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cant remember old loan details
hi how can i request details of ALL the loans ive had from lloyds over the last 8 years? ive had three small loans and wanna try and reclaim on them thanx
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PPI again
I got a list of ppi charges from EGG and submitted a claim, I was informed that as I had completed the application process online that their selling processes comply with all legal requirements. Has anyone had dealings with EGG like this? A second letter implied that I should conntact the Ombudsmsn if not happy with their…
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Please Help - CCA Request Ignored
I've started a thread in a different forum but there are probably more experts here that could help. http://forums.moneysavingexpert.com/showthread.html?t=2130293 Please help
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PPI help!
I have had a series of Customer Service Reviews at my bank where I have been encouraged to take out top-up loans to pay off credit card. 1st loan was for £2000 in 2005. I've since had 8 or so service reviews and on each occasion have been offered a further loan to pay off any credit card debts. I am now saddled with a loan…
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good news from AA car loan claim
well at least i think its good news anyway... recieved a letter from the Bank of Scotland saying that they have decided to 'pay me an amount which will put me back in the position i would have been in had i not taken the insurance'. to me that sounds like i will get back all the insurance paid plus interest, or am i…
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More PPI success
A really BIG THANK YOU Martin, I successfully claimed back £544.38 from M&S Money for PPI on my credit card dating back over 5 years and I have just received a letter from Lloyds TSB that they have upheld my claim for PPI on my loan which was fully paid and closed 2 years ago! Just in time for Christmas a stonking £1097.34…
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PPI Claim - how they got my personal details?
I've been contacted by 1stcallclaims regarding claiming back excessive PPI charges. They are wanting to charge me £75. Can anyone tell me how they have got so many of my personal details? They were able to tell me all my bank details etc. Thanks
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Adjudicator - what next?
Hi can anyone please tell me what happens when FOS pass a case onto an adjudicator and how long it should take to be resolved? Thanks
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NEMO - The battle continues
:mad: GGRRRR. Have just had my reply from Nemo about ppi reclaim. Suprise they've said no. Knew this was going to be a lengthy process. Sorry for the length of this :o I sent for a Subject Access Request. They sent a big pile of rubbish minus any phone conversations and copies of 2 letters concerning inconsistencies on our…
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help with letter
Hi I know that i am 50 million miles behind everybody else, but after receiving a phone call from one of the companies who fight your case for ppi i decided that i would go it alone and write my own letters. I have looked bank through some paperwork and the other half has had ppi on barclays home care ppi (most at…
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Can I cancel PPI?
Hi, I am a forum virgin so bare with me... I have been told by my bank that I cannot cancel the PPI without re-applying for a new loan? Which I have heard that they will just adjust the APR to account for their shortfall?? Is this right? or am I being fobbed off? I am going to follow the process and put in a claim to get a…
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Welocme Finance PPI Help
Hi Guys, Looking for a bit of advice. I took out a loan with Welcome Finance in Dec 07 over 36 months and was told at the time PPI was needed to approve the loan. I have paid my payments every month however this time last year I was made redundant and had to claim on the policy for 4 months which was paid out by the…
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fso final decision
I have recently had a final decision from the financial ombudsman on a miss sold ppi policy on a loan from egg banking the decision was in my favor and egg have been told to repay me plus interest and compensation. But they have not responded to this decision can this be enforced and egg made to pay up
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RBS offer for PPI claim
I have received my offer of compensation for a mis-sold PPI policy from RBS. It all seems fine apart from the fact that they have not added interest @ 8% simple on my payments. I have been on the FSA website and it quotes: the addition of interest (normally at the rate of 8% simple per annum) to any excess payments made by…
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At last an ajudicator..
After 7 months the FOS has moved my case against First Plus/Norton Finance to an ajudicator....yippp peeee. The end is in sight one way or another. Any one any idea how long it will be now...i spoke to him & he said he has all the paperwork he needs.... thanx
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Welcome Finance
Hi I started a claim with welcome finance back im March this year. I phoned head office to see if they would give me my account number of a loan which was paid of in Sept 06. The lady on phone was happy enough to give me the number:T. So away I went to start the letters (also have claim for current loan with them) I sent 2…
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Vanquis
Does anybody know if the Repayment Option Plan on my Vanquis Card statement is a form of PPI? Its on every statement and I have never questioned it, I have even just done another complete application online for another card and it does not give me any option to select or deselect this option. In fact its not even…
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Just been contacted by EMC advisory services ltd
any body heard of them ? It is regarding a £14000 loan from 2006, not sure if i was missold ppi ? they reckon they can get me some money back, and will me only charge 28%. No win no fee. i have never heard of them, and am therefore unsure weather to proceed any suggestions ?? james
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Refund held in backlog and confused!
Hi all I recently went through the process of reclaiming PPI on my Intelligent Finance loan, and got a letter outlining what I should be receiving and when, plus recalculating my loan balance. I should have received my refund during November; I called up last week to double-check and to get the recalculated balance of my…
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MBNA PPI Query
Hi, hope you can help with this one.. I've recently been successful in getting a payment from MBNA re: my recent PPI claim against the payments applied to my credit card. However, they stated in their letter to me that the PPC was applied to my account in 2001. They deposited £450 in my card account but by my reckoning…
