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Who do I contact to reclaim PPI
Hi there, I've just been reading about how to reclaim PPI payments, and although I think I was definitely mis-sold, I don't know who to contact. I used a high street estate agent mortgage adviser to buy my first home just over in June 2004. They sold me a Nationwide mortgage and insisted I buy additional protection,…
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PLEASE HELP - Dont understand Bank Data Received
Hi Ladies / Gents, I require major help / advice. I recently applied for bank data info for reclaiming my ppi. I received the info yesterday via TNT, however its not only as big as I imagined and I cant see where it shows PPI amounts or if its included. Also I thought my request would have included my full statements,…
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Blackhorse - Help regarding claiming PPI
Hi, I sent off my original letter trying to reclaim PPI charges but have has a letter back saying that they are not regulated by the FSA (I am in Jersey, does this make a difference) and saying that they believe that they did advise that the product was optional, that I signed the agreement and therefore I had read,…
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how long for payout from Blackhorse
Hi Can anyone confirm how long they waited for payout from ppi success from Blackhorse. I don't like how they do not give any figures when accepting offer. I emailed director to ask for figures and he said would tell claims dept to get them to me, I wonder how long it will take. Anyone, done this?
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PPI for mail order/store account
Heard a lot about this ppi, mis-sold policies etc but only realised today when I received my monthly statement from Next Directory that I have a "payment protection" charge that I have not really taken any notice of before. Tend to use the account regularly, purchase clothes then pay off balance over next couple of months…
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PPI on loan after court action
My girlfriend and her ex partner had a loan which he said he would pay when they split as she couldn't possibly afford it. He didn't pay the loan and it went to court where she offered to pay £100 per month. The court hasn't caught up with her ex so all the repayments are loking like they will be made by her (or me as the…
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PPI Refund Success!!
After reading the advice on this website, I decided to try and reclaim PPI from Northern Rock. I took out a loan with them in 2007 and they persuaded me to have PPI. They even sent me a letter saying that I needed it! (I copied this and sent it with the complaint) I used the first template letter from this website and sent…
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A&L Problems - PPI
Hi, I've been trying for many months, to extract a copy of a loan agreement which ended in November 2004, as I was looking to make a PPI claim for miss-selling. Despite receiving a letter from A&L confirming that they couldn't provide any loan information, (despite being within 6 years of completion), I moved forward with…
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PPI claim outstanding, but now faced with IVA
I have had a claim for mis-sold PPI on an Egg loan since the beginning of 2009, it went to the FOS, but they have still not done anything with the claim, presumably due to being overwhelmed, although I can't believe it's taking such a long time. However, I am now in the situation where my debt is out of control and I am…
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Norton Finance (First Plus) PPI Success (at last!)
first wrote to Norton in September 2007 to say that I felt that I had been mis-sold the PPI on my loan. The total of the PPI was for £13000. They wrote back with the usual 'The sale people here use a script, you have not been mis-sold PPI' etc. I wrote to them explaining that I wasn't given an option, not told it was…
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Help needed to unscamble egg ppi
Hi everyone Long story here goes, took out egg loan in approx 2000 and paid it off in 2005 after sale of house to fund business, took out another loan in 2006 and on both occasions was mis sold ppi, have sent in claim forms this week and I am awaiting a response. In Feb this year after a very long period of illness and all…
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PPI Refund Amount Help Please
After over two years from starting out I have heard from the FSO that my claim has been upheld and Tesco will have to settle with me. I was wondering if anyone could tell me how much I may receive? Details: Loan started in August 2004 Loan = 20,000 PPI = 3738 Total charge for credit = 10,207.60 Total = 33,945.60 APR = 7.6%…
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Ppi- money back
I had a loan with my bank over five years and paid the PPI even though I tried to stop it a year into the loan. It worked out that I would have a higher loan payment per month without the PPI than with. So I followed the instrucions on Martins website. I actually only sent the first letter. Had a couple of stalling letters…
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help
hi im new here. in process of claiming ppi from black horse. first agreement they sayin not getting anythin as loan taken out on 6th july 06 then cleared loan off at end of july so not entitled to anythin?? as no payment made? second agreement taken end of july settled early in the nov. can anyone tell me how much ppi i…
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What to do next please?
Hi all - put in a claim for mis-selling ppi on virgin CC when I tried to claim on the policy and it was turned down:cool: - had a call off MBNA tonight offering half the total amount paid (they have offered £860) so I presume the total will be £1720, the girl on the phone explained although I wasnt covered for redundancy…
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Bank of Scotland / Halifax Loan PPI
Hello I am thinking of claiming my loan PPI back I took with HBOS in 2007. Has anyone won PPI back from HBOS if so what were the complaints you put to them? Still have 2 years left on the loan but paying it off early got the early settlement figure under £160 rebate on the PPI and i pay an extra £40 a month for the…
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'Borrowers 0 - Lenders 3'...oh no!
"There have been three judgments dealing with Consumer Credit Act test cases that lenders need to be aware of. Dealing with allegations of payment protection insurance premium mis-selling, mis-statement of APR rates and breach of the Insurance Conduct of Buisness Rules, the judgments are all in favour of the lenders. These…
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Alliance & Leicester Loan ppi
Would I be entitled to claim back mis-sold ppi on an A&L loan which was taken out around 1998/1999 and which I settled early around Aug 2001? I don't have the loan account number but I do still have an A&L loan which has now transferred to Santander and if I supplied this account no do you think they could trace it back?…
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Barclays Graduate Loan
Hi there I recently got the Loan agreement from Barclays about my Graduate Loan that I took out in 2004. Nowhere on the agreement does it specify that I've got PPI included in the loan, although I know it was included. I believe that the sum itself was included in the overall APR, but am not sure. Does anyone think this is…
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advice please on reclaiming address needed
Hi folks, I am about to begin the process of claiming PPI back on two of my husbands loans. One was from 2002 and is paid back, and the other started in 2003 and only has one payment left. They were both with Black Horse Ltd and I wondered if anyone had the correct address to send the letter too please? Also, the agreement…
