card, I noticed that not only has she been paying PPI (which I'm now reclaiming on her behalf), but she's also been paying Sentinel Gold. I wrote to Barclaycard to cancel the Sentinel Gold and to ask for a refund. My…
-
TheClaimsGuys - Help Needed Please
Hi all, this is my first post I’ve been to embarrassed to write this before.... After hearing millions of TV adverts about reclaiming my PPI and how easy it was I though stuff it, if its that easy I’ll give them a ring, I googled PPI claims and up popped the claimsguys (yes I can see you all shaking your heads). I had 2…
-
How do I reclaim without account numbers?
I am looking into the PPI claimback, and have printed off my credit report using Noddle (a good free of charge site) After looking at the way to claim the PPI on the MSE website, the one thing I cannot find is my account numbers for the previous credit cards that I have taken out (Noddle only gives the last 5 digits), and…
-
calculating PPI
Morning Guys, Im so sorry I must sound thick, have read a number of Forum post and even more confused. People are saying about working out your PPI payments then multiplying by the number of months etc... My problem is I used loans to pay loans off, and payed or had the premium added upfront to loan. A summery Loan 1…
-
Do I accept Natwest's offer?
I have recently sent a claim into Natwest for ppi missold on my loan. Yesterday they wrote back to me with a "Goodwill gesture" of just over £5000. On my original documents my ppi totalled £9000 for the full term of the loan, i have around a year and a half left on my loan to run. Do I accept this offer or do I take it…
-
optional service cover
hi,my partner and i have had a few items from our local brighthouse store,at the time of the sale of our goods we were told we must take out the OPTIONAL SERVICE COVER, and we have also paid DAMAGE LIABILITY COVER on a few of the goods aswel, is this something we can claim back? any help is greatly appreciated. thanx j
-
Egg Loan - who do we claim from?
Having gone through paperwork, my dad was sold PPI on a loan (think it was 2005) which didn't cover him as he was self-employed - despite him telling them he was self-employed and submitting a self-assessment. Was this mis-sold? And if so, Egg is gone and the loan has been sold to a DCA, so who do we write to claim it back…
-
Black Horse & Barclaycard PPI Claim
Hi, I started a PPI claim against Barclaycard(online app) & Black Horse(face to face app) via a claim handling company going back to Dec 2010,I have finally had the outcome of these claims today and found out that neither are going to pay any of my claim back.So I asked the claim company to send me the reasons why these…
-
ppi on a loan added to the mortgage
I had a loan added on to the morgage at the time of changing names ect .. will this loan be entitled to a PPI claim ?
-
Mbna
I have received my SAR response today and I applied on line for the card - not clear whether the tick box was already selected though as it just says 1 YES on the information so not sure about that. Should I proceed with this - after all the information clearly states that I was in full employment and I would have received…
-
Refund of ppi
i used belmont thornton to reclaim my refund of ppi, in the paper work i stated i wanted the ppi from one loan amount. the only reason for this is because i didnt have the paper work for the rest of them. they responded with a letter stating they were procedding for the refund on the loan refference i stated. fair enough.…
-
American Express Insurance Services Say "NO"
Hi all, after my recent success with 2 MBNA PPI reclaims I received a letter a couple of days ago from American Express Insurance Services regarding the reclaim form I submitted a few weeks ago. They say in their letter to me: "I confirm that you enrolled in the American Express Repayment Protection Plan during a telephone…
-
Natwest PPI Help Needed !!
Hi all I have recently got awarded ppi against 7 natwest loans which totalled £9,200 singed the forms back and today the money has gone into my account. However it does not match the totals i signed for. For example i will put word for word what one f the Customer offers say i got: CUSTOMER OFFER Mr Chris Newton Our REf…
-
Yorkshire Bank Visa PPI
Hi all, I sent the template letter for my credit agreement on my VISA card and have received a letter saying they can't find it! They go on to say that if they do find it they will enforce it and have inferred that they will leave an adverse credit score with the credit reference agencies. My account is not in arrears and…
-
Can I claim?
I had an Egg credit card, Over 6 years ago. I don't have any of the paperwork and the account is now closed but remember having payment protection on it. Can I claim and if so how?
-
Still waiting for Lloyds
I put in a claim to Lloyds last June and in September we were offered large amount of money back. Fantastic:j :mad: Now really angry as Lloyds have still not paid us and have not responded to any of my letters. We don't even have an outstanding account with them. Anyone got any idea how long Lloyds are taking to make their…
-
mis-sold PPI through AWD (Carrington Carr) ??
We have received a letter this week from Martin Kaye solicitors who dealt with our remortgage advising that we may have been mis-sold the PPI added to our mortgage as a lump sum of £7,537 by AWD Home finance in 2007 when they dealt with our mortgage which we took with northern rock. I must admit we were young and naive…
