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Legacy PPI still being paid on old Mortgage
Hello, I am hoping you can help me clarify if a PPI is on a mortgage or the person? I took a Halifax Mortgage & PPI (clever sales\easily led first time buyer) on a first time buyer mortgage in 2001. When I moved in 2007, i paid up the mortgage (from the sale of the property) and moved to another provider - declining the…
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Where's my 8%?
Hi there new to the forum but not new to the rat-race. I'm chasing a PPI reclaim through First Response and they have got back to me with a breakdown of what I'm entitled to. I say breakdown but it is the simplest statement I've ever seen. Apart from charges applied to the premium the only information about the amount I'm…
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Monument ppi
Can any one help here, I had a monument credit card and cannot find who to contact as they have been taken over ? many thanks
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any success from welcome finance ???
Ho Just wondering if anyone has had any success with welcome finance on loans over the years. I have contacted them regarding a loan that finished the very end of 2005 and havent heard from them, that was 4 weeks ago ? Im not hopeful but just curious how other people got on and how long do you give a company ?? MANY THANKS
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Lloyds TSB - Wrong Refund?
Hi, I've recently been informed that my premiums will be refunded on my Lloyds loan. I have paid the loan for 3 years and they have offered a refund of £68. This doesn't sound right for making 3 years worth of payments. Has anybody had an issue with the wrong refund being calculated?? On a separate note I also have made a…
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Bank can't find my paperwork?
Hello fellow claimers! Advice please Basically over the past 9 years I've had a loan with HSBC that I've re-financed several times. On requesting copies of the paprework my bank have said they can't find it for my 2008 loan. Where does this leave me with regards to my PPI claim please?
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HSBC over time limit
I wondered if anyone could advise me on what to do if a bank exceeds the eight week time limit for resolving your complaint? I can find lots of info saying complaints "WILL" be dealt with within eight weeks, but nothing saying what to do if they aren't! We have had a complaint in with HSBC since early January. It is more…
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Possible dual PPI reclaim?
A few years ago, when the whole PPI reclaim thing started, I employed my then boss to assist me in claiming it back. Because the bank involved insisted that any payment received went wholly towards legal costs, I forgot about it, and the PPI insurance itself was left intact so that I could claim on it if needed. Now, a few…
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HFC return SAR asking for id pls Help
I sent a SAR to HFC with my previous addresses and enclosed a cheque for £10 on the 1/3 yesterday (19/3) they returned paperwork with the cheque stating they cannot carry out my request without a copy of my pasport or driving licence!!! The thing is they have already upheld one complaint ( which i am in disagreement and…
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ppi reclaim?
Hi, I am new to the site and wondered if anyone would kindly advise? I feel as though i may have a viable claim on an insurance policy i was sold when i took out my mortgage. It looks like i have been given two seperate policies by my then advisor which may amount to the same cover! I have PPI through my existing lender…
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PPI Claim Company Confusion
We have some slight confusion with PPI Claims being made on our behalf. We went down the route of using a claims company, however we are a bit dubious to what they have actually claimed for. I was pretty sure that no request had been made by ourselves to chase Lloyds TSB, we did ask about some other claims against Virgin…
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Reclaiming PPI that I didnt ask for!
When I originally applied for my Nationwide credit card, I ticked the box that said NO, for PPI and Card Protection Plan. Yet hearing all the fuss about PPI, I thought I'd check my statement. Lo and behold I've been paying PPI all this time. I have a copy of the original application form, (from Nationwide). What is my best…
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PPI reclaim, unusual scenario
Hello all, I am not sure if this is in the correct section so mods please move it if its not. I am at the moment trying to process a ppi claim with Barclays. I had a loan with them that ended around a year ago that i was obviously paying ppi on. During the 10ish year period of the loan i did make a claim on the ppi. The…
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Help HSBC
Hi all I wrote a letter to HSBC on behalf of a friend to enquire about ppi on loans. She still banks with them & has just received a letter from them with account numbers , then it states the Loan Capital figure then it shows another figure under the heading of "loan drawn down amount" . Does anyone know what this means??…
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PPI Timeline
Interested if anybody can recall the year when the first PPI mis-selling claims were submitted. Was it the same time as the bank charges or later? I know the problems with PPI were highlighted in the early 00's, just wondered what date people were given the green light to start submitting claims.
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PPi from 2003 and 2004 can i claim??
I did have 2 different loans one in 2003 with alliance and leister and the other with Marble loans in 2004, i have both the credit agreement, the marble loans one has a tick box yes/no but the a/l does not, can i claim if so what for, i was under the impression as i was self employed that if i dodnt have protection i…
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Over 65
Can i ask does anyone know if barclaycard covers over 65 for ppi.....my dad phoned them when he turned 65 and they said he was still covered ..however i think they may have told a porkie? As everyone talks about over 65 not covered. With thanks
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im new and need advise please guys
i have recently been called a number of times from different ppi reclaim companies, one particular one has said we can claim back a few thousand. Im worried as they are asking for all our personal loan,credit cards and mortgage details. i have looked throught this site but cant find anywhere how i can actually see if i…
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Halifax PPI
Hi all, Newbie here and looking for anyone with experience dealing with the Halifax. I submitted my PPI claim in May 2011 (yes that's right...), received a settlement letter for just over £3K in October, accepted, and am still waiting for the money after 26 weeks! Are others dealing with the Halifax experiencing such…
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PPI claiming whilst on a DMP
This is my 1st post on this subject so I hope someone can answer a question I have. I am on a DMP with CCCS and have just made a complaint against Capital 1. The question I have is I owe £500 to them. If I win my case against them and the payout is more than I owe what happens to the balance, will this go to CCCS to pay…
