Multiple top up loans

yetty123

Hi Guys!!

Please I really need your help, I have topped up my loan 6 times between 2002-2010 and each time I have had PPI included, I have started to proceed with this claim though Gladstone Brookes and they reckon I have a good case but now I am thinking of going solo as the 25% commission plus vat is quite high.

My question is who do I fil in the online questionaire if I have 6 different PPI policy numbers?

I will really appreiciate any help.

Thanks

di3004

yetty123 wrote: »

Hi Guys!!

Please I really need your help, I have topped up my loan 6 times between 2002-2010 and each time I have had PPI included, I have started to proceed with this claim though Gladstone Brookes and they reckon I have a good case but now I am thinking of going solo as the 25% commission plus vat is quite high.

My question is who do I fil in the online questionaire if I have 6 different PPI policy numbers?

I will really appreiciate any help.

Thanks

Hi and welcome

To be honest I would not have bothered to use a claims company, cos like you have stated they do make a charge.
Are you able to cancel without any charges now?

Yes you complete the FOS questionnaires, if you were mis sold for the same reasons, there is no harm in doing this on one, or you can keep them separately, then you send to whoever sold and set up your loans.

Remember to keep copies as well, this is recommended, they have 8 weeks to respond, and may ask for more time, which is fine, just as long as you know where you stand.;)

Hope this helps, good luck.
http://www.moneysavingexpert.com/rec...loan-insurance

yetty123

They asked me to pay £10 deposit up front for the cost of their paperwork just in case I dont return it, as they reckon it is is expensive for them to draw up the legal docs.

Okay so do I put all the 6 policy numbers on the one form then?
And who do I send the forms to it was Barclays bank do I post to the head office?
Thanks :-)

di3004

yetty123 wrote: »

They asked me to pay £10 deposit up front for the cost of their paperwork just in case I dont return it, as they reckon it is is expensive for them to draw up the legal docs.

Okay so do I put all the 6 policy numbers on the one form then?
And who do I send the forms to it was Barclays bank do I post to the head office?
Thanks :-)

Hi there

So you requested for documentation?
Yes they do normally require the stated payment by either cheque or postal order, and they have 40 calendar days to comply and send all they hold on you.
There is actually a template letter called a Subject Access request (SAR) for this matter, on link below, you could if you have not done this write this letter and enclose that payment.
https://forums.moneysavingexpert.com/discussion/1475553

In regards of the reclaiming, they have 8 weeks and its a choice, you can enclose all on the same questionnaire, or separate, either way it does not matter, just as long as you enclose all account numbers for each loan, the insurance number is normally the same as the loan number.

And yes Barclays head office you send to, make sure you get proof for posting at your post office for all letters you send.;)

Good luck.:)

yetty123

Thank you so much one last question.

Do they need paperwork as well as the policy numbers or can it be either or because Barclays are the ones that issued the loan so they should have all these documents on file right?
Thanks

di3004

yetty123 wrote: »

Thank you so much one last question.

Do they need paperwork as well as the policy numbers or can it be either or because Barclays are the ones that issued the loan so they should have all these documents on file right?
Thanks

Hiya

Sorry for the delay in responding.

You can enclose any evidence you may have, but only do so in copies only.;)

And the procedures are, whoever set up the policy in the first place, are the ones you go to, and I take it this would have been Barclays bank in your case?
So yes it would be them.:)