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do you think i can reclaim PPI?
has anyone got any advice about reclaiming PPI? i have an old credit and store cards and a bank loan from barclays that have all ended within the past three years. i defaulted on them but they are now all paid and satisfied, will i be able to reclaim any PPI and if i have no paperwork from when they were taken out how do i…
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Multiple top up loans
Hi Guys!! Please I really need your help, I have topped up my loan 6 times between 2002-2010 and each time I have had PPI included, I have started to proceed with this claim though Gladstone Brookes and they reckon I have a good case but now I am thinking of going solo as the 25% commission plus vat is quite high. My…
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Regency Mortgage
Hi all, I have been trying to reclaim PPI from Regency Mortgage Corporation Ltd that was based in Bournemouth. All my letters keep being returned undelivered, any I can not get through on any phone numbers I have. Can any body help with a new way of contacting these?:mad:
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Word of Warning another PPI rip off company
Another company called SCM. I haven't a clue what it stands for, but last night they phoned me to say that they were sending out an application form for me to fill in and for me to send back to them to get my PPI back on my loan. I basically told them not to bother as I have done it by myself and not getting ripped off by…
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Should I claim? Moral Dilemma
I dont know whether I should claim to get back the cost of PPI or not. The thing is I am not sure that I was 'mis-sold' it as such, but perhaps we didnt look at it too closely, and we certainly never thought (or even realised) that we could get similar insurance elsewhere. A little history... 5 years ago I took out a…
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Don't bother with Cento - do it yourself!
We paid Cento £149 a year ago to claim back our PPI from Northern Rock. After sending in all the evidence/forms/cheques for £10 they asked for, we got a letter back saying they were able to proceed with a claim; they said they were passing the claim to their agents, Legal Redress Ltd because "of their track record in…
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PPI query on a Barclays Graduate Loan - bit of an odd situation
I took out a graduate loan back in October 2005 for a term of 87 months (which includes 3 months repayment holiday). I signed up for PPI as I thought it would aid my loan application (I already had substantial debt) and also I was about to commence a job where I would lose my job if I failed my accountancy exams (this is…
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British Credit Trust say NO as my PPI was arranged by the car dealer
Today i recieved my 1st knock back off the finance company who I paid PPI to which i did not need or want. They states that upon investigation it appears that I opted for this particular paypent protection policy at the time of the finance agreement; therefore, the insurance was actually agreed by the dealer. They go on to…
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loans.co.uk
just found out i had a protection insurance with a loan from 2005 which I paid up in 2007 the insurance only ran out on 5thaug 2010. and have been made redundant 4 times since then the reason I found it was still running was an ending letter from cardiff pinnacle so when I call cardiff they tell me I can't claim for my…
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Ltsb ppi refund
I took out 2 loans with lloyds and was mis-sold the PPI, using your template letter i created one which related directly to my problems, i then sent it off and within 10 days lloyds agreed to refund my PPI payments along with two lots of 8% interest, i just had to agree, sign the forms and send them back, it said payment…
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M&s cca
Hi Everyone - my husband sent a request for his CCA with M&S weeks ago. We enclosed £1 and I sent it recorded devivery, and have the delivery details. Since then we've heard nothing - do we contact them again or assume that they cannot find the CCA? Many Thanks Miss P
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Claiming PPI after bankruptcy
Can anybody tell me please if it's possible to reclaim PPI after a bankruptcy? I have had a company contact me saying that the will operate on a "no win no fee" basis and charge 39% Is there anybody who has been successful in doing this? Thank you!
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single premium ppi reclaim - help needed!
Hi, this is the first time i've been on this forum & hope someone can help. I read somewhere on here (but now i can't seem to find it!) that if you took out a single premium ppi the chances were high you would have a succesful claim. Here's my story, hope someone can advise. 3 yrs ago (at 20 yrs old) i took out a secured…
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ppi help and advise please
Hi everone, I had a bank loan from 1998 and a credit card also that had ppi on both, however when i became ill with depression in 1999 they both refused to help, citing stress related illness not covered. i've been paying off the debt ever since because of a dca, and wonder if i have a chance to put in a claim for the ppi…
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company details
:phas anybody heard of a company called CHS (complaint handling service)?
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Just A Quickie
I have late payment fees on one of my past loans, I know I can claim these back, but should I also add 8% interest to the amount, as I have been deprived of this money, and should I take it from the date when the money was taken from me until they settle i.e. August 2010? Also, does anyone know what UDD fee stands for?…
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Virgin Credit Card PPI (Long Story)
OK, So heres my story, in 2006 i took out a Virgin Credit Card to help pay for holiday and any general purchases i wanted. Fast forward to 2010 where i have been unemployed twice, and struggled like hell to pay off my monthly repayments during this period (i missed a good few payments so was subsequently charged), i…
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GAP insurance
Im hoping I havent missed a subforum on this topic, sorry if I have. I have a car on Finance with Stoneacre, and at the time I bought it, I was told I would need Gap insurance, in case the car was written off and my insurance only covered the market value, rather than my outstanding debt. I remember asking at the time if…
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PPI - Calculation of charges
I have recently claimed for miss sold PPI on a current loan. The loans has not ended so i still have outstanding payments. I did this through I Smart who state in there T&Cs that if i received £1000 compensation i would pay 25% I received an offer of £800 from my bank and accepted thinking i would pay I smart approx £200.…
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welcome finance
My claim with welcome finance was supposed to be finished today rnag to see why the money wasnt in my account and they said they are having technical problems (AGAIN) and it will be couple more weeks. To say i am not happy is a understatement is there any adice on what i can do next or do i just wair :mad::mad:
