We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

PPi from 2003 and 2004 can i claim??

I did have 2 different loans one in 2003 with alliance and leister and the other with Marble loans in 2004, i have both the credit agreement, the marble loans one has a tick box yes/no but the a/l does not, can i claim if so what for, i was under the impression as i was self employed that if i dodnt have protection i probably would not get the loan so said i wanted it does this matter. please help!! both ppi was paid alongside the payment each month until they finished.

Comments

  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    Read here:
    http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance
    If all or any reasons apply to you, follow the simple steps.
  • magpiecottage
    magpiecottage Posts: 9,241 Forumite
    1,000 Posts Combo Breaker
    What are you trying to "claim" for? From what you say, it sounds as though you do not have a policy with Alliance & Leicester as there was no way to apply for one and that you chose the Marble's one.

    What do you mean by "paying alongside"? If you were paying a monthly premium for a policy in addition to your loan repayments that would mean it was correctly sold.

    Why were you "under the impression" that you required the cover. That suggests you formed an opinion rather than that somebody told you it was required. If so then it points to a mispurchase rather than a missale.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.3K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.