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LX Direct/Very Insurance on Purchases and Payments
Hi Yesterday I was ringing up to pay off my account. Whilst on hold, i read through all the pages of my last statement. Normally I just read the front page wich states the following information: You Total from Last Month Payments Received Purchases, Charges and Adjustments Your New total Every month i never read through…
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Absolute Claims Ltd
Had a phone call from the above company offering to claim the PPI back on my credit card. This was back in May. Cost to me was £195.00, although they insisted the service was free. Had a letter last week stating that the company was experiencing difficulties and may have to "Cease Trading". Just discovered that you cannot…
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Adjudicator questions
Hi Finally had a call to say we've been allocated to an adjudicator :) I was slightly worried though because he asked so many questions! My brain is a bit mushy at the moment (due to have a baby in the next couple of weeks) but I was a bit disturbed when I checked back through my original paperwork on the loan to find that…
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How long?
A bit of background first... Wanted to pay loan off early last June. Got settlement figure and that brought to my attention that the PPI was mis-sold due to not being told it was all upfront and non refundable if repayed early. RBS said No when I complained. Went to FOS in about August 2009. It took until May 2010 for them…
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how far back can i claim ppi?
hi-i recently had success in claiming ppi for my dad then found we also had it missold-i didnt pursue it as it was 7 years ago that we took out the loan.(sept 2003)but now i see companies are offering to help people with loans up to 10 years old.do i have a case?
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SAR Request
This is probably a stupid question, but i am trying to SAR request for my HSBC loans etc, but i only have my current account number which i assume is ok to put on the SAR letter? Also who do i make the cheque payable to? Many Thanks Simon
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PPI success with Welcome
Well having a very fabby monday my 1st cheque has arrived today from the lovely Welcome :rotfl:for the lurvly sum of £5236.59 :eek:. This is my very 1st ppi success, I started this claim way back in April last year for 3 different loans Welcome wrote back and said NO sorry don`t agree you were missold so took it to the FOS…
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HSBC Loan with mis sold PPI
Hi guys, I'm at the end of my tether and wondered if you lovely people could help or advise in any way. My partner took out an unsecured loan of £20,000 with HSBC in 2005. He was in debt with credit cards and loans (lots of missed payments and missing some repayments to meet others) The assistant branch manager told him…
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Cap One card - advice needed please
Hi I basically have had this stupid card for years, I can't remember the last time I used the card as I was silly enough to leave it at its limit of £200 and pay the very minimum that I could. Anyhow, being just under the £200 limit in Jan, I was made redundant for the third time in 3 years, lucky me! I stopped claiming…
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Help with ppi questionnaire
I'm in the process of filling out the questionnaire,& question A4 asks for the ppi policy number, which I don't seem to have. The only policy/account number is the loan account number. Any ideas?
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Can I SAR the FOS?
Hi Just a quick question. We've had our appeal on the mis-sold PPI rejected by the FOS adjudicator. We'd like to now pass this actually on to the Ombudsman. However, before we do so, I would like full disclosure on all paperwork involved in the complaint held by the FOS. Therefore, I wasn wondering whether I can issue a…
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GE Money and the Funding Network
Hello all I wonder if anyone has two minutes they could kindly give me some advice on my PPI reclaim? Five years ago when I was young and unbelievably naive, I took out a secured consolidation loan with GE Money, arranged by the Funding Network. I did not even realise I had PPI on it until GE Money wrote to me a few months…
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littlewoods help
hi all, Just a few question i hope someone can help me on please . I wrote to littlewoods in 2007 asking for a refund in charges but got a NO and i excepted it as alot was happening in my life then . Now i have gained the strength and fight to try again . I am also going to try amd claim what looks like 2 charges of ppi on…
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where to start?
Hi this is all new to me but am on a mission now after reading on here and have been digging out old paperwork! Sorry if this has been asked before but am really confused! I am currently on a personally agreed DMP with MBNA & BC since 2007. MBNA was originally £9000 now £6000; BC £1200 now £500. I am looking to reclaim PPI…
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Could someone help with calculations please?
Hi, Lloyds TSB agreed to pay back for three loans I had with them. I knew things were going too well. They agreed to compensate for first loan and I received a copy of the calculations and the money was paid to me. They included some small amounts to represent "excess balance interest" for the subsequent loans to represent…
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Bemused at adjudicator's notes...
After what seems like a lifetime, the FOS, this week, have rejected one of our PPI claims. We intend to appeal but are disappointed with the adjudicator's notes... Maybe I'm being stupid, but surely this is a key point in the misselling of any policy? I note from the FSA website that they (FSA that is) have issued severe…
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ppi offer recevied from Welcome Finance.advice needed.
i have recived a letter from Welcome finace in response to sending them my ppi claim. original loan - 1000 over 36 months paying 76.00 a month.taken out in june 08 up to date. think the current balance is like 1100. They have sent a letter saying that they can ''reschedule'' my loan from 76.00 to 59.04 a month. and have…
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ppi on mortgages
Hi All, wonder if anyone can help I am a newbie. Does anyone know anything about the government releasing information to companies about people who have been mis sold ppi on mortgages as I have had a cold call from a company who new all my details of a previous mortgage telling me I am entitled to approx 16k back. Is this…
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Fast Track Reclaim
Hi all would like some advice if possible, i had a phone call yesterday from a company called fast track reclaim about a couple of credit cards i have, they said that i have a good chance of claiming money back of them for ppi, Just wondering if anybody has delt with this company and would it be advisable to go with this…
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The loan store???????
HI THERE ALL, trying to find out how to get my template letter to the loan store ltd . formerly of 224 argyle st glasgow when i call they answer as cheque centre Any advice would be appreciated. thanks
