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charges for company sending ppi letter
Hi I have had company dealing with reclaim for some 14 months now for Welcome claims. He has not even lodged complaint with FOS did not know who insurers were until I fully investigated. Never takes phone calls always answer machine. However, I stupidly gave him a copy of old letter I found from BH, he sent ONE letter and…
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Defaults and Debt Collocters
Good morning all :) I wonder if you can help me please? I'm looking to reclaim some PPI from my creditors however, the accounts are in default and i'm currently making reduced payments under the advice of CCCS. Can I still claim the PPI back? I assume that if I were successful, then the money awarded would be used to pay…
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Advice Needed Please (PPI)
Sorry for the questions, this is new to me, I have just been advised, when you claim back PPI - "don't forget to claim the interest on the amount settled". How do I go about doing that? I have a PPI calculator and the amount to settle on my claim was £7,841.91. Also, would I be entitled to add the 8% interest up to 'todays…
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full list of companies the FSA have fined
Does anyone have the full list of companies fined for miss selling ppi as on the FSA website today it states more than 24. Also I tried to open the FSA's new ploicy document from last week but the document is empty. All other documents open. Is anyone else having difficulty as I want to quote excerpts in my letters now
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Mortgage Payment protection ppi YSB anyone claimed
:EasterBun:think:Hi, I have a claim in process at the moment from my mortgage payment insurance from yorkshire building society who i belive use pinnacle insuranc. My initial claim was declined from the YSB so i have sent a letter of complaint to the Financial Ombudsman. Has anybody had any success with regards to…
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Help please with rbs ppi failure
Hi all, Wonder if you could possibly help. I am in the process of reclaiming missold PPI on a credit Card for a friend through RBS. They have sent a final letter saying they are not repaying after investigating all the reasons for mis-sell. They are saying it was a postal form and that all the info would have been…
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PPI stage 1
Hello to all,Im a bit confused about stage 1 claiming ppi,do i send the fos questionare with a covering letter or just a letter or just the fos questionare.If its just a letter there is no template so what do i write.I have read through all stages and its only stage 1 im confused about :huh: any advice will be great…
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refunding PPi but taking it off outstanding borrowing????
if we are successful in reclaiming the PPi from a loan or credit card are the company then allowed to for instance with credit cards refund the money back onto the card? i owed £3000 and had never missed monthly payments after enquiring about been mis-sold the ins was told i would recieve a full refund of £3067 they paid…
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Northern Rock PPI advice needed
Hi, I've been told by a claims company that NR have missold me PPI as part of my mortgage. I can't see where PPI is in my payments. Can anyone advise me on how I can check if my mortgage does have PPI included or not. Thank you for you your help. Ray
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Reclaiming ppi insurance
Hi, just wanted to know i took out loans in the past with my ex partner on joint names, now we are divorced will i be able to reclaim? Thanks :beer:
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cancelled ppi query - URGENT!!
hello folks i've got a loan with the halifax (£8k over 5 years) where the payments are £236 per month, which is made up of £182 for the loan and £54 for the PPI (halifax's creditcare gold). i wrote to halifax to cancel the insurance and stated that i expected tmy payments to reduce to £182 for the loan only and for them to…
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just posted
Well Hi I've been on here for a while but not posted much but I thought I'd just pop in a quick one as I've just sent off the PPI questionnaire to egg, cahoot, barclays and barclaycard and shall be keeping my fingers crossed. My DMP is due to finish end of this year, so things are looking up hopefully!!! Will keep you all…
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A few questions before I send.
Hi Guys, First off.... what a excellent forum, well done guys. I'm a little stuck on a few things.... I've filled in my MSE questionaire but i dont have my loan account number. Can i just call my branch and get them to find this from my past statements? Also i dont have the policy number of the payment protection…
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PPI claim on loan from current mortgage provider - should i do it?
5 years ago I took a loan out with Northern Rock, and took out PPI against my will as i explained several reasons why i didnt want it but was still pushed into it. I cleared the loan a year after when i got my mortgage with Northern Rock! I would like to put a claim into Northern Rock for the PPI, but am worried that they…
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Could somebody look over this and tell me if it is worth continuing.
I sent away my letter, with a cheque for £10, to see my loan PPI agreement and got this back today Basically look here, it's a list of images of my agreement, remove spaces. www gdsfc co uk / loan.htm I'm not very financially savvy. When I was given the loan I was on a temporary contract, employed directly through a…
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Life Insurance
We were told when we took out our Mortgage that we had to take the life insurance that the bank provided. We told them we already had life insurance. We were told we would not get the mortgate without it. Recently on a clear out, I found the paperwork and tried to call the company National Australia Life as I stopped…
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Welcome Finance PPI Reclaim
I am tryingto get my debt reduced with Welcome Finance. They have since sent me a massive form to fill in. Because I dont have half the information that they need I am thinking of going through a company to get it reduced. Has anyone had these forms and had any success filling them in? It says they have been devised by the…
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Egg PPI Reclaim
Thanks to this website, I have received a settlement of £2,450 from Egg for PPI on a credit card that I have with them. Because I have an outstanding balance with them, they are refusing to issue a cheque and will apply the refund to my account. My argument is that this money shouldn't have been taken from me in the first…
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Onbudsman letter posted & acknowledgment received!!!
HEY PEOPLE!!! received my acknowledgement letter from the FOS this morning does anyone know their timescales they are working to at this moment in time?? i know they change regularly too
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Help to get started.
I have read through the advice on here and am still a little confused what I should do first. I have found a few loan agreements and store cards on which I had PPI, all are paid off within the last 6 years. Two of which I claimed on then took out a new loan (ie had loan for 2 years or so made claim, then took out new loan…
